Bank OZK (OZK) stock price, financials & research

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

66/ 100

GoAI Score

Buy

Valuation

82

Deep Value

Sentiment

59

Mixed

Risk

23

Moderate Risk

Momentum

49

Neutral

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Company profile

Industry: Banks - Regional
Sector: Financial Services
Headquarters: US

Market position

Day range

Current $44.005

$43.34$44.15

52-week range

Current $44.005

$42.37$53.39

Open: $43.41
Previous close: $43.56
Volume: 482.8K
Market cap: 4.8B USD
50-day average: $49.1138; -10.40% below average
200-day average: $48.4508; -9.18% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 5.54B USD
P/E (TTM): 7.26×
P/B (TTM): 0.77×
P/S (TTM): 1.73×
EV / EBITDA: 5.23×
Earnings yield: 14.08%
Free cash flow yield: 14.40%
Dividend yield: 4.23%

Profitability & efficiency

Gross margin: 56.04%
Operating margin: 32.35%
Net margin: 24.95%
Return on equity: 11.67%
Return on assets: 1.75%
Return on invested capital: -93.35%

Financial health

Debt / equity: 0.11×
Current ratio: 0.8×
Altman Z-score: 0.37
Piotroski F-score: 7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

2.81B USD+1.15%

Operating income

934.27M USD+0.32%

Net income

715.48M USD-0.14%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	2.81B USD	2.77B USD	2.25B USD	1.38B USD	1.19B USD
Cost of goods sold	1.25B USD	1.29B USD	854.16M USD	207.32M USD	3.65M USD
Gross profit	1.56B USD	1.48B USD	1.4B USD	1.17B USD	1.18B USD
Selling, general, and administrative	389.17M USD	342.18M USD	305.35M USD	244.78M USD	228.52M USD
Operating expenses	621.07M USD	551.29M USD	529.56M USD	451.72M USD	430.28M USD
Interest income	2.67B USD	2.65B USD	2.13B USD	1.27B USD	1.07B USD
Interest expense	1.08B USD	1.12B USD	688.69M USD	123.83M USD	81.59M USD
Depreciation and amortization	125.59M USD	89.24M USD	63.8M USD	55.52M USD	43.13M USD
Operating income	934.27M USD	931.29M USD	867M USD	721.53M USD	752.92M USD
Net income	715.48M USD	716.46M USD	690.78M USD	564.14M USD	579M USD

Company facts updated Oct 8, 2026.

Earnings

EPS beat rate: 73%; 8 beats, 2 misses, 1 met estimate
Average EPS surprise: +1.61%; 11 comparable reports
Latest EPS result: 1.49; Estimate 1.48 · Beat by 0.68%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Latest fiscal-year EPS: 6.17; FY2025 · +0.49% year over year
Latest fiscal-year revenue: 2.81B USD; FY2025 · +1.15% year over year
Next fiscal-year EPS consensus: 5.8; FY2026 · 8 analysts
Next fiscal-year revenue consensus: 1.73B USD; FY2026 · 8 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$56.00

27.26% upside

Past 12 months12-month forecastHigh $61.00Average $56.00Low $51.00

Rating distribution

22 ratings

Strong buy00%

Buy314%

Hold1777%

Sell29%

Strong sell00%

Recent analyst actions

10 institutions

OZK news

fool.comOct 7, 2026

Bank OZK Boosted Its Dividend and Is Poised to Keep Raising It

Bank OZK might be the best bank dividend stock. It has a yield of more than 4% and has raised its dividend for 28 straight years.

Read source

zacks.comOct 6, 2026

Can Bank OZK's Steady Dividend Growth Reinforce Its Income Appeal?

OZK's dividend rises for the 65th straight quarter, reinforcing its appeal for investors seeking consistent income.

Read source

seekingalpha.comOct 2, 2026

Dividend Champion, Contender, And Challenger Highlights: Week October 4

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

Read source

globenewswire.comOct 1, 2026

Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend

Sixty-five consecutive quarters of quarterly common stock dividend increases Sixty-five consecutive quarters of quarterly common stock dividend increases

Read source

globenewswire.comSep 30, 2026

Bank OZK Announces Third Quarter 2026 Earnings Release and Conference Call Dates

LITTLE ROCK, Ark., Sept. 30, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) expects to report its third quarter 2026 earnings after the market closes on Tuesday, October 20, 2026. The earnings release,…

Read source

seekingalpha.comSep 28, 2026

Bank OZK Preferred Shares: Strong Yield But Duration Risk Persists

Bank OZK's preferred shares offer a ~7.7% yield, trading at a ~40% discount to par due to current higher interest rates than at the time of issuance. OZKAP's dividend coverage is robust, with over 40x coverage and strong…

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Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.74

2025 complete year+53.6% since 2021

2026 partial: $1.41

$1.1325

2,021

$1.26

2,022

$1.42

2,023

$1.58

2,024

$1.74

2,025

$1.41

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
DividendUpcoming	Oct 13, 2026	$0.49Quarterly	Oct 13, 2026	Oct 20, 2026
Dividend	Jul 13, 2026	$0.48Quarterly	Jul 13, 2026	Jul 20, 2026
Dividend	Apr 13, 2026	$0.47Quarterly	Apr 13, 2026	Apr 20, 2026
Dividend	Jan 13, 2026	$0.46Quarterly	Jan 13, 2026	Jan 20, 2026
Dividend	Oct 14, 2025	$0.45Quarterly	Oct 14, 2025	Oct 21, 2025
Dividend	Jul 11, 2025	$0.44Quarterly	Jul 11, 2025	Jul 18, 2025