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Hancock Whitney Corporation logo

Hancock Whitney Corporation

HWC

NASDAQFinancial ServicesBanks - Regional

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Regular session

$75.2813

−$0.0987 · -0.13%

Aug 24, 11:19 AM ET

HWC company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

54

Fair Value

Momentum

54

Neutral

Sentiment

69

Bullish

Risk resilience

83

Low Risk

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AI-generated, informational only, and not investment advice.

Company profile

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US

Market position

Day range

Current $75.2813

52-week range

Current $75.2813

Open
$75.37
Previous close
$75.38
Volume
100.24K
Market cap
6.11B USD
50-day average
$75.6782
-0.52% below average
200-day average
$68.2298
+10.34% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
6.07B USD
P/E (TTM)
14.62×
P/B (TTM)
1.38×
P/S (TTM)
3.12×
EV / EBITDA
9.26×
Earnings yield
9.18%
Free cash flow yield
9.88%
Dividend yield
2.52%

Profitability & efficiency

Gross margin
72.93%
Operating margin
28.20%
Net margin
21.81%
Return on equity
10.90%
Return on assets
1.37%
Return on invested capital
1.40%

Financial health

Debt / equity
0.42×
Current ratio
0.13×
Altman Z-score
0.34
Piotroski F-score
7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends110%78%45%13%Gross margin, FY2021: 102.12%Gross margin, FY2022: 96.00%Gross margin, FY2023: 69.20%Gross margin, FY2024: 67.64%Gross margin, FY2025: 73.05%Operating margin, FY2021: 42.23%Operating margin, FY2022: 44.98%Operating margin, FY2023: 25.94%Operating margin, FY2024: 28.01%Operating margin, FY2025: 31.00%Net margin, FY2021: 34.44%Net margin, FY2022: 35.76%Net margin, FY2023: 20.78%Net margin, FY2024: 22.49%Net margin, FY2025: 24.08%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 102.12%. Gross margin FY2022 96.00%. Gross margin FY2023 69.20%. Gross margin FY2024 67.64%. Gross margin FY2025 73.05%. Operating margin FY2021 42.23%. Operating margin FY2022 44.98%. Operating margin FY2023 25.94%. Operating margin FY2024 28.01%. Operating margin FY2025 31.00%. Net margin FY2021 34.44%. Net margin FY2022 35.76%. Net margin FY2023 20.78%. Net margin FY2024 22.49%. Net margin FY2025 24.08%.

