MFA Financial, Inc. (MFA) stock price, financials & research

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

69/ 100

GoAI Score

Buy

Valuation

100

Deep Value

Sentiment

58

Mixed

Risk

30

Moderate Risk

Momentum

41

Neutral

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Company profile

Company website

MFA Financial, Inc., along with its subsidiary entities, operates as a real estate investment trust (REIT) within the United States. The company strategically allocates capital into various residential mortgage-related assets. These assets include diverse mortgage-backed securities (MBS) such as non-agency, agency, and credit risk transfer instruments. Furthermore, MFA invests in residential whole loans, specifically purchasing performing, credit-deteriorated, and non-performing loans, in addition to assets linked to mortgage servicing rights. Having chosen to be classified as a REIT for tax purposes, the company avoids federal income taxation, contingent upon distributing a minimum of 90% of its taxable income to its shareholders. MFA Financial, Inc. was founded in 1997 and is based in New York, New York.

Industry: REIT - Mortgage
Sector: Real Estate
Headquarters: US
CEO: Craig L. Knutson
Listed since: Apr 13, 1998
Employees: 307

Market position

Day range

Current $6.88

$6.88$7.16

52-week range

Current $6.88

$6.88$10.43

Open: $7.145
Previous close: $7.18
Volume: 3.33M; 1.98× average
Average volume: 1.68M; Average daily volume
Market cap: 702.41M USD
Beta: 1.53; Market reference 1
50-day average: $8.5992; -19.99% below average
200-day average: $9.4358; -27.09% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 11.75B USD
P/E (TTM): 5.21×
P/B (TTM): 0.4×
P/S (TTM): 0.93×
EV / EBITDA: 16.97×
Earnings yield: 18.31%
Free cash flow yield: 7.90%
Dividend yield: 20.93%

Profitability & efficiency

Gross margin: 82.21%
Operating margin: 91.73%
Net margin: 19.71%
Return on equity: 9.67%
Return on assets: 1.36%
Return on invested capital: 5.38%

Financial health

Debt / equity: 6.56×
Current ratio: 2.18×
Altman Z-score: 0.03
Piotroski F-score: 8 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

875.24M USD+213.02%

Operating income

690.03M USD+8.19%

Net income

176.78M USD+48.24%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	875.24M USD	279.61M USD	234.05M USD	−67.62M USD	488.32M USD
Cost of goods sold	33.45M USD	35.31M USD	34.14M USD	42.89M USD	44.07M USD
Gross profit	841.79M USD	244.3M USD	199.91M USD	−110.52M USD	418.19M USD
Research and development	—	800K USD	800K USD	800K USD	400K USD
Selling, general, and administrative	41.74M USD	131.91M USD	129.95M USD	112.72M USD	82.72M USD
Operating expenses	151.76M USD	132.71M USD	130.75M USD	113.52M USD	17.84M USD
Interest income	745.06M USD	723.97M USD	605.6M USD	482.42M USD	362.3M USD
Interest expense	513.98M USD	521.23M USD	429.12M USD	258.84M USD	120.39M USD
Depreciation and amortization	2.2M USD	3.2M USD	4.2M USD	9.2M USD	6.6M USD
Operating income	690.03M USD	637.79M USD	69.16M USD	−224.03M USD	426.42M USD
Net income	176.78M USD	119.25M USD	80.16M USD	−231.58M USD	328.87M USD

Company facts updated Oct 9, 2026.

Earnings

EPS beat rate: 27%; 3 beats, 8 misses, 0 met estimates
Average EPS surprise: -2.61%; 11 comparable reports
Latest EPS result: 0.35; Estimate 0.25 · Beat by 42.62%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Latest fiscal-year EPS: 1.68; FY2025 · +104.88% year over year
Latest fiscal-year revenue: 875.24M USD; FY2025 · +213.02% year over year
Next fiscal-year EPS consensus: 1.05; FY2026 · 4 analysts
Next fiscal-year revenue consensus: 241.57M USD; FY2026 · 4 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$10.25

48.98% upside

Past 12 months12-month forecastHigh $11.00Average $10.25Low $9.50

Rating distribution

23 ratings

Strong buy00%

Buy1043%

Hold1357%

Sell00%

Strong sell00%

Recent analyst actions

10 institutions

Jones TradingmaintainHoldAug 11, 2025

Citizens Capital MarketsmaintainMarket OutperformMar 26, 2025

MFA news

gurufocus.comOct 9, 2026

Experian NeuroID Recognized as Best Authentication Innovation in 2026 Fraud & AML Impact Awards

Experian today announced that [url="]Experian NeuroID for Account Defense[/url] has been named the Best Authentication Innovation winner in Datos Insights' 2026

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businesswire.comOct 8, 2026

MFA Financial, Inc. Announces CEO Succession Plan and Senior Leadership Appointment

NEW YORK--(BUSINESS WIRE)--MFA Financial, Inc. (NYSE: MFA) (“MFA” or the “Company”) today announced upcoming changes to its executive leadership positions as part of the Company's long-term succession planning. The…

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defenseworld.netOct 5, 2026

MFA Financial (NYSE:MFA) Sets New 52-Week Low – Here’s Why

MFA Financial, Inc. (NYSE: MFA - Get Free Report)'s stock price reached a new 52-week low during mid-day trading on Monday. The stock traded as low as $7.58 and last traded at $7.3060, with a volume of 3046859 shares…

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defenseworld.netSep 25, 2026

MFA Financial, Inc. $MFA Shares Bought by Corient Private Wealth LP

Corient Private Wealth LP boosted its holdings in shares of MFA Financial, Inc. (NYSE: MFA) by 60.1% during the second quarter, according to its most recent disclosure with the Securities and Exchange Commission. The…

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businesswire.comSep 23, 2026

MFA Financial, Inc. Announces Dividend of $0.36 per Share

NEW YORK--(BUSINESS WIRE)--MFA Financial, Inc. (NYSE: MFA) announced today that its Board of Directors has declared a regular quarterly cash dividend of $0.36 per share of common stock. The dividend will be paid on…

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defenseworld.netAug 30, 2026

Algert Global LLC Sells 78,870 Shares of MFA Financial, Inc. $MFA

Algert Global LLC lowered its holdings in shares of MFA Financial, Inc. (NYSE: MFA) by 24.4% in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The fund…

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Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.44

2025 complete year-6.5% since 2021

2026 partial: $1.08

$1.54

2,021

$1.67

2,022

$1.40

2,023

$1.40

2,024

$1.44

2,025

$1.08

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
Dividend	Oct 5, 2026	$0.36Quarterly	Oct 5, 2026	Oct 30, 2026
Dividend	Jun 30, 2026	$0.36Quarterly	Jun 30, 2026	Jul 31, 2026
Dividend	Mar 31, 2026	$0.36Quarterly	Mar 31, 2026	Apr 30, 2026
Dividend	Dec 31, 2025	$0.36Quarterly	Dec 31, 2025	Jan 30, 2026
Dividend	Sep 30, 2025	$0.36Quarterly	Sep 30, 2025	Oct 31, 2025
Dividend	Jun 30, 2025	$0.36Quarterly	Jun 30, 2025	Jul 31, 2025