MIND C.T.I. Ltd logo

MIND C.T.I. Ltd

MNDO

NASDAQTechnologySoftware - Application

Previous close

$1.00

−$0.01 · -0.99%

Aug 21, 4:00 PM ET

MNDO company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

85

Deep Value

Momentum

58

Neutral

Sentiment

63

Bullish

Risk resilience

42

Elevated Risk

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Company profile

Company website

MIND C.T.I. Ltd., along with its subsidiaries, specializes in providing comprehensive billing and customer relationship management (CRM) systems. The company's activities span the entire lifecycle, from design and development to global distribution, implementation, and continuous operational support across the Americas, Europe, Israel, the Asia Pacific region, and Africa. Its business operations are structured into two core divisions: Billing and Associated Services, and Messaging. The firm's billing and customer care offerings are robust, accommodating diverse service types including voice, data, and content. Crucially, they consolidate various payment schemes—prepaid, postpaid, and pay-in-advance—into a singular, unified platform. Furthermore, these solutions feature an integrated workflow engine designed to streamline various business operations, such as new subscriber enrollment, order processing, incident tracking, and overdue payment recovery. An all-encompassing point-of-sale module is also provided, facilitating comprehensive management of dealer networks, retail store operations, cashier functions, and the entire sales cycle. Additionally, the company furnishes a suite of professional services encompassing end-to-end project implementation, continuous client support and upkeep, system integration, bespoke modifications, and project governance. They extend managed services as well, undertaking routine operational billing duties for their clientele. The company also offers PhonEX ONE, a specialized call management platform that captures, logs, and archives telecommunication data. This tool empowers organizations with capabilities such as telecommunication expense oversight, detailed call accounting, traffic pattern analysis, and the detection of fraudulent activities. MIND C.T.I. distributes its solutions both directly and via a network of channel partners, including distributors and resellers. Its core clientele comprises a wide spectrum of communication service providers (CSPs), such as conventional wireline and wireless carriers, Voice over IP (VoIP) providers, broadband IP network operators, wireless internet service providers (WISPs), LTE network operators, cable television companies, and mobile virtual network operators (MVNOs). Founded in 1995, MIND C.T.I. Ltd. maintains its corporate headquarters in Yokne'am Illit, Israel.

Industry
Software - Application
Sector
Technology
Headquarters
IL
CEO
Monica Iancu
Listed since
Aug 8, 2000
Employees
139

Market position

Day range

Current $1.00

52-week range

Current $1.00

Open
$1.01
Previous close
$1.01
Volume
12.73K
0.26× average
Average volume
49.91K
Average daily volume
Market cap
20.37M USD
Beta
0.39
Market reference 1
50-day average
$1.0142
-1.40% below average
200-day average
$1.0983
-8.95% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
16.35M USD
EV / EBITDA
5.38×
Earnings yield
11.06%
Free cash flow yield
16.82%

Profitability & efficiency

Return on equity
11.30%
Return on assets
8.63%
Return on invested capital
7.49%

Financial health

Current ratio
3.83×
Altman Z-score
3.5
Piotroski F-score
6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends58%41%24%6%Gross margin, FY2021: 52.72%Gross margin, FY2022: 53.39%Gross margin, FY2023: 50.28%Gross margin, FY2024: 50.07%Gross margin, FY2025: 50.99%Operating margin, FY2021: 25.93%Operating margin, FY2022: 25.63%Operating margin, FY2023: 21.97%Operating margin, FY2024: 20.41%Operating margin, FY2025: 10.72%Net margin, FY2021: 22.59%Net margin, FY2022: 24.53%Net margin, FY2023: 23.91%Net margin, FY2024: 21.59%Net margin, FY2025: 13.38%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 52.72%. Gross margin FY2022 53.39%. Gross margin FY2023 50.28%. Gross margin FY2024 50.07%. Gross margin FY2025 50.99%. Operating margin FY2021 25.93%. Operating margin FY2022 25.63%. Operating margin FY2023 21.97%. Operating margin FY2024 20.41%. Operating margin FY2025 10.72%. Net margin FY2021 22.59%. Net margin FY2022 24.53%. Net margin FY2023 23.91%. Net margin FY2024 21.59%. Net margin FY2025 13.38%.

