MainStreet Bancshares, Inc. (MNSB) stock price, financials & research

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

67/ 100

GoAI Score

Buy

Valuation

78

Undervalued

Sentiment

72

Bullish

Risk

23

Moderate Risk

Momentum

47

Neutral

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Company profile

Industry: Banks - Regional
Sector: Financial Services
Headquarters: US

Market position

Day range

Current $24.75

$24.75$24.88

52-week range

Current $24.75

$17.86$25.87

Open: $24.82
Previous close: $24.92
Volume: 5.07K
Market cap: 176.16M USD
50-day average: $24.7746; -0.10% below average
200-day average: $23.1871; +6.74% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 199.29M USD
P/E (TTM): 12.19×
P/B (TTM): 0.85×
P/S (TTM): 1.35×
EV / EBITDA: 8.29×
Earnings yield: 10.02%
Free cash flow yield: 6.83%
Dividend yield: 1.62%

Profitability & efficiency

Gross margin: 55.21%
Operating margin: 16.68%
Net margin: 13.25%
Return on equity: 7.14%
Return on assets: 0.71%
Return on invested capital: 4.98%

Financial health

Debt / equity: 0.33×
Current ratio: 0.02×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

135.89M USD-1.44%

Operating income

19.09M USD+33M USD

Net income

15.61M USD+25.59M USD

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	135.89M USD	137.87M USD	127.76M USD	88.68M USD	70.31M USD
Cost of goods sold	61.97M USD	78.8M USD	49.32M USD	15.77M USD	9.49M USD
Gross profit	73.92M USD	59.06M USD	78.44M USD	72.91M USD	60.82M USD
Selling, general, and administrative	36.83M USD	34.95M USD	32.66M USD	27.61M USD	22.61M USD
Operating expenses	54.82M USD	72.97M USD	45.62M USD	39.52M USD	32.87M USD
Interest income	131.59M USD	134.62M USD	124.42M USD	84.02M USD	64.2M USD
Interest expense	62.04M USD	72.04M USD	47.68M USD	13.37M USD	10.66M USD
Depreciation and amortization	4.94M USD	4.63M USD	2.75M USD	2.58M USD	2.37M USD
Operating income	19.09M USD	−13.9M USD	32.82M USD	33.39M USD	27.96M USD
Net income	15.61M USD	−9.98M USD	26.59M USD	26.67M USD	22.17M USD

Company facts updated Oct 9, 2026.

Earnings

EPS beat rate: 50%; 5 beats, 5 misses, 0 met estimates
Average EPS surprise: -29.21%; 10 comparable reports
Latest EPS result: 0.58; Estimate 0.53 · Beat by 9.43%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

MNSB news

defenseworld.netSep 24, 2026

MainStreet Bank (NASDAQ:MNSB) and Bank of Communications (OTCMKTS:BCMXY) Head-To-Head Contrast

Bank of Communications (OTCMKTS:BCMXY - Get Free Report) and MainStreet Bank (NASDAQ: MNSB - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two companies based on the…

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defenseworld.netAug 13, 2026

Dimensional Fund Advisors LP Acquires 28,282 Shares of MainStreet Bank $MNSB

Dimensional Fund Advisors LP lifted its holdings in shares of MainStreet Bank (NASDAQ: MNSB) by 20.4% in the first quarter, according to its most recent 13F filing with the SEC. The institutional investor owned 166,633…

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marketbeat.comJul 24, 2026

MainStreet Bank Q2 Earnings Call Highlights

MainStreet Bank NASDAQ: MNSB executives said the company delivered stronger second-quarter 2026 earnings as net interest income expanded, expenses remained controlled and loan growth continued, while management also…

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zacks.comJul 20, 2026

MainStreet Bank (MNSB) Beats Q2 Earnings Estimates

MainStreet Bank (MNSB) came out with quarterly earnings of $0.58 per share, beating the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.53 per share a year ago.

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zacks.comJul 20, 2026

Is MainStreet Bank (MNSB) a Great Value Stock Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and…

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globenewswire.comJul 20, 2026

MainStreet Bancshares, Inc. Delivers Solid Second Quarter 2026 Performance

FAIRFAX, Va., July 20, 2026 (GLOBE NEWSWIRE) -- MainStreet Bancshares, Inc. (Nasdaq: MNSB & MNSBP), the financial holding company for MainStreet Bank, reported net income of $4.7 million for the quarter-ended June 30,…

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