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NASDAQFinancial ServicesBanks - Regional
Latest quote
$6.03
+$0.37 · +6.54%
Kentucky First Federal Bancorp (KFFB) serves as the holding company for two financial institutions: First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. Together, these subsidiaries deliver a variety of banking products and services to communities throughout Kentucky. Customers can access a suite of deposit products, including passbook savings, certificate accounts, checking accounts, and individual retirement accounts. KFFB's comprehensive loan offerings include residential mortgages for single to four-family homes, construction financing, and loans secured by multi-family properties. A substantial portion of its portfolio consists of non-residential loans, which are backed by commercial office buildings, churches, and other purpose-built properties. Furthermore, it provides commercial loans not tied to real estate, alongside an array of consumer credit options. These range from home equity lines of credit (HELOCs) and loans secured by savings deposits to automobile loans and unsecured personal financing. Beyond direct lending, KFFB also invests in mortgage-backed securities. The company operates through a network of seven branch locations. Established in 2005, its headquarters are located in Hazard, Kentucky. Kentucky First Federal Bancorp itself is a subsidiary of First Federal MHC.
Regular session
$6.03
+$0.37 · +6.54%
Regular session · ET · Market data may be delayed.
Kentucky First Federal Bancorp (KFFB) serves as the holding company for two financial institutions: First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. Together, these subsidiaries deliver a variety of banking products and services to communities throughout Kentucky. Customers can access a suite of deposit products, including passbook savings, certificate accounts, checking accounts, and individual retirement accounts. KFFB's comprehensive loan offerings include residential mortgages for single to four-family homes, construction financing, and loans secured by multi-family properties. A substantial portion of its portfolio consists of non-residential loans, which are backed by commercial office buildings, churches, and other purpose-built properties. Furthermore, it provides commercial loans not tied to real estate, alongside an array of consumer credit options. These range from home equity lines of credit (HELOCs) and loans secured by savings deposits to automobile loans and unsecured personal financing. Beyond direct lending, KFFB also invests in mortgage-backed securities. The company operates through a network of seven branch locations. Established in 2005, its headquarters are located in Hazard, Kentucky. Kentucky First Federal Bancorp itself is a subsidiary of First Federal MHC.
Day range
Current $6.03
52-week range
Current $6.03
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
71
Undervalued
Sentiment
54
Mixed
Risk
48
Elevated Risk
Momentum
62
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Kentucky First Federal Bancorp (KFFB) serves as the holding company for two financial institutions: First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. Together, these subsidiaries deliver a variety of banking products and services to communities throughout Kentucky. Customers can access a suite of deposit products, including passbook savings, certificate accounts, checking accounts, and individual retirement accounts. KFFB's comprehensive loan offerings include residential mortgages for single to four-family homes, construction financing, and loans secured by multi-family properties. A substantial portion of its portfolio consists of non-residential loans, which are backed by commercial office buildings, churches, and other purpose-built properties. Furthermore, it provides commercial loans not tied to real estate, alongside an array of consumer credit options. These range from home equity lines of credit (HELOCs) and loans secured by savings deposits to automobile loans and unsecured personal financing. Beyond direct lending, KFFB also invests in mortgage-backed securities. The company operates through a network of seven branch locations. Established in 2005, its headquarters are located in Hazard, Kentucky. Kentucky First Federal Bancorp itself is a subsidiary of First Federal MHC.