Income trends

Revenue

19.46M USD-9.27%

Operating income

2.09M USD-52.34%

Net income

2.6M USD-43.76%
Income trends across reported periods28.76M USD19.06M USD9.36M USD−338.5K USDRevenue, FY2021: 26.33M USDRevenue, FY2022: 21.55M USDRevenue, FY2023: 21.61M USDRevenue, FY2024: 21.45M USDRevenue, FY2025: 19.46M USDOperating income, FY2021: 6.83M USDOperating income, FY2022: 5.52M USDOperating income, FY2023: 4.75M USDOperating income, FY2024: 4.38M USDOperating income, FY2025: 2.09M USDNet income, FY2021: 5.95M USDNet income, FY2022: 5.29M USDNet income, FY2023: 5.17M USDNet income, FY2024: 4.63M USDNet income, FY2025: 2.6M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 26.33M USD. Revenue FY2022 21.55M USD. Revenue FY2023 21.61M USD. Revenue FY2024 21.45M USD. Revenue FY2025 19.46M USD. Operating income FY2021 6.83M USD. Operating income FY2022 5.52M USD. Operating income FY2023 4.75M USD. Operating income FY2024 4.38M USD. Operating income FY2025 2.09M USD. Net income FY2021 5.95M USD. Net income FY2022 5.29M USD. Net income FY2023 5.17M USD. Net income FY2024 4.63M USD. Net income FY2025 2.6M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue19.46M USD21.45M USD21.61M USD21.55M USD26.33M USD
Cost of goods sold9.54M USD10.71M USD10.75M USD10.04M USD12.45M USD
Gross profit9.92M USD10.74M USD10.87M USD11.51M USD13.88M USD
Research and development4.05M USD3.39M USD3.54M USD3.5M USD4.05M USD
Selling, general, and administrative3.78M USD2.97M USD2.58M USD2.49M USD3.01M USD
Operating expenses7.84M USD6.36M USD6.12M USD5.98M USD7.05M USD
Interest income681K USD750K USD737K USD320K USD110K USD
Interest expense24K USD27K USD83K USD49K USD
Depreciation and amortization270K USD186K USD196K USD193K USD194K USD
Operating income2.09M USD4.38M USD4.75M USD5.52M USD6.83M USD
Net income2.6M USD4.63M USD5.17M USD5.29M USD5.95M USD

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.04

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.10.070.040.02Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 5, 2024: actual 0.04, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 4, 2025: actual 0.06, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 6, 2025: actual 0.02, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 11, 2025: actual 0.02, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 12, 2025: actual 0.03, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 10, 2026: actual 0.05, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 11, 2026: actual 0.04, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 6, 2026: actual 0.04, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates5.42M5.08M4.74M4.4MQ4 '24No estimateQ1 '25No estimateQ2 '25No estimateQ3 '25No estimateQ4 '25MetQ1 '26No estimateQ2 '26No estimateQ3 '26No estimate
Q4 2024, reported Nov 5, 2024: actual 5.21M USD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 4, 2025: actual 5.2M USD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 6, 2025: actual 5M USD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 11, 2025: actual 4.75M USD, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 12, 2025: actual 4.82M USD, estimate 4.82M USD, surprise 0.00%, Met estimate. Q1 2026, reported Mar 10, 2026: actual 4.89M USD, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 11, 2026: actual 5.09M USD, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 6, 2026: actual 4.61M USD, estimate —, surprise —, Comparison unavailable.

MNDO news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.22

2025 complete year-15.4% since 2021

Corporate action history

Dividend

Ex-dividend Mar 25, 2025

$0.22

Annual

Record Mar 25, 2025 · Payment Apr 10, 2025

Dividend

Ex-dividend Mar 19, 2024

$0.24

Annual

Record Mar 20, 2024 · Payment Apr 4, 2024

Dividend

Ex-dividend Mar 21, 2023

$0.24

Annual

Record Mar 22, 2023 · Payment Apr 6, 2023

Dividend

Ex-dividend Mar 23, 2022

$0.26

Annual

Record Mar 24, 2022 · Payment Apr 6, 2022

Dividend

Ex-dividend Mar 17, 2021

$0.26

Annual

Record Mar 18, 2021 · Payment Apr 8, 2021

Dividend

Ex-dividend Mar 24, 2020

$0.24

Annual

Record Mar 25, 2020 · Payment Apr 16, 2020

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