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NASDAQFinancial ServicesFinancial - Credit Services
Latest quote
$21.35
−$0.03 · -0.14%
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.
Latest quote
$21.35
−$0.03 · -0.14%
Regular session · ET · Market data may be delayed.
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.
Regular session · ET · Market data may be delayed.
AI-powered factor overview
GoAI Score
Buy
Favorable setup — positive multi-factor alignment
Valuation
100
Deep Value
Sentiment
58
Mixed
Risk
39
Moderate Risk
Momentum
43
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2019 | FY2018 |
|---|---|---|---|---|---|
| Revenue | 613.29M USD | 433.3M USD | 323.07M USD | 45.09M USD | 31.21M USD |
| Cost of goods sold | 197.71M USD | 124.9M USD | 84.64M USD | 3.99M USD | 1.71M USD |
| Gross profit | 415.58M USD | 308.4M USD | 238.44M USD | 41.1M USD | 29.5M USD |
| Research and development | — | — | — | 205K USD | 386K USD |
| Selling, general, and administrative | 147.4M USD | 96.9M USD | 77.2M USD | 16.61M USD | 14.33M USD |
| Operating expenses | 99.09M USD | 88.1M USD | 74.39M USD | 25.2M USD | 18.43M USD |
| Interest income | 566.42M USD | — | — | — | — |
| Interest expense | 105.78M USD | — | — | 8.5M USD | 2.16M USD |
| Depreciation and amortization | 5.25M USD | 6.86M USD | 5.28M USD | 6.26M USD | 3.49M USD |
| Operating income | 316.5M USD | 220.3M USD | 164.05M USD | 15.9M USD | 11.08M USD |
| Net income | 187.97M USD | 105.3M USD | 111.52M USD | 44.41M USD | 54.37M USD |
Company facts updated Sep 5, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$28.25
32.32% upsidePrice history unavailable
High $30.00Average $28.25Low $24.00| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 24, 2026 | $0.24Quarterly | Aug 24, 2026 | Sep 3, 2026 |
Dividend | May 26, 2026 | $0.24Quarterly | May 26, 2026 | Jun 4, 2026 |
Dividend | Mar 24, 2026 | $0.24Quarterly | Mar 24, 2026 | Apr 2, 2026 |
Dividend | Nov 25, 2025 | $0.24Quarterly | Nov 25, 2025 | Dec 4, 2025 |
Dividend | Aug 25, 2025 | $0.24Irregular | Aug 25, 2025 | Sep 4, 2025 |
Ex-dividend Aug 24, 2026
$0.24
Quarterly
Record Aug 24, 2026 · Payment Sep 3, 2026
Ex-dividend May 26, 2026
$0.24
Quarterly
Record May 26, 2026 · Payment Jun 4, 2026
Ex-dividend Mar 24, 2026
$0.24
Quarterly
Record Mar 24, 2026 · Payment Apr 2, 2026
Ex-dividend Nov 25, 2025
$0.24
Quarterly
Record Nov 25, 2025 · Payment Dec 4, 2025
Ex-dividend Aug 25, 2025
$0.24
Irregular
Record Aug 25, 2025 · Payment Sep 4, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Russell 2000 ETFIWM12.68M0.02%79.88B USD0.19%$296.01+0.28%
Vanguard Morningstar Total Stock Market ETFVTI10.72M0.00%2.3T USD0.03%$379.73-0.32%
Avantis U.S. Small Cap Value ETFAVUV9.4M0.03%31.49B USD0.25%$126.93+0.52%
Vanguard Extended Market ETFVXF3.95M0.00%93.7B USD0.05%$242.66+0.14%
iShares Russell 2000 Growth ETFIWO3.02M0.02%14.58B USD0.24%$377.54+0.12%
Vanguard Russell 2000 ETFVTWO2.56M0.01%17.4B USD0.06%$119.62+0.25%
iShares Russell 2000 Value ETFIWN1.77M0.01%14.47B USD0.24%$224.62+0.40%
Schwab U.S. Small-Cap ETFSCHA1.74M0.01%22.56B USD0.03%$34.55+1.01%iShares Russell 2000 ETFIWMVanguard Morningstar Total Stock Market ETFVTIAvantis U.S. Small Cap Value ETFAVUVVanguard Extended Market ETFVXFiShares Russell 2000 Growth ETFIWOVanguard Russell 2000 ETFVTWOiShares Russell 2000 Value ETFIWNSchwab U.S. Small-Cap ETFSCHAAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
