
NASDAQFinancial ServicesBanks - Regional
Latest quote
$32.25
−$0.53 · -1.62%
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.
Previous close
$32.25
−$0.53 · -1.62%
After-hours
$32.25
$0.00 · 0.00%
Oct 7, 7:30 PM ET
Regular session · ET · Market data may be delayed.
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.
Day range
Current $32.25
52-week range
Current $32.25
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
54
Fair Value
Sentiment
65
Bullish
Risk
23
Moderate Risk
Momentum
65
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.
Day range
Current $32.25
52-week range
Current $32.25
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 467.59M USD | 546.05M USD | 508.5M USD | 436.51M USD | 313.23M USD |
| Cost of goods sold | 199.29M USD | 310.11M USD | 250.84M USD | 132.78M USD | 33.54M USD |
| Gross profit | 268.3M USD | 235.94M USD | 257.66M USD | 303.73M USD | 279.7M USD |
| Selling, general, and administrative | 125.84M USD | 102.84M USD | 101.38M USD | 96.96M USD | 93.47M USD |
| Operating expenses | 371.55M USD | 189.04M USD | 169.7M USD | 172.34M USD | 180.59M USD |
| Interest income | 387.87M USD | 411.74M USD | 417.1M USD | 312.72M USD | 237.82M USD |
| Interest expense | 151.06M USD | 189.78M USD | 168.28M USD | 56.02M USD | 30.14M USD |
| Depreciation and amortization | 11.95M USD | 13.16M USD | 12.72M USD | 14.38M USD | 16.35M USD |
| Operating income | −103.24M USD | 46.9M USD | 87.96M USD | 131.39M USD | 99.11M USD |
| Net income | −124.28M USD | 38.04M USD | 61.16M USD | 100.24M USD | 81.32M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Limited analyst sample: 4 ratings. Interpret the distribution with caution.
Cash distributions grouped by calendar year; partial years are marked.
$1.26
2025 complete year+12.5% since 2021
2026 partial: $0.97
$1.12
2,021
$1.16
2,022
$1.20
2,023
$1.24
2,024
$1.26
2,025
$0.97
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 14, 2026 | $0.33Quarterly | Aug 14, 2026 | Aug 21, 2026 |
Dividend | May 15, 2026 | $0.32Quarterly | May 15, 2026 | May 22, 2026 |
Dividend | Feb 13, 2026 | $0.32Quarterly | Feb 13, 2026 | Feb 20, 2026 |
Dividend | Nov 14, 2025 | $0.32Quarterly | Nov 14, 2025 | Nov 21, 2025 |
Dividend | Aug 15, 2025 | $0.32Quarterly | Aug 15, 2025 | Aug 22, 2025 |
Dividend | May 16, 2025 | $0.31Quarterly | May 16, 2025 | May 23, 2025 |
Ex-dividend Aug 14, 2026
$0.33
Quarterly
Record Aug 14, 2026 · Payment Aug 21, 2026
Ex-dividend May 15, 2026
$0.32
Quarterly
Record May 15, 2026 · Payment May 22, 2026
Ex-dividend Feb 13, 2026
$0.32
Quarterly
Record Feb 13, 2026 · Payment Feb 20, 2026
Ex-dividend Nov 14, 2025
$0.32
Quarterly
Record Nov 14, 2025 · Payment Nov 21, 2025
Ex-dividend Aug 15, 2025
$0.32
Quarterly
Record Aug 15, 2025 · Payment Aug 22, 2025
Ex-dividend May 16, 2025
$0.31
Quarterly
Record May 16, 2025 · Payment May 23, 2025
AI-generated and delayed market data for informational and educational purposes only. Not investment advice.