
NASDAQFinancial ServicesBanks - Regional
Latest quote
$42.98
+$0.18 · +0.42%
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.
Latest quote
$42.98
+$0.18 · +0.42%
After-hours
$42.98
$0.00 · 0.00%
Oct 8, 7:30 PM ET
Regular session · ET · Market data may be delayed.
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.
Day range
Current $42.98
52-week range
Current $42.98
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
83
Deep Value
Sentiment
69
Bullish
Risk
27
Moderate Risk
Momentum
48
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.
Day range
Current $42.98
52-week range
Current $42.98
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 85.32M USD | 79.08M USD | 68.19M USD | 62.51M USD | 53.41M USD |
| Cost of goods sold | 29.74M USD | 34.95M USD | 20.29M USD | 3.79M USD | 2.7M USD |
| Gross profit | 55.58M USD | 44.13M USD | 47.9M USD | 58.72M USD | 50.71M USD |
| Selling, general, and administrative | 23.94M USD | 20.03M USD | 18.07M USD | 17M USD | 16.17M USD |
| Operating expenses | 36.41M USD | 35.01M USD | 29.23M USD | 26.96M USD | 26.08M USD |
| Interest income | 75.31M USD | 70.12M USD | 58.83M USD | 50.11M USD | 44.99M USD |
| Interest expense | 29.75M USD | 33.73M USD | 21.55M USD | 3.08M USD | 3.1M USD |
| Depreciation and amortization | 1.47M USD | 1.14M USD | 754K USD | 609K USD | 636K USD |
| Operating income | 19.17M USD | 9.12M USD | 18.68M USD | 31.76M USD | 24.63M USD |
| Net income | 15.83M USD | 7.62M USD | 15.69M USD | 25.93M USD | 20.38M USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Limited analyst sample: 4 ratings. Interpret the distribution with caution.
Cash distributions grouped by calendar year; partial years are marked.
$1.51
2025 complete year+4.9% since 2021
2026 partial: $0.75
$1.44
2,021
$1.50
2,022
$2.51
2,023
$1.51
2,024
$1.51
2,025
$0.75
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | May 26, 2026 | $0.75Semi-Annual | May 26, 2026 | Jun 1, 2026 |
Dividend | Nov 24, 2025 | $0.78Semi-Annual | Nov 24, 2025 | Dec 1, 2025 |
Dividend | May 27, 2025 | $0.73Semi-Annual | May 27, 2025 | Jun 2, 2025 |
Dividend | Nov 25, 2024 | $0.78Semi-Annual | Nov 25, 2024 | Dec 2, 2024 |
Dividend | May 24, 2024 | $0.73Semi-Annual | May 28, 2024 | Jun 3, 2024 |
Dividend | Nov 17, 2023 | $0.78Semi-Annual | Nov 20, 2023 | Dec 1, 2023 |
Ex-dividend May 26, 2026
$0.75
Semi-Annual
Record May 26, 2026 · Payment Jun 1, 2026
Ex-dividend Nov 24, 2025
$0.78
Semi-Annual
Record Nov 24, 2025 · Payment Dec 1, 2025
Ex-dividend May 27, 2025
$0.73
Semi-Annual
Record May 27, 2025 · Payment Jun 2, 2025
Ex-dividend Nov 25, 2024
$0.78
Semi-Annual
Record Nov 25, 2024 · Payment Dec 2, 2024
Ex-dividend May 24, 2024
$0.73
Semi-Annual
Record May 28, 2024 · Payment Jun 3, 2024
Ex-dividend Nov 17, 2023
$0.78
Semi-Annual
Record Nov 20, 2023 · Payment Dec 1, 2023
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI7.74M0.00%2.3T USD0.03%$379.56-0.39%
iShares Russell 2000 ETFIWM7.72M0.01%77.7B USD0.19%$277.57-0.05%
Vanguard Extended Market ETFVXF3.05M0.00%95.4B USD0.05%$233.13-0.15%
Dimensional - US Small Cap ETFDFAS2.05M0.01%33.66B USD0.31%$78.10+0.23%
Dimensional - US Targeted Value ETFDFAT1.96M0.01%30B USD0.33%$67.56+0.72%
Vanguard Russell 2000 ETFVTWO1.5M0.01%18B USD0.06%$112.1-0.10%
Avantis U.S. Small Cap Value ETFAVUV1.34M—30.54B USD0.25%$120.13+0.84%
iShares Micro-Cap ETFIWC869.05K0.07%1.32B USD0.60%$182.79-0.31%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Vanguard Extended Market ETFVXF
Dimensional - US Small Cap ETFDFAS
Dimensional - US Targeted Value ETFDFAT
Vanguard Russell 2000 ETFVTWO
Avantis U.S. Small Cap Value ETFAVUV
iShares Micro-Cap ETFIWCAI-generated and delayed market data for informational and educational purposes only. Not investment advice.