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Nayax Ltd.

NYAX

NASDAQTechnologySoftware - Infrastructure

Previous close

$46.52

−$0.86 · -1.82%

Aug 21, 4:00 PM ET

NYAX company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

93

Deep Value

Momentum

46

Neutral

Sentiment

55

Mixed

Risk resilience

57

Elevated Risk

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Company profile

Company website

Nayax Ltd., an Israeli fintech company established in 2005, operates a global payment and operational platform, providing comprehensive solutions primarily for unattended and automated points of sale. The company’s diverse product lineup includes various advanced payment terminals and telemetry devices. Key offerings range from the versatile VPOS TOUCH, which facilitates both contactless and traditional contact payments, and the cashless VPOS FUSION card reader, to the ONYX device, integrating contactless payment capabilities with telemetry. For smart POS applications, Nayax offers its NOVA series: the handheld NOVA 156; the NOVA 125, featuring a built-in printer and barcode scanner; and the Android-powered NOVA 55, which supports a wide array of payment methods including swipe, contactless, contact, and alternative options such as digital wallets and tap-on-pay. Smaller, handheld mini smart terminals, the NOVA 45 and NOVA 40, are also available for attended POS environments. Beyond hardware, Nayax delivers extensive software and service solutions. This encompasses robust telemetry services, exemplified by the AMIT 3.0 M2M vending solution, enabling remote management, monitoring, and control of automated machines. They offer complete cashless payment systems, closed-circuit prepaid card solutions, and specialized management software for unattended operations. Additionally, the company provides Monyx Wallet, a digital application that empowers consumers to make cashless payments directly from their mobile phones. Nayax also extends its offerings to electric vehicle charging stations and a dedicated platform for marketing, loyalty programs, and consumer engagement. The company distributes its innovative solutions globally through a combination of direct sales, resellers, and distributors. Its technology is adopted across a broad spectrum of industries and applications, including various vending machines (snacks, drinks, coffee, ice cream, non-prescription drugs), amusement and kiddie rides, laundromats, car washes, parking facilities, fueling stations, kiosks, public restrooms, photo booths, donation points, and ticketing machines, among others. Nayax is based in Herzliya, Israel.

Industry
Software - Infrastructure
Sector
Technology
Headquarters
IL
CEO
Yair Nechmad
Listed since
Sep 21, 2022
Employees
1,200

Market position

Day range

Current $46.52

52-week range

Current $46.52

Open
$46.55
Previous close
$47.38
Volume
15.09K
0.65× average
Average volume
23.24K
Average daily volume
Market cap
1.7B USD
Beta
-0.14
Market reference 1
50-day average
$63.5069
-26.75% below average
200-day average
$58.2965
-20.20% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.8B USD
P/E (TTM)
212.42×
P/B (TTM)
7.12×
P/S (TTM)
3.73×
EV / EBITDA
22.52×
Earnings yield
2.05%
Free cash flow yield
3.78%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
45.25%
Operating margin
4.26%
Net margin
1.79%
Return on equity
16.64%
Return on assets
4.51%
Return on invested capital
5.09%

Financial health

Debt / equity
1.46×
Current ratio
2.26×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends52%25%-2%-28%Gross margin, FY2021: 40.43%Gross margin, FY2022: 34.60%Gross margin, FY2023: 37.49%Gross margin, FY2024: 45.07%Gross margin, FY2025: 44.65%Operating margin, FY2021: -18.87%Operating margin, FY2022: -19.62%Operating margin, FY2023: -5.26%Operating margin, FY2024: 0.99%Operating margin, FY2025: 6.87%Net margin, FY2021: -20.79%Net margin, FY2022: -21.62%Net margin, FY2023: -6.75%Net margin, FY2024: -1.79%Net margin, FY2025: 8.87%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 40.43%. Gross margin FY2022 34.60%. Gross margin FY2023 37.49%. Gross margin FY2024 45.07%. Gross margin FY2025 44.65%. Operating margin FY2021 -18.87%. Operating margin FY2022 -19.62%. Operating margin FY2023 -5.26%. Operating margin FY2024 0.99%. Operating margin FY2025 6.87%. Net margin FY2021 -20.79%. Net margin FY2022 -21.62%. Net margin FY2023 -6.75%. Net margin FY2024 -1.79%. Net margin FY2025 8.87%.

