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NASDAQFinancial ServicesBanks - Regional
Latest quote
$15.00
−$0.16 · -1.06%
Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]
Regular session
$15.00
−$0.16 · -1.06%
Regular session · ET · Market data may be delayed.
Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]
Day range
Current $15.00
52-week range
Current $15.00
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
64
Undervalued
Sentiment
56
Mixed
Risk
50
Elevated Risk
Momentum
55
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]
Day range
Current $15.00
52-week range
Current $15.00
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.33B USD | 1.16B USD | 1.14B USD | 1.27B USD | 898.63M USD |
| Cost of goods sold | 470.96M USD | 552.18M USD | 514.36M USD | 349.84M USD | 218.8M USD |
| Gross profit | 863.76M USD | 608.74M USD | 621.05M USD | 919.89M USD | 679.83M USD |
| Selling, general, and administrative | 391.06M USD | 332.56M USD | 355.79M USD | 537.14M USD | 444.53M USD |
| Operating expenses | 530.06M USD | 543.68M USD | 566.44M USD | 766.85M USD | 661.39M USD |
| Interest income | 961.54M USD | 907.96M USD | 832.63M USD | 557.34M USD | 292.83M USD |
| Interest expense | 335.87M USD | 373.92M USD | 270.79M USD | 82.52M USD | 80M USD |
| Depreciation and amortization | 62.89M USD | 53.3M USD | 47.2M USD | 43.83M USD | 44.29M USD |
| Operating income | 333.69M USD | 65.07M USD | 54.62M USD | 153.04M USD | 18.44M USD |
| Net income | 135.68M USD | 51.33M USD | 38.94M USD | 289.69M USD | 18.58M USD |
Company facts updated Oct 8, 2026.
Reported history and fiscal-year consensus
Reported history and fiscal-year consensus
Third-party consensus; not a GoAI recommendation.
Average target
$22.50
50.00% upsideFunds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI61.31M0.00%2.3T USD0.03%$379.47-0.41%
iShares Russell 2000 ETFIWM47.64M0.06%78.56B USD0.19%$275.09-0.94%
Vanguard Morningstar Small-Cap ETFVB44.3M0.02%185.3B USD0.03%$285.43-0.54%
Vanguard Morningstar Small-Cap Value ETFVBR28.15M0.04%68.2B USD0.05%$231.54-0.27%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV27.71M0.10%26.69B USD0.33%$37.755-0.11%
Dimensional - US Targeted Value ETFDFAT26.9M0.09%30B USD0.33%$66.965-0.17%
Vanguard Extended Market ETFVXF23.55M0.02%95.4B USD0.05%$231.57-0.82%
Dimensional - US Small Cap ETFDFAS14.58M0.04%33.66B USD0.31%$77.54-0.49%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMVanguard Morningstar Small-Cap ETFVBVanguard Morningstar Small-Cap Value ETFVBRU.S. Small Cap Value Portfolio ETF Class SharesDFSVDimensional - US Targeted Value ETFDFATVanguard Extended Market ETFVXFDimensional - US Small Cap ETFDFASAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
