
Fiserv, Inc.
FISVNASDAQTechnologyInformation Technology Services
Regular session
$53.0737
+$0.4937 · +0.94%
FISV company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
89
Deep Value
Momentum
17
Strong Down
Sentiment
79
Bullish
Risk resilience
44
Elevated Risk
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Company profile
Company websiteFiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat, its omnichannel commerce platform; Clover, a cloud-native platform for point-of-sale and business management; and Clover Connect, designed for independent software vendors. This segment reaches clients via diverse distribution channels, including direct sales, agent networks, ISVs, and financial institution partnerships. The Fintech segment supports financial institutions in managing core functions like customer deposit and loan accounts, general ledgers, and central information repositories. Further services extend to digital banking, financial and risk management, specialized consulting, and item processing solutions. The Payments segment facilitates a wide array of card-based transactions, including processing for debit, credit, and prepaid cards. It also delivers security and fraud safeguards, card manufacturing, print services, and various network functionalities. Beyond cards, this segment offers digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, and electronic billing, complemented by security features. Fiserv caters to a broad clientele, including businesses, banks, credit unions, other financial institutions, merchants, and corporate enterprises. Established in 1984, Fiserv, Inc. maintains its corporate headquarters in Brookfield, Wisconsin.
- Industry
- Information Technology Services
- Sector
- Technology
- Headquarters
- US
- CEO
- Takis Georgakopoulos
- Listed since
- Sep 25, 1986
- Employees
- 38,000
Market position
Day range
Current $53.0737
52-week range
Current $53.0737
- Open
- $52.65
- Previous close
- $52.58
- Volume
- 1.63M
- 0.22× average
- Average volume
- 7.58M
- Average daily volume
- Market cap
- 28.3B USD
- Beta
- 0.8
- Market reference 1
- 50-day average
- $114.45
- -53.63% below average
- 200-day average
- $166.21
- -68.07% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 65.2B USD
- P/E (TTM)
- 10.17×
- P/B (TTM)
- 1.06×
- P/S (TTM)
- 1.36×
- EV / EBITDA
- 7.28×
- Earnings yield
- 9.44%
- Free cash flow yield
- 11.66%
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 47.22%
- Operating margin
- 21.37%
- Net margin
- 13.42%
- Return on equity
- 13.49%
- Return on assets
- 4.34%
- Return on invested capital
- 8.03%
Financial health
- Debt / equity
- 1.04×
- Current ratio
- 1.03×
- Altman Z-score
- 1.24
- Piotroski F-score
- 6 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 21.19B USD | 20.46B USD | 19.09B USD | 17.74B USD | 16.23B USD |
| Cost of goods sold | 8.61B USD | 8.01B USD | 7.67B USD | 7.99B USD | 8.13B USD |
| Gross profit | 12.58B USD | 12.44B USD | 11.42B USD | 9.75B USD | 8.1B USD |
| Selling, general, and administrative | 6.88B USD | 6.56B USD | 6.58B USD | 6.06B USD | 5.81B USD |
| Operating expenses | 6.88B USD | 6.56B USD | 6.41B USD | 6.01B USD | 5.81B USD |
| Interest income | 38M USD | 43M USD | 28M USD | 13M USD | 3M USD |
| Interest expense | 1.53B USD | 1.24B USD | 1B USD | 746M USD | 696M USD |
| Depreciation and amortization | 3.16B USD | 3.1B USD | 3.12B USD | 3.17B USD | 3.2B USD |
| Operating income | 5.7B USD | 5.88B USD | 5.01B USD | 3.74B USD | 2.29B USD |
| Net income | 3.48B USD | 3.13B USD | 3.07B USD | 2.53B USD | 1.33B USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 82%
- 9 beats, 2 misses, 0 met estimates
- Average EPS surprise
- +0.74%
- 11 comparable reports
- Latest EPS result
- 1.84
- Estimate 1.91 · Miss by 3.66%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$62.46
17.69% upsideRating distribution
61 ratingsFISV peers
ETFs holding FISV
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI824.56M0.04%2.3T USD0.03%$377.72-0.14%
Vanguard S&P 500 ETFVOO755.06M0.04%1.7T USD0.03%$703.11-0.09%
Vanguard Morningstar Mid-Cap ETFVO560.26M0.25%224.7B USD0.03%$82.72-0.31%
State Street SPDR S&P 500 ETFSPY347.18M0.04%817.87B USD0.09%$764.92-0.10%
Vanguard Morningstar Value ETFVTV246.63M0.10%256.5B USD0.03%$226.38-0.01%
State Street Financial Select Sector SPDR ETFXLF191.59M0.35%55.49B USD0.08%$58.145+1.16%
Vanguard Morningstar Mid-Cap Value ETFVOE166.65M0.43%38.6B USD0.05%$209.04+0.19%
State Street SPDR Portfolio S&P 500 ETFSPYM71.75M0.04%169.37B USD0.02%$90.04-0.10%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 824.56M
- Weight
- 0.04%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $377.72-0.14%
Vanguard S&P 500 ETFVOO- Market value
- 755.06M
- Weight
- 0.04%
- AUM
- 1.7T USD
- Expense ratio
- 0.03%
- Price / 1D
- $703.11-0.09%
Vanguard Morningstar Mid-Cap ETFVO- Market value
- 560.26M
- Weight
- 0.25%
- AUM
- 224.7B USD
- Expense ratio
- 0.03%
- Price / 1D
- $82.72-0.31%
State Street SPDR S&P 500 ETFSPY- Market value
- 347.18M
- Weight
- 0.04%
- AUM
- 817.87B USD
- Expense ratio
- 0.09%
- Price / 1D
- $764.92-0.10%
Vanguard Morningstar Value ETFVTV- Market value
- 246.63M
- Weight
- 0.10%
- AUM
- 256.5B USD
- Expense ratio
- 0.03%
- Price / 1D
- $226.38-0.01%
State Street Financial Select Sector SPDR ETFXLF- Market value
- 191.59M
- Weight
- 0.35%
- AUM
- 55.49B USD
- Expense ratio
- 0.08%
- Price / 1D
- $58.145+1.16%
Vanguard Morningstar Mid-Cap Value ETFVOE- Market value
- 166.65M
- Weight
- 0.43%
- AUM
- 38.6B USD
- Expense ratio
- 0.05%
- Price / 1D
- $209.04+0.19%
State Street SPDR Portfolio S&P 500 ETFSPYM- Market value
- 71.75M
- Weight
- 0.04%
- AUM
- 169.37B USD
- Expense ratio
- 0.02%
- Price / 1D
- $90.04-0.10%
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