
Jack Henry & Associates, Inc.
JKHYNASDAQTechnologyInformation Technology Services
Previous close
$166.2
+$1.12 · +0.68%
JKHY company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
100
Deep Value
Momentum
55
Neutral
Sentiment
76
Bullish
Risk resilience
69
Moderate Risk
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Company profile
Company websiteJack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
- Industry
- Information Technology Services
- Sector
- Technology
- Headquarters
- US
- CEO
- Gregory R. Adelson
- Listed since
- Nov 20, 1985
- Employees
- 7,300
Market position
Day range
Current $166.2
52-week range
Current $166.2
- Open
- $163.74
- Previous close
- $165.08
- Volume
- 999.39K
- 0.74× average
- Average volume
- 1.36M
- Average daily volume
- Market cap
- 11.81B USD
- Beta
- 0.55
- Market reference 1
- 50-day average
- $146.69
- +13.30% above average
- 200-day average
- $159.6
- +4.14% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 9.95B USD
- EV / EBITDA
- 12.14×
- Earnings yield
- 5.07%
- Free cash flow yield
- 7.00%
Profitability & efficiency
- Return on equity
- 24.50%
- Return on assets
- 15.98%
- Return on invested capital
- 0.00%
Financial health
- Current ratio
- 0×
- Altman Z-score
- 18.61
- Piotroski F-score
- 7 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Revenue | 2.5B USD | 2.38B USD | 2.22B USD | 2.08B USD | 1.94B USD |
| Cost of goods sold | 1.43B USD | 1.36B USD | 1.3B USD | 1.22B USD | 1.13B USD |
| Gross profit | 1.11B USD | 1.01B USD | 916.07M USD | 858.64M USD | 814.27M USD |
| Research and development | 176.45M USD | 162.77M USD | 148.26M USD | 142.68M USD | 121.36M USD |
| Selling, general, and administrative | 299.21M USD | 283.06M USD | 278.42M USD | 235.27M USD | 218.3M USD |
| Operating expenses | 470.07M USD | 445.83M USD | 426.68M USD | 377.95M USD | 339.65M USD |
| Interest income | 23.14M USD | 27.76M USD | 25.01M USD | 8.96M USD | 32K USD |
| Interest expense | 5.39M USD | 10.44M USD | 16.38M USD | 15.07M USD | 2.38M USD |
| Depreciation and amortization | 213.24M USD | 204.75M USD | 199.9M USD | 190.73M USD | 177.62M USD |
| Operating income | 606.24M USD | 568.72M USD | 489.39M USD | 480.69M USD | 474.62M USD |
| Net income | 502.78M USD | 455.75M USD | 381.82M USD | 366.65M USD | 362.92M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 91%
- 10 beats, 1 miss, 0 met estimates
- Average EPS surprise
- +9.04%
- 11 comparable reports
- Latest EPS result
- 1.57
- Estimate 1.47 · Beat by 6.80%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$181.63
9.28% upsidePrice history unavailable
High $209Average $181.63Low $165Rating distribution
23 ratingsJKHY news
Corporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Mar 5, 2001 | 2:1 | — | — |
Stock split | Mar 3, 2000 | 2:1 | — | — |
Stock split | Mar 14, 1997 | 3:2 | — | — |
Stock split | Mar 11, 1994 | 4:3 | — | — |
Stock split | Mar 9, 1993 | 3:2 | — | — |
Stock split | Mar 4, 1992 | 3:2 | — | — |
Effective Mar 5, 2001
2:1
Effective Mar 3, 2000
2:1
Effective Mar 14, 1997
3:2
Effective Mar 11, 1994
4:3
Effective Mar 9, 1993
3:2
Effective Mar 4, 1992
3:2
JKHY peers
ETFs holding JKHY
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI348.5M0.02%2.3T USD0.03%$378.24+0.44%
Vanguard S&P 500 ETFVOO287.34M0.02%1.7T USD0.03%$703.71+0.39%
Vanguard Morningstar Small-Cap ETFVB251.56M0.14%183.4B USD0.03%$304.76+0.64%
Invesco S&P 500 Equal Weight ETFRSP241.63M0.24%100.27B USD0.20%$221.67+0.63%
VanEck Morningstar Wide Moat ETFMOAT180.24M1.46%12.46B USD0.46%$114.42+0.95%
iShares Core S&P 500 ETFIVV158.05M0.02%891.84B USD0.03%$769.31+0.39%
Vanguard Morningstar Small-Cap Growth ETFVBK146M0.33%43.8B USD0.05%$358.65+0.70%
State Street SPDR S&P 500 ETFSPY145.83M0.02%817.87B USD0.09%$765.72+0.41%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 348.5M
- Weight
- 0.02%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard S&P 500 ETFVOO- Market value
- 287.34M
- Weight
- 0.02%
- AUM
- 1.7T USD
- Expense ratio
- 0.03%
- Price / 1D
- $703.71+0.39%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 251.56M
- Weight
- 0.14%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Invesco S&P 500 Equal Weight ETFRSP- Market value
- 241.63M
- Weight
- 0.24%
- AUM
- 100.27B USD
- Expense ratio
- 0.20%
- Price / 1D
- $221.67+0.63%
VanEck Morningstar Wide Moat ETFMOAT- Market value
- 180.24M
- Weight
- 1.46%
- AUM
- 12.46B USD
- Expense ratio
- 0.46%
- Price / 1D
- $114.42+0.95%
iShares Core S&P 500 ETFIVV- Market value
- 158.05M
- Weight
- 0.02%
- AUM
- 891.84B USD
- Expense ratio
- 0.03%
- Price / 1D
- $769.31+0.39%
Vanguard Morningstar Small-Cap Growth ETFVBK- Market value
- 146M
- Weight
- 0.33%
- AUM
- 43.8B USD
- Expense ratio
- 0.05%
- Price / 1D
- $358.65+0.70%
State Street SPDR S&P 500 ETFSPY- Market value
- 145.83M
- Weight
- 0.02%
- AUM
- 817.87B USD
- Expense ratio
- 0.09%
- Price / 1D
- $765.72+0.41%
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