
9F Inc.
JFUNASDAQTechnologyInformation Technology Services
Previous close
$2.90
+$0.13 · +4.69%
JFU company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
75
Undervalued
Momentum
15
Strong Down
Sentiment
60
Mixed
Risk resilience
25
High Risk
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company website9F Inc., along with its subsidiary entities, operates an extensive online financial services platform across the People's Republic of China. The company's core offerings include digital financial accounts that streamline online lending, wealth management, and payment processing services. They extend both revolving and non-revolving loan products directly to individuals seeking credit, and also provide traffic referral services to their partner financial institutions. For investors, 9F presents a diverse range of online wealth management products—including fixed income securities, equities, insurance, bank-issued wealth products, and mutual funds—accessible through various proprietary platforms such as Wukong Licai, 9F Wallet, and 9F Puhui. Beyond these primary financial activities, 9F Inc. facilitates payment solutions, enabling users to settle credit card bills and various household expenses like utilities. Additional value-added services encompass credit history inquiries, debt restructuring assistance, and customer referral programs. The company further provides technology-driven empowerment solutions to a variety of sectors, including banking, automotive, securities investment, and insurance. Complementing its financial endeavors, 9F is also engaged in an e-commerce business, marketing a broad assortment of goods ranging from 3C products and beauty items to essential groceries (e.g., rice, noodles, oils), home appliances, jewelry, and alcoholic beverages. Serving a diverse client base of borrowers, investors, and collaborating financial institutions, 9F Inc. was founded in 2006. The company, originally known as JIUFU Financial Technology Service Limited, adopted its current name in June 2014 and maintains its corporate headquarters in Beijing, China.
- Industry
- Information Technology Services
- Sector
- Technology
- Headquarters
- CN
- CEO
- Lei Liu
- Listed since
- Aug 15, 2019
- Employees
- 185
Market position
Day range
Current $2.90
52-week range
Current $2.90
- Open
- $2.77
- Previous close
- $2.77
- Volume
- 13.59K
- 0.14× average
- Average volume
- 93.98K
- Average daily volume
- Market cap
- 34.15M USD
- Beta
- 1.14
- Market reference 1
- 50-day average
- $2.4621
- +17.78% above average
- 200-day average
- $4.0067
- -27.62% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- P/E (TTM)
- 1.39×
- P/B (TTM)
- 0.06×
- P/S (TTM)
- 0.79×
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 70.66%
- Operating margin
- 3.89%
- Net margin
- 58.02%
Financial health
- Debt / equity
- 0.01×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 459.62M USD | 309.97M USD | 412.45M USD | 561.67M USD | 761.45M USD |
| Cost of goods sold | 126.83M USD | 107.85M USD | 115.18M USD | 115.44M USD | 106.18M USD |
| Gross profit | 332.78M USD | 202.13M USD | 297.27M USD | 446.23M USD | 655.27M USD |
| Selling, general, and administrative | — | 237.02M USD | 298.09M USD | 437.13M USD | 688.3M USD |
| Operating expenses | −212.23M USD | 247.58M USD | 490.85M USD | 596.51M USD | 710.72M USD |
| Interest income | 177.45M USD | 84.62M USD | 97.67M USD | 47.59M USD | 47.51M USD |
| Depreciation and amortization | 22.04M USD | 22.34M USD | 17.59M USD | 21M USD | 31.54M USD |
| Operating income | 545.02M USD | −45.46M USD | −193.58M USD | −150.28M USD | −55.45M USD |
| Net income | 163.62M USD | 49.98M USD | −140.19M USD | −594.74M USD | −234.91M USD |
Company facts updated Aug 24, 2026.
Corporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Jan 18, 2023 | 1:20 | — | — |
Effective Jan 18, 2023
1:20
JFU peers
Continue in GoAI
Research JFUresearch.disclaimer