Income trends

Revenue

2.02B USD-1.52%

Operating income

625.54M USD+8.98%

Net income

486.07M USD+5.48%
Income trends across reported periods2.21B USD1.55B USD889.61M USD226.93M USDRevenue, FY2021: 1.35B USDRevenue, FY2022: 1.47B USDRevenue, FY2023: 1.89B USDRevenue, FY2024: 2.05B USDRevenue, FY2025: 2.02B USDOperating income, FY2021: 568.06M USDOperating income, FY2022: 659.2M USDOperating income, FY2023: 490.13M USDOperating income, FY2024: 573.97M USDOperating income, FY2025: 625.54M USDNet income, FY2021: 463.22M USDNet income, FY2022: 524.09M USDNet income, FY2023: 392.6M USDNet income, FY2024: 460.82M USDNet income, FY2025: 486.07M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 1.35B USD. Revenue FY2022 1.47B USD. Revenue FY2023 1.89B USD. Revenue FY2024 2.05B USD. Revenue FY2025 2.02B USD. Operating income FY2021 568.06M USD. Operating income FY2022 659.2M USD. Operating income FY2023 490.13M USD. Operating income FY2024 573.97M USD. Operating income FY2025 625.54M USD. Net income FY2021 463.22M USD. Net income FY2022 524.09M USD. Net income FY2023 392.6M USD. Net income FY2024 460.82M USD. Net income FY2025 486.07M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue2.02B USD2.05B USD1.89B USD1.47B USD1.35B USD
Cost of goods sold543.89M USD663.24M USD582M USD58.66M USD−28.47M USD
Gross profit1.47B USD1.39B USD1.31B USD1.41B USD1.37B USD
Selling, general, and administrative467.81M USD488.77M USD510.77M USD459.61M USD482.49M USD
Operating expenses848.75M USD812.09M USD817.46M USD747.6M USD805.58M USD
Interest income1.49B USD1.69B USD1.62B USD1.14B USD982.26M USD
Interest expense507.93M USD611.07M USD522.9M USD87.06M USD49.02M USD
Depreciation and amortization30.28M USD41.71M USD46.28M USD45.62M USD45.78M USD
Operating income625.54M USD573.97M USD490.13M USD659.2M USD568.06M USD
Net income486.07M USD460.82M USD392.6M USD524.09M USD463.22M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
91%
10 beats, 0 misses, 1 met estimate
Average EPS surprise
+4.63%
11 comparable reports
Latest EPS result
1.55
Estimate 1.55 · Met by 0.00%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.721.551.381.21Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MetQ4 '26Estimate
Q1 2025, reported Jan 21, 2025: actual 1.4, estimate 1.28, surprise +9.37%, Beat. Q2 2025, reported Apr 15, 2025: actual 1.38, estimate 1.29, surprise +6.98%, Beat. Q3 2025, reported Jul 15, 2025: actual 1.37, estimate 1.34, surprise +2.24%, Beat. Q4 2025, reported Oct 14, 2025: actual 1.49, estimate 1.43, surprise +4.20%, Beat. Q1 2026, reported Jan 20, 2026: actual 1.49, estimate 1.48, surprise +0.68%, Beat. Q2 2026, reported Apr 21, 2026: actual 1.52, estimate 1.5, surprise +1.33%, Beat. Q3 2026, reported Jul 21, 2026: actual 1.55, estimate 1.55, surprise 0.00%, Met estimate. Q4 2026, reported Oct 13, 2026: actual —, estimate 1.65, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates439.13M408.07M377.01M345.95MQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 21, 2025: actual 363.71M USD, estimate 365.13M USD, surprise -0.39%, Miss. Q2 2025, reported Apr 15, 2025: actual 362.84M USD, estimate 367.96M USD, surprise -1.39%, Miss. Q3 2025, reported Jul 15, 2025: actual 374.45M USD, estimate 391.32M USD, surprise -4.31%, Miss. Q4 2025, reported Oct 14, 2025: actual 383.66M USD, estimate 391.24M USD, surprise -1.94%, Miss. Q1 2026, reported Jan 20, 2026: actual 391.81M USD, estimate 391.94M USD, surprise -0.03%, Miss. Q2 2026, reported Apr 21, 2026: actual 393.64M USD, estimate 392.5M USD, surprise +0.29%, Beat. Q3 2026, reported Jul 21, 2026: actual 403.58M USD, estimate 398.89M USD, surprise +1.17%, Beat. Q4 2026, reported Oct 13, 2026: actual —, estimate 422.24M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Recent analyst actions

10 institutions
BenchmarkmaintainBuy

Corporate actions

Corporate action history

Stock split

Effective Mar 19, 2004

2:1

Stock split

Effective Aug 6, 2002

3:2

Stock split

Effective Dec 3, 1996

23:20

Stock split

Effective Nov 5, 1991

2:1

Stock split

Effective May 10, 1988

3:1

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ETFs holding HWC

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core S&P Mid-Cap ETF logoiShares Core S&P Mid-Cap ETFIJH
Market value
221.33M
Weight
0.17%
AUM
125.92B USD
Expense ratio
0.05%
Price / 1D
$76.095-0.88%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
198.64M
Weight
0.01%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$376.76-0.39%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
162.08M
Weight
0.20%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$298.28-0.56%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
143.71M
Weight
0.08%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$302.73-0.67%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
124.18M
Weight
0.40%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$125.99-0.37%
Vanguard Morningstar Small-Cap Value ETF logoVanguard Morningstar Small-Cap Value ETFVBR
Market value
91.25M
Weight
0.13%
AUM
68.3B USD
Expense ratio
0.05%
Price / 1D
$248.45-0.29%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
71.93M
Weight
0.07%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$243.62-0.78%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
59.06M
Weight
0.40%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.36-0.20%

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