
Rhinebeck Bancorp, Inc.
RBKBNASDAQFinancial ServicesBanks - Regional
Previous close
$12.70
+$0.01 · +0.08%
RBKB company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
76
Undervalued
Momentum
61
Gaining
Sentiment
70
Bullish
Risk resilience
76
Moderate Risk
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Company profile
Company websiteRhinebeck Bancorp, Inc. functions as the holding company for Rhinebeck Bank, which is dedicated to providing a full spectrum of banking and financial services. These offerings cater to both individual consumers and business clients throughout New York's Hudson Valley region. The company's financial products include various deposit accounts, automobile financing, and a wide range of real estate loans. This extensive lending portfolio covers commercial real estate, encompassing multi-family properties, construction, and land development, in addition to business loans and mortgages for one-to four-family residential dwellings. Furthermore, Rhinebeck Bancorp, Inc. extends brokerage and financial advisory services, along with life insurance and investment products, to its diverse clientele. As of December 31, 2021, the company operated through 15 branches and 2 representative offices situated across Dutchess, Ulster, Orange, and Albany counties. It also maintains an ATM in Tivoli, New York. Established in 1860, the company's primary corporate base is located in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. operates under the umbrella of its parent company, Rhinebeck Bancorp, MHC.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Matthew J. Smith
- Listed since
- Jan 17, 2019
- Employees
- 158
Market position
Day range
Current $12.70
52-week range
Current $12.70
- Open
- $12.70
- Previous close
- $12.69
- Volume
- 93.35K
- 1.09× average
- Average volume
- 85.28K
- Average daily volume
- Market cap
- 198.61M USD
- Beta
- 0.18
- Market reference 1
- 50-day average
- $12.3245
- +3.05% above average
- 200-day average
- $10.5244
- +20.67% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- P/E (TTM)
- 13.8×
- P/B (TTM)
- 0.99×
- P/S (TTM)
- 3.28×
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 60.39%
- Operating margin
- 10.35%
- Net margin
- 16.28%
Financial health
- Debt / equity
- 0.07×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 75.85M USD | 54.26M USD | 66.39M USD | 54.53M USD | 51.11M USD |
| Cost of goods sold | 24.14M USD | 28.33M USD | 24.4M USD | 8.17M USD | 620K USD |
| Gross profit | 51.71M USD | 25.91M USD | 42M USD | 46.36M USD | 50.49M USD |
| Selling, general, and administrative | 12.12M USD | 22.07M USD | 21.25M USD | 23.12M USD | 23.33M USD |
| Operating expenses | 39.02M USD | 36.87M USD | 36.38M USD | 37.46M USD | 35.5M USD |
| Interest income | 68.87M USD | 63.76M USD | 60.66M USD | 48.59M USD | 43.7M USD |
| Interest expense | 22.48M USD | 25.53M USD | 22.69M USD | 6.76M USD | 4.29M USD |
| Depreciation and amortization | 892K USD | 1.42M USD | 1.49M USD | 1.65M USD | 1.66M USD |
| Operating income | 12.69M USD | −10.94M USD | 5.61M USD | 8.9M USD | 14.99M USD |
| Net income | 10.05M USD | −8.62M USD | 4.4M USD | 7M USD | 11.56M USD |
Company facts updated Aug 24, 2026.
RBKB peers
ETFs holding RBKB
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI6.95M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM1.91M0.00%81.62B USD0.19%$299.96+0.77%
EA Bridgeway Omni Small-Cap Value ETFBSVO1.11M0.05%1.71B USD0.47%$29.62+0.85%
Vanguard Extended Market ETFVXF856.75K0.00%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN729.43K0.01%14.66B USD0.24%$224.81+0.45%
Vanguard Russell 2000 ETFVTWO444.61K0.00%17.4B USD0.06%$121.25+0.74%
iShares Micro-Cap ETFIWC288.34K0.02%1.53B USD0.60%$198.39+1.10%
Dimensional - US Core Equity 2 ETFDFAC98.5K0.00%49.31B USD0.17%$45.61+0.46%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 6.95M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 1.91M
- Weight
- 0.00%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
EA Bridgeway Omni Small-Cap Value ETFBSVO- Market value
- 1.11M
- Weight
- 0.05%
- AUM
- 1.71B USD
- Expense ratio
- 0.47%
- Price / 1D
- $29.62+0.85%
Vanguard Extended Market ETFVXF- Market value
- 856.75K
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 729.43K
- Weight
- 0.01%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Vanguard Russell 2000 ETFVTWO- Market value
- 444.61K
- Weight
- 0.00%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
iShares Micro-Cap ETFIWC- Market value
- 288.34K
- Weight
- 0.02%
- AUM
- 1.53B USD
- Expense ratio
- 0.60%
- Price / 1D
- $198.39+1.10%
Dimensional - US Core Equity 2 ETFDFAC- Market value
- 98.5K
- Weight
- 0.00%
- AUM
- 49.31B USD
- Expense ratio
- 0.17%
- Price / 1D
- $45.61+0.46%
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