Jiayin Group Inc.
JFINNASDAQFinancial ServicesFinancial - Credit Services
Previous close
$2.43
+$0.07 · +2.97%
Pre-market
$2.48
+$0.05 · +2.06%
Aug 24, 4:00 AM ET
JFIN company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
89
Deep Value
Momentum
24
Weakening
Sentiment
47
Mixed
Risk resilience
30
High Risk
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Company profile
Company websiteJiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Headquarters
- CN
- CEO
- Dinggui Yan
- Listed since
- May 10, 2019
- Employees
- 1,155
Market position
Day range
Current $2.43
52-week range
Current $2.43
- Open
- $2.41
- Previous close
- $2.36
- Volume
- 15.64K
- 0.22× average
- Average volume
- 71.38K
- Average daily volume
- Market cap
- 126.27M USD
- Beta
- 0.91
- Market reference 1
- 50-day average
- $2.7687
- -12.23% below average
- 200-day average
- $5.1786
- -53.08% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 2.72B CNY
- P/E (TTM)
- 0.91×
- P/B (TTM)
- 0.2×
- P/S (TTM)
- 0.16×
- EV / EBITDA
- 10.07×
- Earnings yield
- 10.24%
- Free cash flow yield
- 29.83%
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 76.37%
- Operating margin
- 21.60%
- Net margin
- 18.01%
- Return on equity
- 4.82%
- Return on assets
- 2.44%
- Return on invested capital
- 3.90%
Financial health
- Debt / equity
- 0.16×
- Current ratio
- 1.88×
- Altman Z-score
- 1.76
- Piotroski F-score
- 4 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (CNY) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 865.58M CNY | 5.8B CNY | 5.47B CNY | 3.27B CNY | 1.78B CNY |
| Cost of goods sold | 191.64M CNY | 2.03B CNY | 2.01B CNY | 565.23M CNY | 335.93M CNY |
| Gross profit | 673.94M CNY | 3.77B CNY | 3.46B CNY | 2.71B CNY | 1.44B CNY |
| Research and development | 427.13M CNY | 372.44M CNY | 296.32M CNY | 216.69M CNY | 143.73M CNY |
| Selling, general, and administrative | 2.73B CNY | 2.13B CNY | 1.75B CNY | 1.28B CNY | 824.44M CNY |
| Operating expenses | 423.91M CNY | 2.52B CNY | 2.12B CNY | 1.52B CNY | 1.01B CNY |
| Interest income | 1.24M CNY | 18.28M CNY | 12.9M CNY | 281K CNY | −173.2K CNY |
| Depreciation and amortization | 9.86M CNY | 17.87M CNY | 9.46M CNY | 9.96M CNY | 15.67M CNY |
| Operating income | 250.03M CNY | 1.25B CNY | 1.33B CNY | 1.18B CNY | 431.96M CNY |
| Net income | 213.64M CNY | 1.06B CNY | 1.3B CNY | 1.18B CNY | 472.09M CNY |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 90%
- 9 beats, 1 miss, 0 met estimates
- Average EPS surprise
- +175.70%
- 10 comparable reports
- Latest EPS result
- -0.16
- Estimate 0.17 · Miss by 193.73%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
JFIN news
Corporate actions
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jul 14, 2025 | $0.80Annual | Jul 14, 2025 | Jul 24, 2025 |
Dividend | Aug 27, 2024 | $0.495Semi-Annual | Aug 27, 2024 | Sep 6, 2024 |
Dividend | Jan 18, 2024 | $0.38Semi-Annual | Jan 19, 2024 | Jan 31, 2024 |
Dividend | Jul 27, 2023 | $0.38Semi-Annual | Jul 28, 2023 | Aug 16, 2023 |
Ex-dividend Jul 14, 2025
$0.80
Annual
Record Jul 14, 2025 · Payment Jul 24, 2025
Ex-dividend Aug 27, 2024
$0.495
Semi-Annual
Record Aug 27, 2024 · Payment Sep 6, 2024
Ex-dividend Jan 18, 2024
$0.38
Semi-Annual
Record Jan 19, 2024 · Payment Jan 31, 2024
Ex-dividend Jul 27, 2023
$0.38
Semi-Annual
Record Jul 28, 2023 · Payment Aug 16, 2023
JFIN peers
ETFs holding JFIN
Funds reporting this stock among their holdings, ordered by reported position size.
Avantis Emerging Markets Equity ETFAVEM52.01K—27.89B USD0.33%$94.24+0.75%
Dimensional World ex U.S. Core Equity 2 ETFDFAX35.53K0.00%12.57B USD0.28%$38.16+0.82%
State Street SPDR S&P China ETFGXC22.37K0.00%474.65M USD0.59%$91.50+0.51%
Avantis Responsible Emerging Markets Equity ETFAVSE2.7K—220.3M USD0.33%$78.80+0.82%
Dimensional - Emerging Markets Value ETFDFEV2.6K0.00%2.1B USD0.46%$41.93+0.29%
Avantis Emerging Markets Value ETFAVES1.53K—1.5B USD0.36%$65.16+0.51%Avantis Emerging Markets Equity ETFAVEM- Market value
- 52.01K
- Weight
- —
- AUM
- 27.89B USD
- Expense ratio
- 0.33%
- Price / 1D
- $94.24+0.75%
Dimensional World ex U.S. Core Equity 2 ETFDFAX- Market value
- 35.53K
- Weight
- 0.00%
- AUM
- 12.57B USD
- Expense ratio
- 0.28%
- Price / 1D
- $38.16+0.82%
State Street SPDR S&P China ETFGXC- Market value
- 22.37K
- Weight
- 0.00%
- AUM
- 474.65M USD
- Expense ratio
- 0.59%
- Price / 1D
- $91.50+0.51%
Avantis Responsible Emerging Markets Equity ETFAVSE- Market value
- 2.7K
- Weight
- —
- AUM
- 220.3M USD
- Expense ratio
- 0.33%
- Price / 1D
- $78.80+0.82%
Dimensional - Emerging Markets Value ETFDFEV- Market value
- 2.6K
- Weight
- 0.00%
- AUM
- 2.1B USD
- Expense ratio
- 0.46%
- Price / 1D
- $41.93+0.29%
Avantis Emerging Markets Value ETFAVES- Market value
- 1.53K
- Weight
- —
- AUM
- 1.5B USD
- Expense ratio
- 0.36%
- Price / 1D
- $65.16+0.51%
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