Farmers National Banc Corp. logo

Farmers National Banc Corp.

FMNB

NASDAQFinancial ServicesBanks - Regional

Previous close

$15.69

−$0.03 · -0.19%

Aug 21, 4:00 PM ET

FMNB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

90

Deep Value

Momentum

48

Neutral

Sentiment

61

Bullish

Risk resilience

76

Moderate Risk

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Company profile

Company website

Farmers National Banc Corp. operates as a diversified financial services holding company, engaging in banking, trust administration, retirement planning, insurance, and financial management. It provides a comprehensive range of commercial and consumer banking solutions, including various deposit products like checking, savings, and certificate of deposit accounts. The company's lending portfolio features commercial, mortgage, personal installment, and home equity loans, alongside ancillary services such as home equity lines of credit, online banking, ATM access, safe deposit boxes, money orders, official checks, travel cards, credit and debit cards, and brokerage offerings. Furthermore, it delivers both individual and institutional trust services, covering estate settlement, trust oversight, and employee benefit plan management. Specialized retirement consulting is also offered, as well as a variety of insurance products, including property and casualty coverage, facilitated by licensed representatives. The firm strategically invests in municipal securities. With a presence across 47 branches in northeastern Ohio and one location in southwestern Pennsylvania, the corporation, founded in 1887, is headquartered in Canfield, Ohio.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Kevin J. Helmick
Listed since
Jan 4, 1999
Employees
706

Market position

Day range

Current $15.69

52-week range

Current $15.69

Open
$15.79
Previous close
$15.72
Volume
524.51K
1.28× average
Average volume
410.38K
Average daily volume
Market cap
697.7M USD
Beta
0.78
Market reference 1
50-day average
$15.0732
+4.09% above average
200-day average
$13.9313
+12.62% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
848.52M USD
EV / EBITDA
11.81×
Earnings yield
10.89%
Free cash flow yield
10.41%

Profitability & efficiency

Return on equity
11.24%
Return on assets
1.04%
Return on invested capital
1.04%

Financial health

Current ratio
0.33×

Earnings

EPS beat rate
55%
6 beats, 3 misses, 2 met estimates
Average EPS surprise
+1.78%
11 comparable reports
Latest EPS result
0.41
Estimate 0.34 · Beat by 19.43%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.510.440.370.3Q1 '25BeatQ2 '25BeatQ3 '25MetQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 29, 2025: actual 0.39, estimate 0.34, surprise +14.71%, Beat. Q2 2025, reported Apr 16, 2025: actual 0.39, estimate 0.34, surprise +14.71%, Beat. Q3 2025, reported Jul 23, 2025: actual 0.37, estimate 0.37, surprise 0.00%, Met estimate. Q4 2025, reported Oct 22, 2025: actual 0.42, estimate 0.41, surprise +2.44%, Beat. Q1 2026, reported Jan 28, 2026: actual 0.4, estimate 0.47, surprise -14.89%, Miss. Q2 2026, reported Apr 22, 2026: actual 0.36, estimate 0.37, surprise -2.70%, Miss. Q3 2026, reported Jul 22, 2026: actual 0.41, estimate 0.343, surprise +19.43%, Beat. Q4 2026, reported Oct 28, 2026: actual —, estimate 0.41, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates73.58M62.83M52.08M41.32MQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 29, 2025: actual 44.15M USD, estimate 45.2M USD, surprise -2.32%, Miss. Q2 2025, reported Apr 16, 2025: actual 44.68M USD, estimate 46.55M USD, surprise -4.03%, Miss. Q3 2025, reported Jul 23, 2025: actual 47.04M USD, estimate 48M USD, surprise -1.99%, Miss. Q4 2025, reported Oct 22, 2025: actual 47.74M USD, estimate 51M USD, surprise -6.40%, Miss. Q1 2026, reported Jan 28, 2026: actual 49.12M USD, estimate 50.7M USD, surprise -3.12%, Miss. Q2 2026, reported Apr 22, 2026: actual 56.26M USD, estimate 54.8M USD, surprise +2.66%, Beat. Q3 2026, reported Jul 22, 2026: actual 70.45M USD, estimate 70.1M USD, surprise +0.49%, Beat. Q4 2026, reported Oct 28, 2026: actual —, estimate 70.75M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$16.00

1.98% upside
Past 12 months12-month forecastHigh $18.00Average $16.00Low $14.00

Rating distribution

7 ratings
Strong buy00%
Buy229%
Hold571%
Sell00%
Strong sell00%

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