
Mid Penn Bancorp, Inc.
MPBNASDAQFinancial ServicesBanks - Regional
Previous close
$37.24
+$0.02 · +0.05%
MPB company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
65
Undervalued
Momentum
52
Neutral
Sentiment
68
Bullish
Risk resilience
77
Moderate Risk
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websiteMid Penn Bancorp, Inc. functions as the parent entity for Mid Penn Bank, offering a comprehensive suite of commercial banking services to a diverse client base, including individuals, business partnerships, non-profit organizations, and corporate entities. The institution provides an array of deposit options, such as checking, savings, specialized club accounts, money market accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Its lending portfolio is extensive, encompassing residential mortgages and home equity lines, both secured and unsecured commercial and consumer loans, revolving lines of credit, construction project financing, agricultural loans, community development funding, and tailored loans for non-profit organizations and municipal governments. Additionally, the company offers modern banking conveniences like online and telephone banking, robust cash management solutions, and automated teller machine (ATM) services. Clients also have access to safe deposit boxes and benefit from professional trust and wealth management advisory. As of December 31, 2021, Mid Penn Bancorp maintained a network of sixty full-service retail banking branches across nineteen Pennsylvania counties: Berks, Blair, Bucks, Centre, Chester, Clearfield, Cumberland, Dauphin, Fayette, Huntingdon, Lancaster, Lehigh, Luzerne, Lycoming, Montgomery, Northumberland, Perry, Schuylkill, and Westmoreland. Established in 1868, the company's corporate headquarters are situated in Harrisburg, Pennsylvania.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Rory G. Ritrievi
- Listed since
- Dec 4, 1997
- Employees
- 723
Market position
Day range
Current $37.24
52-week range
Current $37.24
- Open
- $37.37
- Previous close
- $37.22
- Volume
- 62.88K
- 0.39× average
- Average volume
- 159.99K
- Average daily volume
- Market cap
- 943.84M USD
- Beta
- 0.46
- Market reference 1
- 50-day average
- $35.995
- +3.46% above average
- 200-day average
- $32.9924
- +12.87% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 730.83M USD
- EV / EBITDA
- 9.44×
- Earnings yield
- 7.83%
- Free cash flow yield
- 10.00%
Profitability & efficiency
- Return on equity
- 6.91%
- Return on assets
- 0.92%
- Return on invested capital
- 8.33%
Financial health
- Current ratio
- 0.02×
- Altman Z-score
- -0.63
- Piotroski F-score
- 8 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 326.93M USD | 306.71M USD | 254.38M USD | 187.25M USD | 143.83M USD |
| Cost of goods sold | 125.97M USD | 132.06M USD | 92.66M USD | 22.07M USD | 17.7M USD |
| Gross profit | 200.96M USD | 174.66M USD | 161.72M USD | 165.18M USD | 126.13M USD |
| Selling, general, and administrative | 92.96M USD | 68.27M USD | 62.85M USD | 54.2M USD | 43.6M USD |
| Operating expenses | 128.59M USD | 114.62M USD | 117.03M USD | 97.84M USD | 90.08M USD |
| Interest income | 323.77M USD | 286.58M USD | 236.34M USD | 165.6M USD | 123.32M USD |
| Interest expense | 124.68M USD | 129.91M USD | 89.37M USD | 17.77M USD | 14.75M USD |
| Depreciation and amortization | 5.04M USD | 6.83M USD | 6.86M USD | 6.48M USD | 4.68M USD |
| Operating income | 72.37M USD | 60.03M USD | 44.69M USD | 67.35M USD | 36.05M USD |
| Net income | 56.25M USD | 49.44M USD | 37.4M USD | 54.81M USD | 29.32M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 70%
- 7 beats, 2 misses, 1 met estimate
- Average EPS surprise
- +4.40%
- 10 comparable reports
- Latest EPS result
- 0.87
- Estimate 0.79 · Beat by 9.99%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$38.00
2.04% upsideRecent analyst actions
MPB news
Corporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | May 7, 2007 | 21:20 | — | — |
Stock split | Feb 6, 2006 | 21:20 | — | — |
Stock split | May 5, 2003 | 21:20 | — | — |
Stock split | Nov 8, 1999 | 21:20 | — | — |
Stock split | Nov 6, 1998 | 21:20 | — | — |
Stock split | Sep 9, 1997 | 2:1 | — | — |
Effective May 7, 2007
21:20
Effective Feb 6, 2006
21:20
Effective May 5, 2003
21:20
Effective Nov 8, 1999
21:20
Effective Nov 6, 1998
21:20
Effective Sep 9, 1997
2:1
MPB peers
ETFs holding MPB
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI27.42M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM20.41M0.03%81.62B USD0.19%$299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV11.23M0.04%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF10.06M0.01%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN7.58M0.05%14.66B USD0.24%$224.81+0.45%
State Street SPDR S&P Regional Banking ETFKRE7.53M0.19%4.06B USD0.35%$74.86+0.20%
Dimensional - US Small Cap Value ETFDFSV5.29M0.06%8.42B USD0.30%$40.29+0.72%
Vanguard Russell 2000 ETFVTWO4.66M0.03%17.4B USD0.06%$121.25+0.74%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 27.42M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 20.41M
- Weight
- 0.03%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 11.23M
- Weight
- 0.04%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 10.06M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 7.58M
- Weight
- 0.05%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 7.53M
- Weight
- 0.19%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
Dimensional - US Small Cap Value ETFDFSV- Market value
- 5.29M
- Weight
- 0.06%
- AUM
- 8.42B USD
- Expense ratio
- 0.30%
- Price / 1D
- $40.29+0.72%
Vanguard Russell 2000 ETFVTWO- Market value
- 4.66M
- Weight
- 0.03%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
Continue in GoAI
Research MPBresearch.disclaimer










