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Goosehead Insurance, Inc logo

Goosehead Insurance, Inc

GSHD

NASDAQFinancial ServicesInsurance - Brokers

Open in GoAI

Previous close

$72.52

+$1.82 · +2.57%

Aug 21, 4:00 PM ET

GSHD company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

60

Fair Value

Momentum

49

Neutral

Sentiment

65

Bullish

Risk resilience

32

High Risk

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Company profile

Company website

Goosehead Insurance, Inc. functions as the parent entity for Goosehead Financial, LLC, an enterprise dedicated to delivering personal lines insurance brokerage services throughout the United States. Its operational framework is divided into two primary segments: a direct Corporate Channel and an expansive Franchise Channel. The firm offers a comprehensive suite of insurance products, encompassing coverage for homeowners, automobiles, and various dwelling properties. Their specialized policies include protection against floods, wind damage, and earthquakes, alongside excess liability (umbrella) coverage. Additionally, they provide policies for motorcycles, recreational vehicles, general liability, other property types, and life insurance. By December 31, 2021, the company's network boasted a total of 2,151 franchised locations. Established in 2003, Goosehead Insurance, Inc. maintains its corporate headquarters in Westlake, Texas.

Industry
Insurance - Brokers
Sector
Financial Services
Headquarters
US
CEO
Mark K. Miller
Listed since
Apr 27, 2018
Employees
1,600

Market position

Day range

Current $72.52

52-week range

Current $72.52

Open
$70.335
Previous close
$70.70
Volume
317.23K
0.61× average
Average volume
522.84K
Average daily volume
Market cap
2.71B USD
Beta
1.35
Market reference 1
50-day average
$55.5187
+30.62% above average
200-day average
$55.562
+30.52% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
3.13B USD
EV / EBITDA
36.41×
Earnings yield
1.51%
Free cash flow yield
4.68%

Profitability & efficiency

Return on equity
-29.14%
Return on assets
6.71%
Return on invested capital
15.69%

Financial health

Current ratio
7.6×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends110%70%30%-10%Gross margin, FY2021: 100.00%Gross margin, FY2022: 100.00%Gross margin, FY2023: 100.00%Gross margin, FY2024: 45.01%Gross margin, FY2025: 46.25%Operating margin, FY2021: 3.97%Operating margin, FY2022: 2.45%Operating margin, FY2023: 10.10%Operating margin, FY2024: 19.44%Operating margin, FY2025: 20.38%Net margin, FY2021: 3.57%Net margin, FY2022: 0.27%Net margin, FY2023: 5.41%Net margin, FY2024: 9.67%Net margin, FY2025: 7.62%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 100.00%. Gross margin FY2023 100.00%. Gross margin FY2024 45.01%. Gross margin FY2025 46.25%. Operating margin FY2021 3.97%. Operating margin FY2022 2.45%. Operating margin FY2023 10.10%. Operating margin FY2024 19.44%. Operating margin FY2025 20.38%. Net margin FY2021 3.57%. Net margin FY2022 0.27%. Net margin FY2023 5.41%. Net margin FY2024 9.67%. Net margin FY2025 7.62%.