Income trends

Revenue

433.46M USD+38.04%

Operating income

29.8M USD+859.72%

Net income

38.45M USD+44.08M USD
Income trends across reported periods480.55M USD292.17M USD103.78M USD−84.61M USDRevenue, FY2021: 119.13M USDRevenue, FY2022: 173.51M USDRevenue, FY2023: 235.49M USDRevenue, FY2024: 314.01M USDRevenue, FY2025: 433.46M USDOperating income, FY2021: −22.48M USDOperating income, FY2022: −34.04M USDOperating income, FY2023: −12.38M USDOperating income, FY2024: 3.11M USDOperating income, FY2025: 29.8M USDNet income, FY2021: −24.77M USDNet income, FY2022: −37.51M USDNet income, FY2023: −15.89M USDNet income, FY2024: −5.63M USDNet income, FY2025: 38.45M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 119.13M USD. Revenue FY2022 173.51M USD. Revenue FY2023 235.49M USD. Revenue FY2024 314.01M USD. Revenue FY2025 433.46M USD. Operating income FY2021 −22.48M USD. Operating income FY2022 −34.04M USD. Operating income FY2023 −12.38M USD. Operating income FY2024 3.11M USD. Operating income FY2025 29.8M USD. Net income FY2021 −24.77M USD. Net income FY2022 −37.51M USD. Net income FY2023 −15.89M USD. Net income FY2024 −5.63M USD. Net income FY2025 38.45M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue433.46M USD314.01M USD235.49M USD173.51M USD119.13M USD
Cost of goods sold239.92M USD172.48M USD147.2M USD113.48M USD70.97M USD
Gross profit193.54M USD141.53M USD88.29M USD60.04M USD48.16M USD
Research and development32.43M USD25.37M USD28.36M USD22.13M USD19.04M USD
Selling, general, and administrative131.31M USD78.03M USD70.32M USD64.09M USD37.95M USD
Operating expenses163.74M USD138.43M USD100.68M USD94.08M USD70.65M USD
Interest income11.55M USD3.16M USD84.78K USD2.08K USD
Interest expense14.79M USD8.39M USD2.83M USD1.42M USD1.8M USD
Depreciation and amortization27.59M USD21.37M USD12.7M USD3.59M USD7.48M USD
Operating income29.8M USD3.11M USD−12.38M USD−34.04M USD−22.48M USD
Net income38.45M USD−5.63M USD−15.89M USD−37.51M USD−24.77M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
27%
3 beats, 8 misses, 0 met estimates
Average EPS surprise
-108.78%
11 comparable reports
Latest EPS result
-0.27
Estimate 0.09 · Miss by 398.89%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.410.17-0.08-0.32Q1 '25BeatQ2 '25MissQ3 '25BeatQ4 '25MissQ1 '26BeatQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Mar 4, 2025: actual 0.05, estimate 0.04, surprise +25.00%, Beat. Q2 2025, reported May 13, 2025: actual 0.03, estimate 0.04, surprise -25.00%, Miss. Q3 2025, reported Aug 13, 2025: actual 0.308, estimate 0.1, surprise +208.00%, Beat. Q4 2025, reported Nov 19, 2025: actual 0.09, estimate 0.21, surprise -57.14%, Miss. Q1 2026, reported Mar 9, 2026: actual 0.36, estimate 0.24, surprise +50.00%, Beat. Q2 2026, reported May 12, 2026: actual 0.03, estimate 0.08, surprise -62.50%, Miss. Q3 2026, reported Aug 10, 2026: actual -0.269, estimate 0.09, surprise -398.89%, Miss. Q4 2026, reported Nov 18, 2026: actual —, estimate 0.15, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates134.27M114.83M95.38M75.94MQ1 '25BeatQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Mar 4, 2025: actual 88.96M USD, estimate 85.08M USD, surprise +4.56%, Beat. Q2 2025, reported May 13, 2025: actual 81.1M USD, estimate 85.08M USD, surprise -4.68%, Miss. Q3 2025, reported Aug 13, 2025: actual 95.59M USD, estimate 99.05M USD, surprise -3.49%, Miss. Q4 2025, reported Nov 19, 2025: actual 105.8M USD, estimate 120.13M USD, surprise -11.93%, Miss. Q1 2026, reported Mar 9, 2026: actual 119.5M USD, estimate 120.3M USD, surprise -0.66%, Miss. Q2 2026, reported May 12, 2026: actual 106.86M USD, estimate 105.64M USD, surprise +1.15%, Beat. Q3 2026, reported Aug 10, 2026: actual 122.59M USD, estimate 116.75M USD, surprise +5.00%, Beat. Q4 2026, reported Nov 18, 2026: actual —, estimate 129.11M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

6 ratings
Strong buy00%
Buy467%
Hold233%
Sell00%
Strong sell00%

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