PayPay Corporation logo

PayPay Corporation

PAYP

NASDAQTechnologySoftware - Infrastructure

Previous close

$15.41

+$1.12 · +7.84%

Aug 21, 4:00 PM ET

Pre-market

$15.45

+$0.04 · +0.26%

Aug 24, 8:38 AM ET

PAYP company overview

Regular session · ET · Market data may be delayed.

Company profile

Company website

PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methods—from direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.

Industry
Software - Infrastructure
Sector
Technology
Headquarters
JP
CEO
Ichiro Nakayama
Listed since
Mar 12, 2026
Employees
1,994

Market position

Day range

Current $15.41

52-week range

Current $15.41

Open
$14.50
Previous close
$14.29
Volume
810.36K
0.79× average
Average volume
1.03M
Average daily volume
Market cap
10.43B USD
Beta
1.3
Market reference 1
50-day average
$14.9356
+3.18% above average
200-day average
$17.721
-13.04% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
2.37T JPY
P/E (TTM)
31.51×
P/B (TTM)
4.01×
P/S (TTM)
4.19×
EV / EBITDA
21.22×
Earnings yield
5.65%
Free cash flow yield
13.31%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
79.04%
Operating margin
23.90%
Net margin
31.13%
Return on equity
30.81%
Return on assets
2.35%
Return on invested capital
1.63%

Financial health

Debt / equity
1.85×
Current ratio
8.67×

Earnings

EPS beat rate
100%
2 beats, 0 misses, 0 met estimates
Average EPS surprise
+21.67%
2 comparable reports
Latest EPS result
0.17
Estimate 0.15 · Beat by 13.33%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.220.180.130.09Q1 '26No estimateQ2 '26BeatQ3 '26Beat
Q1 2026, reported Feb 13, 2026: actual 0.184, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 6, 2026: actual 0.13, estimate 0.1, surprise +30.00%, Beat. Q3 2026, reported Jul 31, 2026: actual 0.17, estimate 0.15, surprise +13.33%, Beat.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates721.8M684.69M647.58M610.47MQ1 '26No estimateQ2 '26MissQ3 '26Beat
Q1 2026, reported Feb 13, 2026: actual 638.23M USD, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 6, 2026: actual 646.88M USD, estimate 694.04M USD, surprise -6.80%, Miss. Q3 2026, reported Jul 31, 2026: actual 689.51M USD, estimate 688.54M USD, surprise +0.14%, Beat.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$23.00

49.25% upside
Past 12 months12-month forecastHigh $23.00Average $23.00Low $23.00

Recent analyst actions

3 institutions
MizuhomaintainOutperform
CitigroupmaintainNeutral
Morgan StanleyupgradeEqual WeightOverweight

PAYP peers

ETFs holding PAYP

Funds reporting this stock among their holdings, ordered by reported position size.

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