Day range
Current $6.03
52-week range
Current $6.03
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Revenue | 21.42M USD | 19.65M USD | 16.53M USD | 13.05M USD | 11.43M USD |
| Cost of goods sold | 9.92M USD | 10.94M USD | 9.31M USD | 4.02M USD | 1.69M USD |
| Gross profit | 11.5M USD | 8.71M USD | 7.22M USD | 9.04M USD | 9.74M USD |
| Selling, general, and administrative | 5.43M USD | 5.2M USD | 5.39M USD | 5.18M USD | 5.06M USD |
| Operating expenses | 9M USD | 8.48M USD | 9.18M USD | 7.81M USD | 7.67M USD |
| Interest income | 20.79M USD | 19.24M USD | 16.28M USD | 12.76M USD | 10.91M USD |
| Interest expense | 9.68M USD | 10.9M USD | 9.28M USD | 3.9M USD | 1.75M USD |
| Depreciation and amortization | 148K USD | 201K USD | 234K USD | 255K USD | 285K USD |
| Operating income | 2.5M USD | 238K USD | −1.96M USD | 1.23M USD | 2.07M USD |
| Net income | 1.91M USD | 181K USD | −1.72M USD | 933K USD | 1.59M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Cash distributions grouped by calendar year; partial years are marked.
$0.40
2023 complete year0.0% since 2019
2026 partial: $0.05
$0.40
2,019
$0.40
2,020
$0.40
2,021
$0.40
2,022
$0.40
2,023
$0.05
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 31, 2026 | $0.05Irregular | Aug 31, 2026 | Sep 21, 2026 |
Dividend | Oct 30, 2023 | $0.10Quarterly | Oct 31, 2023 | Nov 20, 2023 |
Dividend | Jul 28, 2023 | $0.10Quarterly | Jul 31, 2023 | Aug 24, 2023 |
Dividend | Apr 27, 2023 | $0.10Quarterly | Apr 28, 2023 | May 15, 2023 |
Dividend | Jan 30, 2023 | $0.10Quarterly | Jan 31, 2023 | Feb 16, 2023 |
Dividend | Oct 28, 2022 | $0.10Quarterly | Oct 31, 2022 | Nov 14, 2022 |
Ex-dividend Aug 31, 2026
$0.05
Irregular
Record Aug 31, 2026 · Payment Sep 21, 2026
Ex-dividend Oct 30, 2023
$0.10
Quarterly
Record Oct 31, 2023 · Payment Nov 20, 2023
Ex-dividend Jul 28, 2023
$0.10
Quarterly
Record Jul 31, 2023 · Payment Aug 24, 2023
Ex-dividend Apr 27, 2023
$0.10
Quarterly
Record Apr 28, 2023 · Payment May 15, 2023
Ex-dividend Jan 30, 2023
$0.10
Quarterly
Record Jan 31, 2023 · Payment Feb 16, 2023
Ex-dividend Oct 28, 2022
$0.10
Quarterly
Record Oct 31, 2022 · Payment Nov 14, 2022
Funds reporting this stock among their holdings, ordered by reported position size.
U.S. Micro Cap Portfolio ETFDFMC235.71K0.00%7.52B USD0.43%$57.21-0.50%
Vanguard Extended Market ETFVXF207.81K0.00%95.4B USD0.05%$231.47-0.87%
Vanguard Morningstar Total Stock Market ETFVTI106.31K—2.3T USD0.03%$379.53-0.39%
Dimensional - US Core Equity 2 ETFDFAC51.77K0.00%88.28B USD0.21%$44.99-0.42%
iShares Micro-Cap ETFIWC49.44K0.00%1.33B USD0.60%$181.13-1.22%
U.S. Core Equity 1 Portfolio ETF Class SharesDCOR43.37K0.00%45.43B USD0.17%$83.825-0.33%
Dimensional - US Small Cap ETFDFAS19.73K0.00%33.66B USD0.31%$77.335-0.75%
Dimensional - US Sustainability Core 1 ETFDFSU17.37K0.00%2.38B USD0.15%$47.67-0.52%U.S. Micro Cap Portfolio ETFDFMCVanguard Extended Market ETFVXFVanguard Morningstar Total Stock Market ETFVTIDimensional - US Core Equity 2 ETFDFACiShares Micro-Cap ETFIWCU.S. Core Equity 1 Portfolio ETF Class SharesDCORDimensional - US Small Cap ETFDFASDimensional - US Sustainability Core 1 ETFDFSUAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
