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Hoyne Bancorp, Inc. Common Stock logo

Hoyne Bancorp, Inc. Common Stock

HYNE

NASDAQFinancial ServicesBanks - Regional

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Regular session

$16.53

−$0.13 · -0.78%

Aug 24, 10:13 AM ET

HYNE company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

56

Fair Value

Momentum

46

Neutral

Sentiment

52

Mixed

Risk resilience

85

Low Risk

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Company profile

Company website

Hoyne Bancorp, Inc. functions as the holding company for Hoyne Savings Bank, which delivers a comprehensive suite of financial products and services. Its deposit offerings encompass NOW accounts, money market accounts, savings accounts, and certificates of deposit. Furthermore, the company extends various credit solutions, including financing for commercial real estate (such as construction projects), commercial and industrial enterprises, mortgages for residential properties with one to four units, home equity loans and lines of credit, and other forms of consumer lending. This institution was established in 1887 and maintains its headquarters in Chicago, Illinois.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Walter F. Healy
Listed since
Dec 4, 2025
Employees
61

Market position

Day range

Current $16.53

52-week range

Current $16.53

Open
$16.65
Previous close
$16.66
Volume
274
0.02× average
Average volume
16.56K
Average daily volume
Market cap
123.17M USD
Beta
0.45
Market reference 1
50-day average
$16.4999
+0.18% above average
200-day average
$15.3108
+7.96% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
68.86M USD
P/E (TTM)
540.2×
P/B (TTM)
0.77×
P/S (TTM)
5.42×
EV / EBITDA
105.55×
Earnings yield
0.20%
Free cash flow yield
0.17%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
75.54%
Operating margin
0.14%
Net margin
1.10%
Return on equity
0.14%
Return on assets
0.05%
Return on invested capital
0.01%

Financial health

Debt / equity
0×
Current ratio
0.36×
Altman Z-score
0.64
Piotroski F-score
5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends81%47%12%-22%Gross margin, FY2023: 72.15%Gross margin, FY2024: 59.08%Gross margin, FY2025: 68.38%Operating margin, FY2023: -11.79%Operating margin, FY2024: -13.07%Operating margin, FY2025: 0.04%Net margin, FY2023: 9.29%Net margin, FY2024: -8.36%Net margin, FY2025: 1.08%FY2023FY2024FY2025
Gross margin FY2023 72.15%. Gross margin FY2024 59.08%. Gross margin FY2025 68.38%. Operating margin FY2023 -11.79%. Operating margin FY2024 -13.07%. Operating margin FY2025 0.04%. Net margin FY2023 9.29%. Net margin FY2024 -8.36%. Net margin FY2025 1.08%.

Income trends

Revenue

21.59M USD+16.94%

Operating income

8.92K USD+2.42M USD

Net income

232.69K USD+1.78M USD
Income trends across reported periods23.99M USD14.39M USD4.79M USD−4.81M USDRevenue, FY2023: 16.06M USDRevenue, FY2024: 18.46M USDRevenue, FY2025: 21.59M USDOperating income, FY2023: −1.89M USDOperating income, FY2024: −2.41M USDOperating income, FY2025: 8.92K USDNet income, FY2023: 1.49M USDNet income, FY2024: −1.54M USDNet income, FY2025: 232.69K USDFY2023FY2024FY2025
Revenue FY2023 16.06M USD. Revenue FY2024 18.46M USD. Revenue FY2025 21.59M USD. Operating income FY2023 −1.89M USD. Operating income FY2024 −2.41M USD. Operating income FY2025 8.92K USD. Net income FY2023 1.49M USD. Net income FY2024 −1.54M USD. Net income FY2025 232.69K USD.
Metric (USD)FY2025FY2024FY2023
Revenue21.59M USD18.46M USD16.06M USD
Cost of goods sold6.82M USD7.55M USD4.47M USD
Gross profit14.76M USD10.91M USD11.59M USD
Selling, general, and administrative6.19M USD7.03M USD8.25M USD
Operating expenses14.75M USD13.32M USD13.48M USD
Interest income20.37M USD16.8M USD15.42M USD
Interest expense6.28M USD7.08M USD4.47M USD
Depreciation and amortization643.45K USD864.87K USD621.79K USD
Operating income8.92K USD−2.41M USD−1.89M USD
Net income232.69K USD−1.54M USD1.49M USD

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS
0.029
FY2025
Latest fiscal-year revenue
21.59M USD
FY2025 · +16.94% year over year

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend0.260.09-0.09-0.26FY23FY24FY25

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend22.14M19.93M17.72M15.5MFY23FY24FY25

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ETFs holding HYNE

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
4.42M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$376.87-0.36%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
1.37M
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$244.02-0.62%
iShares Micro-Cap ETF logoiShares Micro-Cap ETFIWC
Market value
490.97K
Weight
0.03%
AUM
1.53B USD
Expense ratio
0.60%
Price / 1D
$196.44-0.85%

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