
MainStreet Bancshares, Inc.
MNSBNASDAQFinancial ServicesBanks - Regional
Previous close
$24.81
−$0.45 · -1.78%
MNSB company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
78
Undervalued
Momentum
47
Neutral
Sentiment
72
Bullish
Risk resilience
77
Moderate Risk
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websiteMainStreet Bancshares, Inc. operates as the parent entity for MainStreet Bank, which delivers a comprehensive suite of financial products and services. Its diverse offerings cater to individuals, small to mid-sized businesses, and professional service organizations. The bank provides various deposit accounts, including checking (both standard and interest-bearing, for consumers and businesses), savings, money market, NOW, sweep accounts, and certificates of deposit. Beyond core banking, it offers cash management, wire transfer, check imaging, remote deposit capture, and courier services, alongside internet bill payment and robust online and mobile banking solutions. Lending activities encompass commercial loans for government contracts, plant and equipment, general working capital, contract administration, and acquisitions. Furthermore, MainStreet Bank extends financing for commercial, construction, and residential real estate, as well as consumer loans such as term loans and overdraft protection. Debit and credit cards are also available. Incorporated in 2003 and based in Fairfax, Virginia, the company maintained six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., and supported access to 55,000 automated teller machines as of March 18, 2022.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Jeff W. Dick
- Listed since
- Sep 6, 2005
- Employees
- 171
Market position
Day range
Current $24.81
52-week range
Current $24.81
- Open
- $25.29
- Previous close
- $25.26
- Volume
- 27.72K
- 0.62× average
- Average volume
- 44.53K
- Average daily volume
- Market cap
- 176.58M USD
- Beta
- 0.53
- Market reference 1
- 50-day average
- $24.206
- +2.50% above average
- 200-day average
- $22.2853
- +11.33% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 199.29M USD
- P/E (TTM)
- 12.22×
- P/B (TTM)
- 0.85×
- P/S (TTM)
- 1.35×
- EV / EBITDA
- 8.29×
- Earnings yield
- 10.02%
- Free cash flow yield
- 6.83%
- Dividend yield
- 1.61%
Profitability & efficiency
- Gross margin
- 55.21%
- Operating margin
- 16.68%
- Net margin
- 13.25%
- Return on equity
- 7.14%
- Return on assets
- 0.71%
- Return on invested capital
- 4.98%
Financial health
- Debt / equity
- 0.33×
- Current ratio
- 0.02×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 135.89M USD | 137.87M USD | 127.76M USD | 88.68M USD | 70.31M USD |
| Cost of goods sold | 61.97M USD | 78.8M USD | 49.32M USD | 15.77M USD | 9.49M USD |
| Gross profit | 73.92M USD | 59.06M USD | 78.44M USD | 72.91M USD | 60.82M USD |
| Selling, general, and administrative | 36.83M USD | 34.95M USD | 32.66M USD | 27.61M USD | 22.61M USD |
| Operating expenses | 54.82M USD | 72.97M USD | 45.62M USD | 39.52M USD | 32.87M USD |
| Interest income | 131.59M USD | 134.62M USD | 124.42M USD | 84.02M USD | 64.2M USD |
| Interest expense | 62.04M USD | 72.04M USD | 47.68M USD | 13.37M USD | 10.66M USD |
| Depreciation and amortization | 4.94M USD | 4.63M USD | 2.75M USD | 2.58M USD | 2.37M USD |
| Operating income | 19.09M USD | −13.9M USD | 32.82M USD | 33.39M USD | 27.96M USD |
| Net income | 15.61M USD | −9.98M USD | 26.59M USD | 26.67M USD | 22.17M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 50%
- 5 beats, 5 misses, 0 met estimates
- Average EPS surprise
- -29.21%
- 10 comparable reports
- Latest EPS result
- 0.58
- Estimate 0.53 · Beat by 9.43%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
MNSB news
MNSB peers
ETFs holding MNSB
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI4.43M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM4.29M0.01%81.62B USD0.19%$299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV2.97M0.01%31.27B USD0.25%$126.45+0.66%
iShares Russell 2000 Value ETFIWN1.71M0.01%14.66B USD0.24%$224.81+0.45%
Vanguard Extended Market ETFVXF1.46M0.00%93.7B USD0.05%$245.53+0.82%
EA Bridgeway Omni Small-Cap Value ETFBSVO920K0.04%1.71B USD0.47%$29.62+0.85%
Vanguard Russell 2000 ETFVTWO825.18K0.00%17.4B USD0.06%$121.25+0.74%
Dimensional - US Small Cap Value ETFDFSV816.25K0.01%8.42B USD0.30%$40.29+0.72%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 4.43M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 4.29M
- Weight
- 0.01%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 2.97M
- Weight
- 0.01%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
iShares Russell 2000 Value ETFIWN- Market value
- 1.71M
- Weight
- 0.01%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Vanguard Extended Market ETFVXF- Market value
- 1.46M
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
EA Bridgeway Omni Small-Cap Value ETFBSVO- Market value
- 920K
- Weight
- 0.04%
- AUM
- 1.71B USD
- Expense ratio
- 0.47%
- Price / 1D
- $29.62+0.85%
Vanguard Russell 2000 ETFVTWO- Market value
- 825.18K
- Weight
- 0.00%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
Dimensional - US Small Cap Value ETFDFSV- Market value
- 816.25K
- Weight
- 0.01%
- AUM
- 8.42B USD
- Expense ratio
- 0.30%
- Price / 1D
- $40.29+0.72%
Continue in GoAI
Research MNSBresearch.disclaimer











