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NASDAQFinancial ServicesBanks - Regional
Latest quote
$18.70
+$0.17 · +0.92%
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Previous close
$18.70
+$0.17 · +0.92%
Regular session · ET · Market data may be delayed.
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Day range
Current $18.70
52-week range
Current $18.70
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
71
Undervalued
Sentiment
42
Mixed
Risk
14
Low Risk
Momentum
43
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Day range
Current $18.70
52-week range
Current $18.70
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Revenue | 59.62M USD | 60.16M USD | 58.67M USD | 50.07M USD | 39.45M USD |
| Cost of goods sold | 19.01M USD | 20.49M USD | 19.74M USD | 9.38M USD | 673K USD |
| Gross profit | 40.61M USD | 39.67M USD | 38.93M USD | 40.69M USD | 38.77M USD |
| Selling, general, and administrative | 24.58M USD | 20.46M USD | 19.13M USD | 19.02M USD | 17.02M USD |
| Operating expenses | 30.97M USD | 30.79M USD | 28.54M USD | 28.27M USD | 25.92M USD |
| Interest income | 55.89M USD | 56.62M USD | 54.73M USD | 45.99M USD | 34.73M USD |
| Interest expense | 19.56M USD | 21.16M USD | 19.81M USD | 9.01M USD | 3.14M USD |
| Depreciation and amortization | — | 3.49M USD | 3.16M USD | 3.19M USD | 4.85M USD |
| Operating income | 9.64M USD | 8.87M USD | 10.39M USD | 12.42M USD | 12.86M USD |
| Net income | 6.66M USD | 6.26M USD | 7.35M USD | 8.59M USD | 9.09M USD |
Company facts updated Sep 7, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Cash distributions grouped by calendar year; partial years are marked.
$0.56
2025 complete year0.0% since 2021
2026 partial: $0.42
$0.56
2,021
$0.56
2,022
$0.56
2,023
$0.56
2,024
$0.56
2,025
$0.42
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 13, 2026 | $0.14Quarterly | Aug 13, 2026 | Sep 3, 2026 |
Dividend | May 14, 2026 | $0.14Quarterly | May 14, 2026 | Jun 4, 2026 |
Dividend | Feb 12, 2026 | $0.14Quarterly | Feb 12, 2026 | Mar 5, 2026 |
Dividend | Nov 13, 2025 | $0.14Quarterly | Nov 13, 2025 | Dec 4, 2025 |
Dividend | Aug 14, 2025 | $0.14Quarterly | Aug 14, 2025 | Sep 4, 2025 |
Dividend | May 15, 2025 | $0.14Quarterly | May 15, 2025 | Jun 5, 2025 |
Ex-dividend Aug 13, 2026
$0.14
Quarterly
Record Aug 13, 2026 · Payment Sep 3, 2026
Ex-dividend May 14, 2026
$0.14
Quarterly
Record May 14, 2026 · Payment Jun 4, 2026
Ex-dividend Feb 12, 2026
$0.14
Quarterly
Record Feb 12, 2026 · Payment Mar 5, 2026
Ex-dividend Nov 13, 2025
$0.14
Quarterly
Record Nov 13, 2025 · Payment Dec 4, 2025
Ex-dividend Aug 14, 2025
$0.14
Quarterly
Record Aug 14, 2025 · Payment Sep 4, 2025
Ex-dividend May 15, 2025
$0.14
Quarterly
Record May 15, 2025 · Payment Jun 5, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI3.1M0.00%2.3T USD0.03%$379.73-0.32%
U.S. Micro Cap Portfolio ETFDFMC1.18M0.01%7.98B USD0.43%$60.36+0.60%
Vanguard Extended Market ETFVXF1.04M0.00%93.7B USD0.05%$242.66+0.14%
EA Bridgeway Omni Small-Cap Value ETFBSVO650K0.03%1.71B USD0.47%$29.88+0.95%
Dimensional - US Targeted Value ETFDFAT637.74K0.00%14.9B USD0.28%$71.82+0.38%
Dimensional - US Small Cap ETFDFAS392.68K0.00%15.67B USD0.26%$82.20+0.18%
iShares Micro-Cap ETFIWC338.78K0.02%1.49B USD0.60%$196.25+0.69%
Dimensional - US Core Equity 2 ETFDFAC124.69K0.00%49.56B USD0.17%$45.72-0.09%Vanguard Morningstar Total Stock Market ETFVTIU.S. Micro Cap Portfolio ETFDFMCVanguard Extended Market ETFVXFEA Bridgeway Omni Small-Cap Value ETFBSVODimensional - US Targeted Value ETFDFATDimensional - US Small Cap ETFDFASiShares Micro-Cap ETFIWCDimensional - US Core Equity 2 ETFDFACAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
