Bank OZK is a financial institution offering a comprehensive range of banking services to both retail and commercial clients. Its deposit offerings encompass a wide array of account types, such as demand deposit accounts (both interest and non-interest-bearing), business sweep, savings, money market, and individual retirement accounts, alongside various time deposit options. Beyond deposits, Bank OZK extends diverse lending solutions. These include financing for real estate, consumers, and businesses, as well as specialized areas like recreational vehicles, marine vessels, commercial & industrial projects, and government-guaranteed loans. The bank also supports agriculture, small businesses, homebuilders, and affordable housing initiatives. Additional financial provisions cover business aviation and subscription-based services, as well as conventional mortgage and other loan products. Furthermore, the institution delivers trust and wealth management services. This encompasses personal wealth planning, custodial arrangements, investment management, and retirement account administration. For corporate clients, it provides essential corporate trust services, acting as a trustee, paying agent, and registered transfer agent, among other related functions. Its suite of treasury management offerings is designed to streamline business operations, featuring services like automated clearing house (ACH) transactions, wire transfers, detailed transaction reporting, wholesale lockbox processing, remote deposit capture, automated credit line transfers, account reconciliation, positive pay fraud prevention, and merchant and commercial card services. It also manages specialized accounts such as zero balance and investment sweep accounts. Customers also benefit from convenient access through ATMs, telephone, online, and mobile banking platforms. The bank issues both debit and credit cards, offers safe deposit boxes, and processes merchant debit and credit card transactions, along with other supplementary products and services. With a history dating back to its founding in 1903, Bank OZK is headquartered in Little Rock, Arkansas. It expanded its footprint to approximately 240 branches across states including Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi as of the end of 2021. The institution adopted its current name, Bank OZK, in July 2018, having previously been known as Bank of the Ozarks.
Latest quote
$44.86
+$1.30 · +2.98%
After-hours
$45.02
+$0.16 · +0.36%
Oct 8, 5:09 PM ET
Regular session · ET · Market data may be delayed.
Bank OZK is a financial institution offering a comprehensive range of banking services to both retail and commercial clients. Its deposit offerings encompass a wide array of account types, such as demand deposit accounts (both interest and non-interest-bearing), business sweep, savings, money market, and individual retirement accounts, alongside various time deposit options. Beyond deposits, Bank OZK extends diverse lending solutions. These include financing for real estate, consumers, and businesses, as well as specialized areas like recreational vehicles, marine vessels, commercial & industrial projects, and government-guaranteed loans. The bank also supports agriculture, small businesses, homebuilders, and affordable housing initiatives. Additional financial provisions cover business aviation and subscription-based services, as well as conventional mortgage and other loan products. Furthermore, the institution delivers trust and wealth management services. This encompasses personal wealth planning, custodial arrangements, investment management, and retirement account administration. For corporate clients, it provides essential corporate trust services, acting as a trustee, paying agent, and registered transfer agent, among other related functions. Its suite of treasury management offerings is designed to streamline business operations, featuring services like automated clearing house (ACH) transactions, wire transfers, detailed transaction reporting, wholesale lockbox processing, remote deposit capture, automated credit line transfers, account reconciliation, positive pay fraud prevention, and merchant and commercial card services. It also manages specialized accounts such as zero balance and investment sweep accounts. Customers also benefit from convenient access through ATMs, telephone, online, and mobile banking platforms. The bank issues both debit and credit cards, offers safe deposit boxes, and processes merchant debit and credit card transactions, along with other supplementary products and services. With a history dating back to its founding in 1903, Bank OZK is headquartered in Little Rock, Arkansas. It expanded its footprint to approximately 240 branches across states including Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi as of the end of 2021. The institution adopted its current name, Bank OZK, in July 2018, having previously been known as Bank of the Ozarks.
Day range
Current $44.86
52-week range
Current $44.86
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
82
Deep Value
Sentiment
59
Mixed
Risk
23
Moderate Risk
Momentum
49
Neutral
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Thesis, catalysts, evidence, and risk analysis.
Bank OZK is a financial institution offering a comprehensive range of banking services to both retail and commercial clients. Its deposit offerings encompass a wide array of account types, such as demand deposit accounts (both interest and non-interest-bearing), business sweep, savings, money market, and individual retirement accounts, alongside various time deposit options. Beyond deposits, Bank OZK extends diverse lending solutions. These include financing for real estate, consumers, and businesses, as well as specialized areas like recreational vehicles, marine vessels, commercial & industrial projects, and government-guaranteed loans. The bank also supports agriculture, small businesses, homebuilders, and affordable housing initiatives. Additional financial provisions cover business aviation and subscription-based services, as well as conventional mortgage and other loan products. Furthermore, the institution delivers trust and wealth management services. This encompasses personal wealth planning, custodial arrangements, investment management, and retirement account administration. For corporate clients, it provides essential corporate trust services, acting as a trustee, paying agent, and registered transfer agent, among other related functions. Its suite of treasury management offerings is designed to streamline business operations, featuring services like automated clearing house (ACH) transactions, wire transfers, detailed transaction reporting, wholesale lockbox processing, remote deposit capture, automated credit line transfers, account reconciliation, positive pay fraud prevention, and merchant and commercial card services. It also manages specialized accounts such as zero balance and investment sweep accounts. Customers also benefit from convenient access through ATMs, telephone, online, and mobile banking platforms. The bank issues both debit and credit cards, offers safe deposit boxes, and processes merchant debit and credit card transactions, along with other supplementary products and services. With a history dating back to its founding in 1903, Bank OZK is headquartered in Little Rock, Arkansas. It expanded its footprint to approximately 240 branches across states including Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi as of the end of 2021. The institution adopted its current name, Bank OZK, in July 2018, having previously been known as Bank of the Ozarks.
