
FirstSun Capital Bancorp
FSUNNASDAQFinancial ServicesBanks - Regional
Previous close
$40.00
+$0.08 · +0.20%
FSUN company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
88
Deep Value
Momentum
44
Neutral
Sentiment
65
Bullish
Risk resilience
67
Moderate Risk
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Company profile
Company websiteFirstSun Capital Bancorp functions as the parent entity for Sunflower Bank, offering a comprehensive suite of commercial and retail banking as well as financial solutions primarily to small and mid-sized businesses. Its deposit offerings include non-interest and interest-bearing demand accounts, standard checking and savings accounts, money market options, and certificates of deposit. The bank provides a variety of lending products, such as commercial and industrial loans, commercial real estate mortgages (both owner and non-owner occupied), 1-4 family and multi-family housing loans, and home equity lines. Consumer credit solutions feature direct installment loans, credit card facilities, overdraft protection, and other revolving credit products. Beyond core banking, FirstSun Capital Bancorp also delivers remote deposit, cash management, and treasury management services, along with extensive wealth management and trust products encompassing personal, employee benefit, investment advisory, and foundation/endowment accounts. The company serves its clientele through branch locations situated in Kansas, Colorado, New Mexico, Texas, and Arizona. Founded in 1892 and headquartered in Denver, Colorado, the firm was formerly known as Sunflower Financial, Inc. before rebranding as FirstSun Capital Bancorp in June 2017.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Neal E. Arnold
- Listed since
- Aug 3, 2022
- Employees
- 1,210
Market position
Day range
Current $40.00
52-week range
Current $40.00
- Open
- $39.99
- Previous close
- $39.92
- Volume
- 204.18K
- 0.77× average
- Average volume
- 266.33K
- Average daily volume
- Market cap
- 1.87B USD
- Beta
- 0.19
- Market reference 1
- 50-day average
- $37.8305
- +5.73% above average
- 200-day average
- $36.9883
- +8.14% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- P/E (TTM)
- 23.95×
- P/B (TTM)
- 0.61×
- P/S (TTM)
- 3.19×
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 55.54%
- Operating margin
- 10.36%
- Net margin
- 7.95%
Financial health
- Debt / equity
- 0.12×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 569.65M USD | 540.07M USD | 485.21M USD | 347.92M USD | 287.36M USD |
| Cost of goods sold | 174.98M USD | 190.18M USD | 138.5M USD | 43.24M USD | 17.12M USD |
| Gross profit | 394.67M USD | 349.89M USD | 346.71M USD | 304.68M USD | 270.23M USD |
| Selling, general, and administrative | 167.46M USD | 164.21M USD | 142.46M USD | 142M USD | 158.59M USD |
| Operating expenses | 269.56M USD | 254.78M USD | 215.23M USD | 230.66M USD | 218.39M USD |
| Interest income | 467.77M USD | 459.54M USD | 413.68M USD | 266.82M USD | 169.35M USD |
| Interest expense | 150.38M USD | 162.63M USD | 120.25M USD | 25.19M USD | 14.12M USD |
| Depreciation and amortization | 7.95M USD | 10.14M USD | 12.24M USD | 12.17M USD | 8.6M USD |
| Operating income | 125.11M USD | 95.11M USD | 131.48M USD | 74.02M USD | 51.84M USD |
| Net income | 97.94M USD | 75.63M USD | 103.53M USD | 59.18M USD | 43.16M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 56%
- 5 beats, 3 misses, 1 met estimate
- Average EPS surprise
- +3.48%
- 9 comparable reports
- Latest EPS result
- 0.45
- Estimate 0.36 · Beat by 24.14%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$45.33
13.32% upsideRating distribution
4 ratingsLimited analyst sample: 4 ratings. Interpret the distribution with caution.
Recent analyst actions
FSUN peers
ETFs holding FSUN
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI38.22M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM24.7M0.03%81.62B USD0.19%$299.96+0.77%
Vanguard Extended Market ETFVXF11.65M0.01%93.7B USD0.05%$245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE11.05M0.27%4.06B USD0.35%$74.86+0.20%
iShares Russell 2000 Value ETFIWN9.58M0.07%14.66B USD0.24%$224.81+0.45%
Avantis U.S. Small Cap Value ETFAVUV6.31M0.02%31.27B USD0.25%$126.45+0.66%
Vanguard Russell 2000 ETFVTWO5.41M0.03%17.4B USD0.06%$121.25+0.74%
EA Bridgeway Omni Small-Cap Value ETFBSVO5.26M0.21%1.71B USD0.47%$29.62+0.85%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 38.22M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 24.7M
- Weight
- 0.03%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Extended Market ETFVXF- Market value
- 11.65M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 11.05M
- Weight
- 0.27%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
iShares Russell 2000 Value ETFIWN- Market value
- 9.58M
- Weight
- 0.07%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 6.31M
- Weight
- 0.02%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Russell 2000 ETFVTWO- Market value
- 5.41M
- Weight
- 0.03%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
EA Bridgeway Omni Small-Cap Value ETFBSVO- Market value
- 5.26M
- Weight
- 0.21%
- AUM
- 1.71B USD
- Expense ratio
- 0.47%
- Price / 1D
- $29.62+0.85%
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