J and Friends Holdings Limited Sponsored ADR Class A
JFNASDAQFinancial ServicesFinancial - Credit Services
Latest quote
$0.9398
−$0.016 · -1.71%
JF company overview
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GoAI snapshot
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GoAI score
Hold
Wait — insufficient conviction to act
Valuation
44
Fair Value
Momentum
59
Neutral
Sentiment
48
Mixed
Risk resilience
41
Elevated Risk
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Company profile
Company websiteJ and Friends Holdings Limited, through its subsidiaries, provides cutting-edge financial and digital services, powered by technology, to the ecosystem of micro, small, and medium-sized enterprises (MSMEs and SMEs) across the People's Republic of China and internationally. The company operates an open platform that links business and financial partners, enabling them to offer financial solutions directly to end-users. Among its core offerings are point-of-sale financing solutions, branded as Dumiao, which business partners can integrate into their own platforms or utilize via the company's proprietary system, as well as business installment loan solutions. Additionally, J and Friends offers a suite of wealth management services. This includes a fund distribution solution, allowing partners to present and distribute mutual fund products to their customers, either under the Hongdian brand or as a white-label offering. It also features a robo-advisory solution, known as Polaris, designed to empower financial and business partners to deliver automated investment advice to their clients. The company's diverse portfolio further comprises international installment loan solutions and Myfin, an insurance platform that enables partners to offer and distribute various insurance products. To enhance partner capabilities, J and Friends provides value-added tools for deploying solutions, monitoring and evaluating performance, and scaling operations. It also furnishes digital marketing tools for precise user targeting, executing intelligent marketing campaigns, and boosting efficiency and effectiveness. Complementing these are real-time monitoring tools, offering a comprehensive and visual interface for performance oversight. Founded in 2012 and headquartered in Beijing, People's Republic of China, the company was formerly known as Pintec Technology Holdings Limited before officially changing its name to J and Friends Holdings Limited in January 2026.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Headquarters
- HK
- CEO
- Zexiong Huang
- Listed since
- Oct 25, 2018
- Employees
- 30
Market position
- Volume
- 2.48K
- 0.19× average
- Average volume
- 12.94K
- Average daily volume
- Market cap
- 378.32K USD
- Beta
- 1.02
- Market reference 1
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 11.74M CNY
- P/E (TTM)
- -0.59×
- P/B (TTM)
- 0.24×
- P/S (TTM)
- 0.17×
- EV / EBITDA
- -3.11×
- Earnings yield
- -306.24%
- Free cash flow yield
- 32.61%
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 60.92%
- Operating margin
- -47.07%
- Net margin
- -31.82%
- Return on equity
- -88.86%
- Return on assets
- -14.16%
- Return on invested capital
- -14.90%
Financial health
- Debt / equity
- 1.47×
- Current ratio
- 1.25×
Earnings
- Latest fiscal-year EPS
- -17.15
- FY2025
- Latest fiscal-year revenue
- 11.17M CNY
- FY2025 · -68.20% year over year
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
9 ratingsCorporate actions
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | May 27, 2014 | $0.018Annual | — | Jun 20, 2014 |
Dividend | May 14, 2013 | $0.05Annual | — | May 24, 2013 |
Dividend | May 22, 2012 | $0.068Semi-Annual | — | Jun 8, 2012 |
Dividend | Dec 29, 2011 | $0.038Semi-Annual | — | Jan 18, 2012 |
Dividend | May 31, 2011 | $0.126Semi-Annual | — | Jun 13, 2011 |
Dividend | Dec 22, 2010 | $0.206Semi-Annual | — | Dec 29, 2010 |
Ex-dividend May 27, 2014
$0.018
Annual
Payment Jun 20, 2014
Ex-dividend May 14, 2013
$0.05
Annual
Payment May 24, 2013
Ex-dividend May 22, 2012
$0.068
Semi-Annual
Payment Jun 8, 2012
Ex-dividend Dec 29, 2011
$0.038
Semi-Annual
Payment Jan 18, 2012
Ex-dividend May 31, 2011
$0.126
Semi-Annual
Payment Jun 13, 2011
Ex-dividend Dec 22, 2010
$0.206
Semi-Annual
Payment Dec 29, 2010
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