Lument Finance Trust, Inc. logo

Lument Finance Trust, Inc.

LFT

NYSEReal EstateREIT - Mortgage

Previous close

$0.6661

+$0.0488 · +7.91%

Aug 21, 4:00 PM ET

LFT company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

85

Deep Value

Momentum

20

Strong Down

Sentiment

62

Bullish

Risk resilience

38

High Risk

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Company profile

Company website

Lument Finance Trust, Inc. functions as a real estate investment trust (REIT) with a core business centered on acquiring, financing, and managing a diverse portfolio of commercial real estate (CRE) debt investments throughout the United States. The company's primary focus lies in transitional floating-rate commercial mortgage loans, particularly those secured by middle-market multi-family assets. Beyond these, it also strategically invests in a variety of other CRE-related debt products, including mezzanine loans, preferred equity, commercial mortgage-backed securities (CMBS), fixed-rate loans, and construction financing. As a formally qualified REIT under the Internal Revenue Code of 1986, Lument Finance Trust, Inc. benefits from a significant tax advantage: it is exempt from federal income taxes provided it distributes at least 90% of its taxable earnings to its shareholders. The firm underwent a name change in December 2020, having previously been known as Hunt Companies Finance Trust, Inc. Incorporated in 2012, its corporate headquarters are situated in New York, New York.

Industry
REIT - Mortgage
Sector
Real Estate
Headquarters
US
CEO
James Peter Flynn
Listed since
Mar 22, 2013
Employees
550

Market position

Day range

Current $0.6661

52-week range

Current $0.6661

Open
$0.695
Previous close
$0.6173
Volume
263.65K
1.07× average
Average volume
245.39K
Average daily volume
Market cap
34.93M USD
Beta
0.63
Market reference 1
50-day average
$0.8486
-21.51% below average
200-day average
$1.2116
-45.02% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.04B USD
P/E (TTM)
-1.87×
P/B (TTM)
0.17×
P/S (TTM)
0.47×
EV / EBITDA
20×
Earnings yield
-3.72%
Free cash flow yield
11.62%
Dividend yield
24.02%

Profitability & efficiency

Gross margin
62.57%
Operating margin
43.15%
Net margin
-18.34%
Return on equity
-1.25%
Return on assets
-0.23%
Return on invested capital
235.55%

Financial health

Debt / equity
4.4×
Current ratio
0.16×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends110%69%28%-14%Gross margin, FY2021: 100.00%Gross margin, FY2022: 100.00%Gross margin, FY2023: 100.00%Gross margin, FY2024: 100.00%Gross margin, FY2025: 90.05%Operating margin, FY2023: 68.53%Operating margin, FY2025: 65.89%Net margin, FY2021: 49.97%Net margin, FY2022: 49.26%Net margin, FY2023: 61.46%Net margin, FY2024: 64.97%Net margin, FY2025: -3.47%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 100.00%. Gross margin FY2023 100.00%. Gross margin FY2024 100.00%. Gross margin FY2025 90.05%. Operating margin FY2023 68.53%. Operating margin FY2025 65.89%. Net margin FY2021 49.97%. Net margin FY2022 49.26%. Net margin FY2023 61.46%. Net margin FY2024 64.97%. Net margin FY2025 -3.47%.

