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NASDAQFinancial ServicesFinancial - Credit Services
Latest quote
$8.47
$0.00 · 0.00%
Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.
Latest quote
$8.47
$0.00 · 0.00%
Regular session · ET · Market data may be delayed.
Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
98
Deep Value
Sentiment
49
Mixed
Risk
62
High Risk
Momentum
32
Weakening
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (CNY) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 16.08B CNY | 17.17B CNY | 16.29B CNY | 16.55B CNY | 16.64B CNY |
| Cost of goods sold | 4.18B CNY | 6.56B CNY | 5.84B CNY | 4.86B CNY | 3.8B CNY |
| Gross profit | 11.9B CNY | 10.6B CNY | 10.45B CNY | 11.7B CNY | 12.84B CNY |
| Selling, general, and administrative | 3.13B CNY | 2.18B CNY | 2.36B CNY | 2.62B CNY | 2.65B CNY |
| Operating expenses | 4.53B CNY | 3.08B CNY | 5.59B CNY | 7.23B CNY | 6.05B CNY |
| Interest income | 8.34B CNY | 6.87B CNY | 5.33B CNY | 3.67B CNY | 2.31B CNY |
| Depreciation and amortization | 68.12M CNY | 74.89M CNY | 73.76M CNY | 76.98M CNY | 65.97M CNY |
| Operating income | 7.38B CNY | 7.53B CNY | 4.86B CNY | 4.47B CNY | 6.79B CNY |
| Net income | 5.99B CNY | 6.26B CNY | 4.29B CNY | 4.02B CNY | 5.78B CNY |
Company facts updated Sep 11, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Cash distributions grouped by calendar year; partial years are marked.
$1.46
2025 complete year+78.0% since 2022
2026 partial: $1.24
$0.82
2,022
$0.66
2,023
$1.17
2,024
$1.46
2,025
$1.24
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Sep 9, 2026 | $0.46Semi-Annual | Sep 9, 2026 | Oct 1, 2026 |
Dividend | Apr 22, 2026 | $0.78Semi-Annual | Apr 22, 2026 | May 14, 2026 |
Dividend | Sep 8, 2025 | $0.76Semi-Annual | Sep 8, 2025 | Sep 30, 2025 |
Dividend | Apr 23, 2025 | $0.70Semi-Annual | Apr 23, 2025 | Jun 2, 2025 |
Dividend | Sep 27, 2024 | $0.59Semi-Annual | Sep 27, 2024 | Nov 1, 2024 |
Dividend | Apr 12, 2024 | $0.58Semi-Annual | Apr 15, 2024 | May 24, 2024 |
Ex-dividend Sep 9, 2026
$0.46
Semi-Annual
Record Sep 9, 2026 · Payment Oct 1, 2026
Ex-dividend Apr 22, 2026
$0.78
Semi-Annual
Record Apr 22, 2026 · Payment May 14, 2026
Ex-dividend Sep 8, 2025
$0.76
Semi-Annual
Record Sep 8, 2025 · Payment Sep 30, 2025
Ex-dividend Apr 23, 2025
$0.70
Semi-Annual
Record Apr 23, 2025 · Payment Jun 2, 2025
Ex-dividend Sep 27, 2024
$0.59
Semi-Annual
Record Sep 27, 2024 · Payment Nov 1, 2024
Ex-dividend Apr 12, 2024
$0.58
Semi-Annual
Record Apr 15, 2024 · Payment May 24, 2024
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Total International Stock ETFVXUS20.08M0.00%646.2B USD0.05%$87.14+1.00%
Vanguard FTSE Emerging Markets ETFVWO19.44M0.01%162.3B USD0.06%$60.35+0.69%
KraneShares CSI China Internet ETFKWEB16.97M0.36%4.73B USD0.69%$24.60+0.65%
Avantis Emerging Markets Equity ETFAVEM9.63M0.03%28.6B USD0.33%$95.35+1.29%
iShares Core MSCI Emerging Markets ETFIEMG8.87M0.01%162.15B USD0.09%$82.57+1.21%
Global X - SuperDividend ETFSDIV7.94M0.64%1.23B USD0.58%$24.74-0.28%
iShares Emerging Markets Dividend ETFDVYE4.28M0.33%1.28B USD0.49%$36.10+0.17%
Vanguard FTSE All-World ex-US ETFVEU3.15M0.00%95.9B USD0.04%$85.18+1.04%Vanguard Total International Stock ETFVXUSVanguard FTSE Emerging Markets ETFVWOKraneShares CSI China Internet ETFKWEBAvantis Emerging Markets Equity ETFAVEMiShares Core MSCI Emerging Markets ETFIEMGGlobal X - SuperDividend ETFSDIViShares Emerging Markets Dividend ETFDVYEVanguard FTSE All-World ex-US ETFVEUAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
