Jefferson Capital, Inc. Common Stock (JCAP) stock price, financials & research

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

67/ 100

GoAI Score

Buy

Valuation

100

Deep Value

Sentiment

58

Mixed

Risk

39

Moderate Risk

Momentum

43

Neutral

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Company profile

Industry: Financial - Credit Services
Sector: Financial Services
Headquarters: US

Market position

Volume: 310.76K
Market cap: 1.23B USD

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM): 7.5×
P/B (TTM): 2.33×
P/S (TTM): 1.86×
Dividend yield: 4.81%

Profitability & efficiency

Gross margin: 78.48%
Operating margin: 41.81%
Net margin: 23.50%

Financial health

Debt / equity: 2.95×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

613.29M USD+41.54%

Operating income

316.5M USD+43.67%

Net income

187.97M USD+78.50%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2019	FY2018
Revenue	613.29M USD	433.3M USD	323.07M USD	45.09M USD	31.21M USD
Cost of goods sold	197.71M USD	124.9M USD	84.64M USD	3.99M USD	1.71M USD
Gross profit	415.58M USD	308.4M USD	238.44M USD	41.1M USD	29.5M USD
Research and development	—	—	—	205K USD	386K USD
Selling, general, and administrative	147.4M USD	96.9M USD	77.2M USD	16.61M USD	14.33M USD
Operating expenses	99.09M USD	88.1M USD	74.39M USD	25.2M USD	18.43M USD
Interest income	566.42M USD	—	—	—	—
Interest expense	105.78M USD	—	—	8.5M USD	2.16M USD
Depreciation and amortization	5.25M USD	6.86M USD	5.28M USD	6.26M USD	3.49M USD
Operating income	316.5M USD	220.3M USD	164.05M USD	15.9M USD	11.08M USD
Net income	187.97M USD	105.3M USD	111.52M USD	44.41M USD	54.37M USD

Company facts updated Oct 9, 2026.

JCAP news

seekingalpha.comOct 6, 2026

Jefferson Capital: Low Valuation Backed By Rising Recoveries

Jefferson Capital, Inc. trades at an 8.5x GAAP P/E with a 5% dividend yield, reflecting market caution on legal and consumer solvency risks. JCAP's aggressive portfolio expansion, including $185 million deployed in July…

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globenewswire.comAug 18, 2026

Jefferson Capital Announces Pricing of $100 Million of Senior Notes due 2030

MINNEAPOLIS, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Jefferson Capital, Inc. (NASDAQ: JCAP) (“Jefferson Capital”), announced today the pricing of an offering (the “Offering”) of $100 million aggregate principal amount of…

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globenewswire.comAug 18, 2026

Jefferson Capital Announces Proposed Private Offering of Senior Notes

MINNEAPOLIS, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Jefferson Capital, Inc. (NASDAQ: JCAP) (“Jefferson Capital”), announced today the launch of an offering (the “Offering”) of $100 million in aggregate principal amount of…

Read source

defenseworld.netAug 17, 2026

Jernigan Capital, Inc. (NASDAQ:JCAP) Receives $27.50 Consensus Price Target from Analysts

Shares of Jernigan Capital, Inc. (NASDAQ: JCAP - Get Free Report) have received a consensus rating of "Moderate Buy" from the seven ratings firms that are covering the stock, MarketBeat reports. Two research analysts…

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defenseworld.netAug 15, 2026

Bank of New York Mellon Corp Buys 23,135 Shares of Jernigan Capital, Inc. $JCAP

Bank of New York Mellon Corp grew its stake in shares of Jernigan Capital, Inc. (NASDAQ: JCAP) by 103.2% during the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission.…

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marketbeat.comAug 13, 2026

Jernigan Capital Q2 Earnings Call Highlights

Jefferson Capital reported higher second-quarter collections, revenue and portfolio purchases, while highlighting expanding opportunities in auto finance and its entry into Mexico's debt-purchasing market.

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Corporate actions

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
Dividend	Aug 24, 2026	$0.24Quarterly	Aug 24, 2026	Sep 3, 2026
Dividend	May 26, 2026	$0.24Quarterly	May 26, 2026	Jun 4, 2026
Dividend	Mar 24, 2026	$0.24Quarterly	Mar 24, 2026	Apr 2, 2026
Dividend	Nov 25, 2025	$0.24Quarterly	Nov 25, 2025	Dec 4, 2025
Dividend	Aug 25, 2025	$0.24Irregular	Aug 25, 2025	Sep 4, 2025

Dividend

Ex-dividend Aug 24, 2026

$0.24

Quarterly

Record Aug 24, 2026 · Payment Sep 3, 2026

Dividend

Ex-dividend May 26, 2026

$0.24

Quarterly

Record May 26, 2026 · Payment Jun 4, 2026

Dividend

Ex-dividend Mar 24, 2026

$0.24

Quarterly

Record Mar 24, 2026 · Payment Apr 2, 2026

Dividend

Ex-dividend Nov 25, 2025

$0.24

Quarterly

Record Nov 25, 2025 · Payment Dec 4, 2025

Dividend

Ex-dividend Aug 25, 2025

$0.24

Irregular

Record Aug 25, 2025 · Payment Sep 4, 2025

JCAP peers

IBKR

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$86.47

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CME

CME Group Inc.

$276.44

+2.28%

HOOD

Robinhood Markets, Inc.

$107.01

-2.28%

SATA

Strive Inc. Perp. Pfd. Series A

$98.82

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NDAQ

Nasdaq, Inc.

$92.37

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PYPL

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$55.02

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Jefferson Capital, Inc. Common Stock

JCAP company overview

Jefferson Capital, Inc. Common Stock

JCAP company overview

GoAI snapshot

Company profile

Market position

Financials

Financial snapshot

Valuation & yield

Profitability & efficiency

Financial health

Financial statements

Margin trends

Income trends

JCAP news

Jefferson Capital: Low Valuation Backed By Rising Recoveries

Jefferson Capital Announces Pricing of $100 Million of Senior Notes due 2030

Jefferson Capital Announces Proposed Private Offering of Senior Notes

Jernigan Capital, Inc. (NASDAQ:JCAP) Receives $27.50 Consensus Price Target from Analysts

Bank of New York Mellon Corp Buys 23,135 Shares of Jernigan Capital, Inc. $JCAP

Jernigan Capital Q2 Earnings Call Highlights

Corporate actions

Corporate action history

JCAP peers

Continue in GoAI

JCAP company overview

Company profile

Market position

JCAP company overview

JCAP company overview

Company profile

Market position

JCAP company overview

GoAI snapshot

Company profile

Market position

Financials

Financial snapshot

Valuation & yield

Profitability & efficiency

Financial health

Financial statements

Margin trends

Income trends

JCAP news

Jefferson Capital: Low Valuation Backed By Rising Recoveries

Jefferson Capital Announces Pricing of $100 Million of Senior Notes due 2030

Jefferson Capital Announces Proposed Private Offering of Senior Notes

Jernigan Capital, Inc. (NASDAQ:JCAP) Receives $27.50 Consensus Price Target from Analysts

Bank of New York Mellon Corp Buys 23,135 Shares of Jernigan Capital, Inc. $JCAP

Jernigan Capital Q2 Earnings Call Highlights

Corporate actions

Corporate action history

JCAP peers

Continue in GoAI