
NASDAQFinancial ServicesBanks - Regional
Latest quote
$35.53
$0.00 · 0.00%
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company, offering a comprehensive suite of financial products and services. They cater to a diverse client base, including individuals, businesses, and municipal entities, providing retail, commercial, and business banking solutions. Their deposit offerings encompass a variety of options, such as non-interest and interest-bearing demand accounts, money market accounts, savings accounts, certificates of deposit (CDs), health savings accounts (HSAs), and individual retirement accounts (IRAs). The company's extensive lending portfolio spans commercial real estate (both owner-occupied and investment properties), construction and land development, multi-family housing, commercial and industrial (C&I) loans, agricultural and farmland financing, and one-to-four family residential mortgages, as well as municipal and consumer loans. Beyond traditional banking, HBT Financial also provides robust wealth management services. These include financial planning for consumers, trusts, and estates; trustee and custodial responsibilities; investment management; corporate retirement plan consulting and administration; and retail brokerage. Further extending its offerings, the company provides specialized services like farmland management, sales, and crop insurance, in addition to treasury management solutions. It also originates residential mortgage loans and subsequently sells them. Modern digital banking solutions are readily available, encompassing online and mobile banking platforms, various digital payment services, and personal financial management tools. The company maintains an extensive branch network, with 57 locations situated across Central and Northeastern Illinois, complemented by four branches in Eastern Iowa. Established in 1920, HBT Financial, Inc. was originally known as Heartland Bancorp, Inc., before adopting its current name in September 2019. The company's headquarters are located in Bloomington, Illinois.
Latest quote
$35.53
$0.00 · 0.00%
After-hours
$35.53
$0.00 · 0.00%
Oct 8, 4:10 PM ET
Regular session · ET · Market data may be delayed.
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company, offering a comprehensive suite of financial products and services. They cater to a diverse client base, including individuals, businesses, and municipal entities, providing retail, commercial, and business banking solutions. Their deposit offerings encompass a variety of options, such as non-interest and interest-bearing demand accounts, money market accounts, savings accounts, certificates of deposit (CDs), health savings accounts (HSAs), and individual retirement accounts (IRAs). The company's extensive lending portfolio spans commercial real estate (both owner-occupied and investment properties), construction and land development, multi-family housing, commercial and industrial (C&I) loans, agricultural and farmland financing, and one-to-four family residential mortgages, as well as municipal and consumer loans. Beyond traditional banking, HBT Financial also provides robust wealth management services. These include financial planning for consumers, trusts, and estates; trustee and custodial responsibilities; investment management; corporate retirement plan consulting and administration; and retail brokerage. Further extending its offerings, the company provides specialized services like farmland management, sales, and crop insurance, in addition to treasury management solutions. It also originates residential mortgage loans and subsequently sells them. Modern digital banking solutions are readily available, encompassing online and mobile banking platforms, various digital payment services, and personal financial management tools. The company maintains an extensive branch network, with 57 locations situated across Central and Northeastern Illinois, complemented by four branches in Eastern Iowa. Established in 1920, HBT Financial, Inc. was originally known as Heartland Bancorp, Inc., before adopting its current name in September 2019. The company's headquarters are located in Bloomington, Illinois.
Day range
Current $35.53
52-week range
Current $35.53
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
65
Undervalued
Sentiment
48
Mixed
Risk
21
Moderate Risk
Momentum
57
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company, offering a comprehensive suite of financial products and services. They cater to a diverse client base, including individuals, businesses, and municipal entities, providing retail, commercial, and business banking solutions. Their deposit offerings encompass a variety of options, such as non-interest and interest-bearing demand accounts, money market accounts, savings accounts, certificates of deposit (CDs), health savings accounts (HSAs), and individual retirement accounts (IRAs). The company's extensive lending portfolio spans commercial real estate (both owner-occupied and investment properties), construction and land development, multi-family housing, commercial and industrial (C&I) loans, agricultural and farmland financing, and one-to-four family residential mortgages, as well as municipal and consumer loans. Beyond traditional banking, HBT Financial also provides robust wealth management services. These include financial planning for consumers, trusts, and estates; trustee and custodial responsibilities; investment management; corporate retirement plan consulting and administration; and retail brokerage. Further extending its offerings, the company provides specialized services like farmland management, sales, and crop insurance, in addition to treasury management solutions. It also originates residential mortgage loans and subsequently sells them. Modern digital banking solutions are readily available, encompassing online and mobile banking platforms, various digital payment services, and personal financial management tools. The company maintains an extensive branch network, with 57 locations situated across Central and Northeastern Illinois, complemented by four branches in Eastern Iowa. Established in 1920, HBT Financial, Inc. was originally known as Heartland Bancorp, Inc., before adopting its current name in September 2019. The company's headquarters are located in Bloomington, Illinois.