Day range
Current $44.86
52-week range
Current $44.86
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.81B USD | 2.77B USD | 2.25B USD | 1.38B USD | 1.19B USD |
| Cost of goods sold | 1.25B USD | 1.29B USD | 854.16M USD | 207.32M USD | 3.65M USD |
| Gross profit | 1.56B USD | 1.48B USD | 1.4B USD | 1.17B USD | 1.18B USD |
| Selling, general, and administrative | 389.17M USD | 342.18M USD | 305.35M USD | 244.78M USD | 228.52M USD |
| Operating expenses | 621.07M USD | 551.29M USD | 529.56M USD | 451.72M USD | 430.28M USD |
| Interest income | 2.67B USD | 2.65B USD | 2.13B USD | 1.27B USD | 1.07B USD |
| Interest expense | 1.08B USD | 1.12B USD | 688.69M USD | 123.83M USD | 81.59M USD |
| Depreciation and amortization | 125.59M USD | 89.24M USD | 63.8M USD | 55.52M USD | 43.13M USD |
| Operating income | 934.27M USD | 931.29M USD | 867M USD | 721.53M USD | 752.92M USD |
| Net income | 715.48M USD | 716.46M USD | 690.78M USD | 564.14M USD | 579M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$56.00
24.83% upsideCash distributions grouped by calendar year; partial years are marked.
$1.74
2025 complete year+53.6% since 2021
2026 partial: $1.41
$1.1325
2,021
$1.26
2,022
$1.42
2,023
$1.58
2,024
$1.74
2,025
$1.41
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Oct 13, 2026 | $0.49Quarterly | Oct 13, 2026 | Oct 20, 2026 |
Dividend | Jul 13, 2026 | $0.48Quarterly | Jul 13, 2026 | Jul 20, 2026 |
Dividend | Apr 13, 2026 | $0.47Quarterly | Apr 13, 2026 | Apr 20, 2026 |
Dividend | Jan 13, 2026 | $0.46Quarterly | Jan 13, 2026 | Jan 20, 2026 |
Dividend | Oct 14, 2025 | $0.45Quarterly | Oct 14, 2025 | Oct 21, 2025 |
Dividend | Jul 11, 2025 | $0.44Quarterly | Jul 11, 2025 | Jul 18, 2025 |
Ex-dividend Oct 13, 2026
$0.49
Quarterly
Record Oct 13, 2026 · Payment Oct 20, 2026
Ex-dividend Jul 13, 2026
$0.48
Quarterly
Record Jul 13, 2026 · Payment Jul 20, 2026
Ex-dividend Apr 13, 2026
$0.47
Quarterly
Record Apr 13, 2026 · Payment Apr 20, 2026
Ex-dividend Jan 13, 2026
$0.46
Quarterly
Record Jan 13, 2026 · Payment Jan 20, 2026
Ex-dividend Oct 14, 2025
$0.45
Quarterly
Record Oct 14, 2025 · Payment Oct 21, 2025
Ex-dividend Jul 11, 2025
$0.44
Quarterly
Record Jul 11, 2025 · Payment Jul 18, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI165.86M0.01%2.3T USD0.03%$379.56-0.39%
Avantis U.S. Small Cap Value ETFAVUV147.39M0.48%30.54B USD0.25%$120.13+0.84%
Schwab U.S. Dividend Equity ETFSCHD123.54M0.11%108.68B USD0.06%$33.15+1.53%
Vanguard Morningstar Small-Cap ETFVB120.06M0.06%185.3B USD0.03%$287.63+0.23%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV94.38M0.35%26.69B USD0.33%$38.10+0.82%
First Trust SMID Cap Rising Dividend Achievers ETFSDVY87.61M0.81%11.01B USD0.58%$41.22+0.78%
Vanguard Morningstar Small-Cap Value ETFVBR76.22M0.11%68.2B USD0.05%$233.91+0.75%
Dimensional - US Targeted Value ETFDFAT72.59M0.24%30B USD0.33%$67.56+0.72%
Vanguard Morningstar Total Stock Market ETFVTI
Avantis U.S. Small Cap Value ETFAVUV
Schwab U.S. Dividend Equity ETFSCHD
Vanguard Morningstar Small-Cap ETFVB
U.S. Small Cap Value Portfolio ETF Class SharesDFSV
First Trust SMID Cap Rising Dividend Achievers ETFSDVY
Vanguard Morningstar Small-Cap Value ETFVBR
Dimensional - US Targeted Value ETFDFATAI-generated and delayed market data for informational and educational purposes only. Not investment advice.