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AMEXFinancial ServicesBanks - Regional
Latest quote
$8.70
−$0.32 · -3.55%
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Previous close
$8.70
−$0.32 · -3.55%
After-hours
$8.70
$0.00 · 0.00%
Oct 9, 4:00 PM ET
Regular session · ET · Market data may be delayed.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Day range
Current $8.70
52-week range
Current $8.70
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
95
Deep Value
Sentiment
64
Bullish
Risk
21
Moderate Risk
Momentum
56
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Day range
Current $8.70
52-week range
Current $8.70
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 71.13M USD | 64.25M USD | 39.23M USD | 22.84M USD | 11.82M USD |
| Cost of goods sold | 23.8M USD | 27.16M USD | 16.11M USD | 7.51M USD | 2.16M USD |
| Gross profit | 47.33M USD | 37.09M USD | 23.12M USD | 15.33M USD | 9.67M USD |
| Selling, general, and administrative | 1.13M USD | 11.1M USD | 8.26M USD | 5.45M USD | 3.75M USD |
| Operating expenses | 25.15M USD | 19.46M USD | 14.66M USD | 9.94M USD | 6.6M USD |
| Interest income | 64.35M USD | 59.63M USD | 35.78M USD | 19.88M USD | 10.39M USD |
| Interest expense | 21.77M USD | 24.94M USD | 12.07M USD | 4.05M USD | 985K USD |
| Depreciation and amortization | 884K USD | 599K USD | 560K USD | 569K USD | 302K USD |
| Operating income | 22.17M USD | 17.63M USD | 8.46M USD | 5.39M USD | 3.07M USD |
| Net income | 16.65M USD | 13.12M USD | 6.28M USD | 4.02M USD | 6.3M USD |
Company facts updated Oct 10, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$8.75
0.57% upside| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Jan 12, 2016 | 1:10 | — | — |
Stock split | Jun 3, 2013 | 1:4 | — | — |
Stock split | Nov 8, 2010 | 1:4 | — | — |
Stock split | Jun 9, 2009 | 21:20 | — | — |
Stock split | Jun 10, 2008 | 21:20 | — | — |
Stock split | Jun 8, 2007 | 21:20 | — | — |
Effective Jan 12, 2016
1:10
Effective Jun 3, 2013
1:4
Effective Nov 8, 2010
1:4
Effective Jun 9, 2009
21:20
Effective Jun 10, 2008
21:20
Effective Jun 8, 2007
21:20
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI2.54M0.00%2.3T USD0.03%$381.94+0.63%
Vanguard Extended Market ETFVXF1.09M0.00%95.4B USD0.05%$235+0.80%
Dimensional - US Targeted Value ETFDFAT504.29K0.00%30.12B USD0.33%$67.27-0.43%
iShares Micro-Cap ETFIWC301.68K0.02%1.32B USD0.60%$183+0.11%
EA Series Trust - EA Bridgeway Ultra-Small Company Market ETFBUSM140K0.12%116.88M USD0.73%$15.9402+0.25%
EA Bridgeway Omni Small-Cap Value ETFBSVO80K—2.39B USD0.45%$28.37-0.64%
Dimensional - US Core Equity 2 ETFDFAC46.91K0.00%88.6B USD0.21%$45.33+0.49%
U.S. Core Equity 1 Portfolio ETF Class SharesDCOR37.63K0.00%45.59B USD0.17%$84.44+0.44%Vanguard Morningstar Total Stock Market ETFVTIVanguard Extended Market ETFVXFDimensional - US Targeted Value ETFDFATiShares Micro-Cap ETFIWCEA Series Trust - EA Bridgeway Ultra-Small Company Market ETFBUSMEA Bridgeway Omni Small-Cap Value ETFBSVODimensional - US Core Equity 2 ETFDFACU.S. Core Equity 1 Portfolio ETF Class SharesDCORAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