Income trends

Revenue

365.3M USD+16.15%

Operating income

74.45M USD+21.77%

Net income

27.83M USD-8.53%
Income trends across reported periods401.78M USD255.88M USD109.99M USD−35.91M USDRevenue, FY2021: 151.31M USDRevenue, FY2022: 209.39M USDRevenue, FY2023: 261.28M USDRevenue, FY2024: 314.51M USDRevenue, FY2025: 365.3M USDOperating income, FY2021: 6M USDOperating income, FY2022: 5.13M USDOperating income, FY2023: 26.39M USDOperating income, FY2024: 61.14M USDOperating income, FY2025: 74.45M USDNet income, FY2021: 5.4M USDNet income, FY2022: 565K USDNet income, FY2023: 14.14M USDNet income, FY2024: 30.43M USDNet income, FY2025: 27.83M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 151.31M USD. Revenue FY2022 209.39M USD. Revenue FY2023 261.28M USD. Revenue FY2024 314.51M USD. Revenue FY2025 365.3M USD. Operating income FY2021 6M USD. Operating income FY2022 5.13M USD. Operating income FY2023 26.39M USD. Operating income FY2024 61.14M USD. Operating income FY2025 74.45M USD. Net income FY2021 5.4M USD. Net income FY2022 565K USD. Net income FY2023 14.14M USD. Net income FY2024 30.43M USD. Net income FY2025 27.83M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue365.3M USD314.51M USD261.28M USD209.39M USD151.31M USD
Cost of goods sold196.36M USD172.94M USD———
Gross profit168.94M USD141.56M USD261.28M USD209.39M USD151.31M USD
Selling, general, and administrative81.38M USD67.07M USD214.72M USD186.18M USD134.77M USD
Operating expenses94.49M USD80.42M USD234.89M USD204.26M USD145.31M USD
Interest income670K USD932K USD1.44M USD1.4M USD1.15M USD
Interest expense23.79M USD7.34M USD6.57M USD5M USD2.85M USD
Depreciation and amortization11.27M USD10.96M USD9.47M USD7.11M USD5.12M USD
Operating income74.45M USD61.14M USD26.39M USD5.13M USD6M USD
Net income27.83M USD30.43M USD14.14M USD565K USD5.4M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
73%
8 beats, 3 misses, 0 met estimates
Average EPS surprise
+20.95%
11 comparable reports
Latest EPS result
0.64
Estimate 0.47 · Beat by 35.02%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.840.610.390.17Q1 '25BeatQ2 '25BeatQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 24, 2025: actual 0.79, estimate 0.41, surprise +92.68%, Beat. Q2 2025, reported Apr 23, 2025: actual 0.26, estimate 0.23, surprise +13.04%, Beat. Q3 2025, reported Jul 23, 2025: actual 0.49, estimate 0.53, surprise -7.55%, Miss. Q4 2025, reported Oct 22, 2025: actual 0.46, estimate 0.47, surprise -2.13%, Miss. Q1 2026, reported Feb 17, 2026: actual 0.64, estimate 0.54, surprise +18.52%, Beat. Q2 2026, reported Apr 22, 2026: actual 0.3, estimate 0.2, surprise +50.00%, Beat. Q3 2026, reported Jul 22, 2026: actual 0.64, estimate 0.474, surprise +35.02%, Beat. Q4 2026, reported Oct 28, 2026: actual —, estimate 0.57, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates117.92M102.3M86.67M71.05MQ1 '25BeatQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 24, 2025: actual 93.92M USD, estimate 78.03M USD, surprise +20.36%, Beat. Q2 2025, reported Apr 23, 2025: actual 75.58M USD, estimate 78.09M USD, surprise -3.21%, Miss. Q3 2025, reported Jul 23, 2025: actual 94.03M USD, estimate 95.52M USD, surprise -1.56%, Miss. Q4 2025, reported Oct 22, 2025: actual 90.44M USD, estimate 99.94M USD, surprise -9.51%, Miss. Q1 2026, reported Feb 17, 2026: actual 105.26M USD, estimate 99.34M USD, surprise +5.96%, Beat. Q2 2026, reported Apr 22, 2026: actual 93.08M USD, estimate 85.03M USD, surprise +9.46%, Beat. Q3 2026, reported Jul 22, 2026: actual 113.39M USD, estimate 103.3M USD, surprise +9.77%, Beat. Q4 2026, reported Oct 28, 2026: actual —, estimate 106.31M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$69.50

4.16% downside
Past 12 months12-month forecastHigh $76.00Average $69.50Low $58.00

GSHD news

fool.com

Goosehead Insurance Director Buys $100K oif Shares. What Does This Signal to Investors?

The director acquired 1,600 shares at $63.14 per share, representing a total capital commitment of ~$101,000 on July 31, 2026. This transaction established a new direct equity position of 1,600 shares for the insider.

Read source
fool.com

Company Insider Scoops Up 1,600 Shares of Insurance Stock

Peter R. Lane's $101,000 purchase comes after a 32% stock decline, signaling insider confidence in the insurance brokerage's recovery potential.

Read source
seekingalpha.com

Goosehead Insurance: Strong Q2, But The Valuation Leaves Little Room For Error

Goosehead Insurance (GSHD) delivered 20% year-over-year revenue growth in Q2 2026, with $113.4 million in revenues and 86% client retention. GSHD's dual distribution model leverages a growing franchise network and…

Read source
seekingalpha.com

Goosehead Insurance: Solid Q2, But Longer-Term AI Risks Linger

Goosehead Insurance posted strong Q2 results, with revenue up 21% and adjusted EBITDA up 30%, but shares remain pressured by AI disintermediation fears. GSHD's core revenue growth lags premium growth, reflecting ongoing…

Read source
seekingalpha.com

Goosehead Insurance, Inc. (GSHD) Q2 2026 Earnings Call Transcript

Goosehead Insurance, Inc. (GSHD) Q2 2026 Earnings Call Transcript

Read source
zacks.com

Goosehead (GSHD) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

The headline numbers for Goosehead (GSHD) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago…

Read source

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ETFs holding GSHD

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core S&P Small-Cap ETF logoiShares Core S&P Small-Cap ETFIJR
Market value
92.8M
Weight
0.08%
AUM
111.19B USD
Expense ratio
0.06%
Price / 1D
$147.31+0.64%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
44.34M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
42.54M
Weight
0.05%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
32.04M
Weight
0.02%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$304.76+0.64%
Vanguard Morningstar Small-Cap Growth ETF logoVanguard Morningstar Small-Cap Growth ETFVBK
Market value
18.39M
Weight
0.04%
AUM
43.8B USD
Expense ratio
0.05%
Price / 1D
$358.65+0.70%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
16.95M
Weight
0.02%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
State Street SPDR Portfolio S&P 600 Small Cap ETF logoState Street SPDR Portfolio S&P 600 Small Cap ETFSPSM
Market value
15.64M
Weight
0.09%
AUM
17.03B USD
Expense ratio
0.03%
Price / 1D
$57.28+0.61%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
14.02M
Weight
0.10%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%

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