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Presurance Holdings, Inc. logo

Presurance Holdings, Inc.

PRHI

NASDAQFinancial ServicesInsurance - Property & Casualty

Open in GoAI

Previous close

$7.80

+$0.55 · +7.59%

Aug 21, 4:00 PM ET

PRHI company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Sell

Trim exposure — unfavorable risk-reward

Valuation

47

Fair Value

Momentum

30

Weakening

Sentiment

41

Mixed

Risk resilience

25

High Risk

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Company profile

Company website

Presurance Holdings, Inc. is an insurance holding company that specializes in underwriting and providing niche property and casualty insurance solutions. These offerings encompass residential coverage like homeowners and dwelling fire policies, as well as liability protection, catering to the needs of both private individuals and small to mid-sized commercial enterprises.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Brian Joseph Roney
Listed since
Aug 12, 2015
Employees
12

Market position

Day range

Current $7.80

52-week range

Current $7.80

Open
$7.05
Previous close
$7.25
Volume
9.98K
0.65× average
Average volume
15.24K
Average daily volume
Market cap
15.01M USD
Beta
0.98
Market reference 1
50-day average
$5.2768
+47.82% above average
200-day average
$5.3615
+45.48% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
7.92M USD
P/E (TTM)
-0.76×
P/B (TTM)
3.44×
P/S (TTM)
0.49×
EV / EBITDA
-0.53×
Earnings yield
-211.61%
Free cash flow yield
-503.63%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
-5.90%
Operating margin
-51.00%
Net margin
-51.33%
Return on equity
-205.64%
Return on assets
-7.71%
Return on invested capital
11.03%

Financial health

Debt / equity
0.73×
Current ratio
0.17×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends46%9%-27%-64%Gross margin, FY2021: 15.22%Gross margin, FY2022: -7.43%Gross margin, FY2023: -9.16%Gross margin, FY2024: -30.68%Gross margin, FY2025: -27.08%Operating margin, FY2021: -1.47%Operating margin, FY2022: -20.19%Operating margin, FY2023: -30.71%Operating margin, FY2024: -54.42%Operating margin, FY2025: -49.53%Net margin, FY2021: -0.94%Net margin, FY2022: -10.53%Net margin, FY2023: -28.79%Net margin, FY2024: 36.72%Net margin, FY2025: -49.91%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 15.22%. Gross margin FY2022 -7.43%. Gross margin FY2023 -9.16%. Gross margin FY2024 -30.68%. Gross margin FY2025 -27.08%. Operating margin FY2021 -1.47%. Operating margin FY2022 -20.19%. Operating margin FY2023 -30.71%. Operating margin FY2024 -54.42%. Operating margin FY2025 -49.53%. Net margin FY2021 -0.94%. Net margin FY2022 -10.53%. Net margin FY2023 -28.79%. Net margin FY2024 36.72%. Net margin FY2025 -49.91%.

Income trends

Revenue

36.94M USD-44.28%

Operating income

−18.3M USD+49.29%

Net income

−18.44M USD−42.79M USD
Income trends across reported periods131.17M USD70.35M USD9.53M USD−51.28M USDRevenue, FY2021: 115.96M USDRevenue, FY2022: 101.48M USDRevenue, FY2023: 89.97M USDRevenue, FY2024: 66.3M USDRevenue, FY2025: 36.94M USDOperating income, FY2021: −1.71M USDOperating income, FY2022: −20.49M USDOperating income, FY2023: −27.63M USDOperating income, FY2024: −36.08M USDOperating income, FY2025: −18.3M USDNet income, FY2021: −1.09M USDNet income, FY2022: −10.68M USDNet income, FY2023: −25.9M USDNet income, FY2024: 24.35M USDNet income, FY2025: −18.44M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 115.96M USD. Revenue FY2022 101.48M USD. Revenue FY2023 89.97M USD. Revenue FY2024 66.3M USD. Revenue FY2025 36.94M USD. Operating income FY2021 −1.71M USD. Operating income FY2022 −20.49M USD. Operating income FY2023 −27.63M USD. Operating income FY2024 −36.08M USD. Operating income FY2025 −18.3M USD. Net income FY2021 −1.09M USD. Net income FY2022 −10.68M USD. Net income FY2023 −25.9M USD. Net income FY2024 24.35M USD. Net income FY2025 −18.44M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue36.94M USD66.3M USD89.97M USD101.48M USD115.96M USD
Cost of goods sold46.95M USD86.64M USD98.21M USD109.02M USD98.31M USD
Gross profit−10M USD−20.34M USD−8.24M USD−7.54M USD17.65M USD
Selling, general, and administrative———18.79M USD16.51M USD
Operating expenses8.29M USD15.74M USD19.39M USD12.95M USD19.36M USD
Interest expense3.19M USD4.88M USD3.21M USD2.97M USD2.85M USD
Depreciation and amortization255K USD1.67M USD545K USD417K USD423K USD
Operating income−18.3M USD−36.08M USD−27.63M USD−20.49M USD−1.71M USD
Net income−18.44M USD24.35M USD−25.9M USD−10.68M USD−1.09M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

6 ratings
Strong buy00%
Buy00%
Hold583%
Sell117%
Strong sell00%

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ETFs holding PRHI

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
14.15K
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
Dimensional - US Core Equity 2 ETF logoDimensional - US Core Equity 2 ETFDFAC
Market value
1.41K
Weight
0.00%
AUM
49.31B USD
Expense ratio
0.17%
Price / 1D
$45.61+0.46%

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