Day range
Current $35.53
52-week range
Current $35.53
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 293.33M USD | 285.22M USD | 263.64M USD | 186.72M USD | 164.23M USD |
| Cost of goods sold | 58.59M USD | 65.88M USD | 45.5M USD | 6.47M USD | −2.26M USD |
| Gross profit | 234.74M USD | 219.33M USD | 218.14M USD | 180.25M USD | 166.49M USD |
| Selling, general, and administrative | 93.84M USD | 83.02M USD | 84.81M USD | 65.06M USD | 59.9M USD |
| Operating expenses | 130.23M USD | 121.95M USD | 129.56M USD | 104.06M USD | 89.93M USD |
| Interest income | 255.78M USD | 251.7M USD | 229M USD | 153.05M USD | 128.22M USD |
| Interest expense | 56.89M USD | 62.85M USD | 37.93M USD | 7.18M USD | 5.82M USD |
| Depreciation and amortization | 5.93M USD | 5.78M USD | 5.78M USD | 3.92M USD | 4.13M USD |
| Operating income | 104.51M USD | 97.38M USD | 88.58M USD | 76.19M USD | 76.56M USD |
| Net income | 77.01M USD | 71.78M USD | 65.84M USD | 56.46M USD | 56.27M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$38.00
6.95% upsideCash distributions grouped by calendar year; partial years are marked.
$0.84
2025 complete year+40.0% since 2021
2026 partial: $0.71
$0.60
2,021
$0.64
2,022
$0.68
2,023
$0.76
2,024
$0.84
2,025
$0.71
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 11, 2026 | $0.25Quarterly | Aug 11, 2026 | Aug 18, 2026 |
Dividend | May 12, 2026 | $0.23Quarterly | May 12, 2026 | May 19, 2026 |
Dividend | Feb 9, 2026 | $0.23Quarterly | Feb 9, 2026 | Feb 17, 2026 |
Dividend | Nov 3, 2025 | $0.21Quarterly | Nov 3, 2025 | Nov 10, 2025 |
Dividend | Aug 5, 2025 | $0.21Quarterly | Aug 5, 2025 | Aug 12, 2025 |
Dividend | May 6, 2025 | $0.21Quarterly | May 6, 2025 | May 13, 2025 |
Ex-dividend Aug 11, 2026
$0.25
Quarterly
Record Aug 11, 2026 · Payment Aug 18, 2026
Ex-dividend May 12, 2026
$0.23
Quarterly
Record May 12, 2026 · Payment May 19, 2026
Ex-dividend Feb 9, 2026
$0.23
Quarterly
Record Feb 9, 2026 · Payment Feb 17, 2026
Ex-dividend Nov 3, 2025
$0.21
Quarterly
Record Nov 3, 2025 · Payment Nov 10, 2025
Ex-dividend Aug 5, 2025
$0.21
Quarterly
Record Aug 5, 2025 · Payment Aug 12, 2025
Ex-dividend May 6, 2025
$0.21
Quarterly
Record May 6, 2025 · Payment May 13, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI18.9M0.00%2.3T USD0.03%$379.56-0.39%
iShares Russell 2000 ETFIWM16.01M0.02%78.56B USD0.19%$277.63-0.03%
Vanguard Extended Market ETFVXF6.81M0.01%95.4B USD0.05%$233.13-0.15%
Avantis U.S. Small Cap Value ETFAVUV6.6M0.02%30.54B USD0.25%$120.13+0.84%
Dimensional - US Small Cap ETFDFAS6.47M0.02%33.66B USD0.31%$78.10+0.23%
State Street SPDR S&P Regional Banking ETFKRE6.33M0.18%3.6B USD0.35%$69.59+1.02%
Dimensional - US Targeted Value ETFDFAT4.32M0.01%30B USD0.33%$67.56+0.72%
U.S. Micro Cap Portfolio ETFDFMC3.52M0.05%7.52B USD0.43%$57.70+0.35%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Vanguard Extended Market ETFVXF
Avantis U.S. Small Cap Value ETFAVUV
Dimensional - US Small Cap ETFDFAS
State Street SPDR S&P Regional Banking ETFKRE
Dimensional - US Targeted Value ETFDFAT
U.S. Micro Cap Portfolio ETFDFMCAI-generated and delayed market data for informational and educational purposes only. Not investment advice.