Income trends

Revenue

79.18M USD+127.12%

Operating income

52.17M USD+137.34%

Net income

−2.75M USD−25.39M USD
Income trends across reported periods87.37M USD54.6M USD21.83M USD−10.94M USDRevenue, FY2021: 21.07M USDRevenue, FY2022: 20.02M USDRevenue, FY2023: 32.08M USDRevenue, FY2024: 34.86M USDRevenue, FY2025: 79.18M USDOperating income, FY2023: 21.98M USDOperating income, FY2025: 52.17M USDNet income, FY2021: 10.53M USDNet income, FY2022: 9.86M USDNet income, FY2023: 19.71M USDNet income, FY2024: 22.65M USDNet income, FY2025: −2.75M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 21.07M USD. Revenue FY2022 20.02M USD. Revenue FY2023 32.08M USD. Revenue FY2024 34.86M USD. Revenue FY2025 79.18M USD. Operating income FY2023 21.98M USD. Operating income FY2025 52.17M USD. Net income FY2021 10.53M USD. Net income FY2022 9.86M USD. Net income FY2023 19.71M USD. Net income FY2024 22.65M USD. Net income FY2025 −2.75M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue79.18M USD34.86M USD32.08M USD20.02M USD21.07M USD
Cost of goods sold7.88M USD
Gross profit71.3M USD34.86M USD32.08M USD20.02M USD21.07M USD
Selling, general, and administrative3.95M USD4.84M USD10.1M USD3.71M USD6.12M USD
Operating expenses19.13M USD34.86M USD10.1M USD20.02M USD21.07M USD
Interest income79M USD122.13M USD109.19M USD56.69M USD36.19M USD
Interest expense53.89M USD80.77M USD74.8M USD32.81M USD15.51M USD
Depreciation and amortization779.26K USD72.54M USD61.14K USD425.66K USD
Operating income52.17M USD21.98M USD
Net income−2.75M USD22.65M USD19.71M USD9.86M USD10.53M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
18%
2 beats, 8 misses, 1 met estimate
Average EPS surprise
-72.90%
11 comparable reports
Latest EPS result
-0.1
Estimate 0.07 · Miss by 253.85%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.140.02-0.09-0.21Q1 '25MetQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Mar 19, 2025: actual 0.1, estimate 0.1, surprise 0.00%, Met estimate. Q2 2025, reported May 12, 2025: actual 0.08, estimate 0.09, surprise -11.11%, Miss. Q3 2025, reported Aug 8, 2025: actual 0.05, estimate 0.075, surprise -33.33%, Miss. Q4 2025, reported Nov 12, 2025: actual 0.02, estimate 0.06, surprise -66.67%, Miss. Q1 2026, reported Mar 23, 2026: actual -0.17, estimate 0.06, surprise -383.33%, Miss. Q2 2026, reported May 15, 2026: actual 0.02, estimate 0.06, surprise -66.67%, Miss. Q3 2026, reported Aug 13, 2026: actual -0.1, estimate 0.065, surprise -253.85%, Miss. Q4 2026, reported Nov 16, 2026: actual —, estimate 0.04, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates23.8M17.16M10.53M3.9MQ1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Mar 19, 2025: actual 8.25M USD, estimate 8.89M USD, surprise -7.15%, Miss. Q2 2025, reported May 12, 2025: actual 22.37M USD, estimate 9.51M USD, surprise +135.32%, Beat. Q3 2025, reported Aug 8, 2025: actual 20.59M USD, estimate 8.32M USD, surprise +147.39%, Beat. Q4 2025, reported Nov 12, 2025: actual 5.11M USD, estimate 7.78M USD, surprise -34.38%, Miss. Q1 2026, reported Mar 23, 2026: actual 5.37M USD, estimate 4.96M USD, surprise +8.09%, Beat. Q2 2026, reported May 15, 2026: actual 21.12M USD, estimate 4.58M USD, surprise +360.70%, Beat. Q3 2026, reported Aug 13, 2026: actual 19.09M USD, estimate 4.59M USD, surprise +315.40%, Beat. Q4 2026, reported Nov 16, 2026: actual —, estimate 4.65M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

7 ratings
Strong buy00%
Buy343%
Hold457%
Sell00%
Strong sell00%

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.60

2017 complete year-55.6% since 2015

2026 partial: $0.08

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jun 30, 2026

$0.04

Quarterly

Record Jun 30, 2026 · Payment Jul 15, 2026

Dividend

Ex-dividend Mar 31, 2026

$0.04

Quarterly

Record Mar 31, 2026 · Payment Apr 15, 2026

Dividend

Ex-dividend Dec 31, 2025

$0.04

Quarterly

Record Dec 31, 2025 · Payment Jan 15, 2026

Dividend

Ex-dividend Sep 30, 2025

$0.04

Quarterly

Record Sep 30, 2025 · Payment Oct 15, 2025

Dividend

Ex-dividend Jun 30, 2025

$0.06

Quarterly

Record Jun 30, 2025 · Payment Jul 15, 2025

Dividend

Ex-dividend Mar 31, 2025

$0.08

Semi-Annual

Record Mar 31, 2025 · Payment Apr 15, 2025

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