Medallion Financial Corp. logo

Medallion Financial Corp.

MFIN

NASDAQFinancial ServicesFinancial - Credit Services

Previous close

$11.68

+$0.23 · +2.01%

Aug 21, 4:00 PM ET

MFIN company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

83

Deep Value

Momentum

42

Neutral

Sentiment

49

Mixed

Risk resilience

69

Moderate Risk

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Company profile

Company website

Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well as for residential improvement projects. Furthermore, it offers commercial financing for business purposes, including the procurement of equipment, the establishment of new ventures, or the acquisition and enhancement of existing businesses. A notable segment involves providing loans for taxi medallions to individual operators and small to medium-sized enterprises. Beyond direct lending, Medallion Financial also allocates debt, mezzanine, and equity investment capital to companies across various industries, while additionally engaging in deposit-taking and other banking services. Established in 1995, Medallion Financial Corp. maintains its primary office in New York City, New York.

Industry
Financial - Credit Services
Sector
Financial Services
Headquarters
US
CEO
Andrew Murstein
Listed since
May 23, 1996
Employees
179

Market position

Day range

Current $11.68

52-week range

Current $11.68

Open
$11.45
Previous close
$11.45
Volume
115.35K
1.49× average
Average volume
77.41K
Average daily volume
Market cap
269.96M USD
Beta
0.77
Market reference 1
50-day average
$10.277
+13.65% above average
200-day average
$9.8852
+18.16% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
349.06M USD
P/E (TTM)
8.34×
P/B (TTM)
0.67×
P/S (TTM)
0.78×
EV / EBITDA
1.87×
Earnings yield
18.37%
Free cash flow yield
53.89%
Dividend yield
4.45%

Profitability & efficiency

Gross margin
83.07%
Operating margin
41.59%
Net margin
10.38%
Return on equity
10.53%
Return on assets
1.46%
Return on invested capital
4.27%

Financial health

Debt / equity
0.85×
Current ratio
27.1×
Altman Z-score
1.48
Piotroski F-score
7 of 9

Earnings

EPS beat rate
64%
7 beats, 3 misses, 1 met estimate
Average EPS surprise
+18.15%
11 comparable reports
Latest EPS result
0.31
Estimate 0.29 · Beat by 8.35%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.540.420.290.17Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Mar 4, 2025: actual 0.43, estimate 0.33, surprise +30.30%, Beat. Q2 2025, reported Apr 30, 2025: actual 0.5, estimate 0.32, surprise +56.25%, Beat. Q3 2025, reported Jul 30, 2025: actual 0.46, estimate 0.3, surprise +53.33%, Beat. Q4 2025, reported Oct 29, 2025: actual 0.46, estimate 0.29, surprise +58.62%, Beat. Q1 2026, reported Feb 18, 2026: actual 0.5, estimate 0.41, surprise +21.95%, Beat. Q2 2026, reported Apr 29, 2026: actual 0.2, estimate 0.25, surprise -20.00%, Miss. Q3 2026, reported Jul 29, 2026: actual 0.31, estimate 0.286, surprise +8.35%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 0.32, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates66M61.15M56.3M51.45MQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25MissQ1 '26BeatQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Mar 4, 2025: actual 58.74M USD, estimate 54.32M USD, surprise +8.13%, Beat. Q2 2025, reported Apr 30, 2025: actual 58.66M USD, estimate 53.99M USD, surprise +8.64%, Beat. Q3 2025, reported Jul 30, 2025: actual 57.93M USD, estimate 55.62M USD, surprise +4.15%, Beat. Q4 2025, reported Oct 29, 2025: actual 54.22M USD, estimate 56.2M USD, surprise -3.53%, Miss. Q1 2026, reported Feb 18, 2026: actual 56.43M USD, estimate 55.92M USD, surprise +0.90%, Beat. Q2 2026, reported Apr 29, 2026: actual 54.06M USD, estimate 56.15M USD, surprise -3.72%, Miss. Q3 2026, reported Jul 29, 2026: actual 58.06M USD, estimate 58.98M USD, surprise -1.56%, Miss. Q4 2026, reported Nov 4, 2026: actual —, estimate 63.46M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$10.50

10.10% downside
Past 12 months12-month forecastHigh $10.50Average $10.50Low $10.50

Rating distribution

9 ratings
Strong buy00%
Buy444%
Hold556%
Sell00%
Strong sell00%

Recent analyst actions

1 institution
Ladenburg ThalmannupgradeNeutralBuy

MFIN news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.47

2025 complete year-21.7% since 2016

2026 partial: $0.40

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Aug 17, 2026

$0.14

Quarterly

Record Aug 17, 2026 · Payment Aug 31, 2026

Dividend

Ex-dividend May 11, 2026

$0.14

Quarterly

Record May 11, 2026 · Payment May 21, 2026

Dividend

Ex-dividend Mar 19, 2026

$0.12

Quarterly

Record Mar 19, 2026 · Payment Mar 31, 2026

Dividend

Ex-dividend Nov 12, 2025

$0.12

Quarterly

Record Nov 12, 2025 · Payment Nov 24, 2025

Dividend

Ex-dividend Aug 15, 2025

$0.12

Quarterly

Record Aug 15, 2025 · Payment Aug 29, 2025

Dividend

Ex-dividend May 15, 2025

$0.12

Quarterly

Record May 15, 2025 · Payment May 30, 2025

MFIN peers

ETFs holding MFIN

Funds reporting this stock among their holdings, ordered by reported position size.

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