Red River Bancshares, Inc. logo

Red River Bancshares, Inc.

RRBI

NASDAQFinancial ServicesBanks - Regional

Previous close

$101.56

+$0.75 · +0.74%

Aug 21, 4:00 PM ET

RRBI company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

65

Undervalued

Momentum

65

Gaining

Sentiment

68

Bullish

Risk resilience

79

Moderate Risk

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Company profile

Company website

Red River Bancshares, Inc. serves as the parent organization for Red River Bank, delivering a full suite of banking products and services to both businesses and individual clients across Louisiana. The bank offers a variety of deposit options, including checking, savings, and money market accounts, as well as time deposits. Its lending portfolio is comprehensive, encompassing commercial real estate financing, construction and development loans, and commercial and industrial credit facilities – including those previously offered under the Small Business Administration's Paycheck Protection Program. For individuals, the bank provides one-to-four family residential mortgages, home equity lines of credit, and diverse consumer loans tailored for personal, family, and household expenses, available as secured or unsecured installment and term options. Additionally, Red River Bank extends tax-exempt loans, lines of credit, and standby letters of credit. Beyond lending and deposit services, the company offers treasury management, private banking, and brokerage solutions. Customers can also access investment advisory, financial planning, and a range of retirement plans. Day-to-day financial needs are supported by debit and credit cards, direct deposits, cashier's checks, and wire transfer capabilities. Modern banking is facilitated through comprehensive online services, enabling account monitoring, fund transfers, bill payments, and digital statement delivery. Accessibility is ensured via multiple channels, including in-person visits to banking centers, ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposit capture. The company operates a network of 27 banking centers throughout Louisiana, complemented by two combined loan and deposit production offices located in Lafayette and New Orleans. Red River Bancshares, Inc. was established in 1998 and maintains its headquarters in Alexandria, Louisiana.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Ronald Blake Chatelain
Listed since
May 3, 2019
Employees
381

Market position

Day range

Current $101.56

52-week range

Current $101.56

Open
$101.94
Previous close
$100.81
Volume
43.36K
0.53× average
Average volume
81.77K
Average daily volume
Market cap
668.74M USD
Beta
0.42
Market reference 1
50-day average
$97.0244
+4.67% above average
200-day average
$86.6043
+17.27% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
265.09M USD
EV / EBITDA
4.68×
Earnings yield
8.97%
Free cash flow yield
8.85%

Profitability & efficiency

Return on equity
11.71%
Return on assets
1.28%
Return on invested capital
11.21%

Financial health

Current ratio
0.08×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends100%71%43%15%Gross margin, FY2021: 92.54%Gross margin, FY2022: 91.57%Gross margin, FY2023: 76.30%Gross margin, FY2024: 68.66%Gross margin, FY2025: 72.55%Operating margin, FY2021: 39.74%Operating margin, FY2022: 40.00%Operating margin, FY2023: 30.96%Operating margin, FY2024: 27.03%Operating margin, FY2025: 31.28%Net margin, FY2021: 32.69%Net margin, FY2022: 32.83%Net margin, FY2023: 25.15%Net margin, FY2024: 21.84%Net margin, FY2025: 25.18%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 92.54%. Gross margin FY2022 91.57%. Gross margin FY2023 76.30%. Gross margin FY2024 68.66%. Gross margin FY2025 72.55%. Operating margin FY2021 39.74%. Operating margin FY2022 40.00%. Operating margin FY2023 30.96%. Operating margin FY2024 27.03%. Operating margin FY2025 31.28%. Net margin FY2021 32.69%. Net margin FY2022 32.83%. Net margin FY2023 25.15%. Net margin FY2024 21.84%. Net margin FY2025 25.18%.

Income trends

Revenue

169.85M USD+8.34%

Operating income

53.13M USD+25.35%

Net income

42.76M USD+24.91%
Income trends across reported periods183.54M USD128.78M USD74.02M USD19.26M USDRevenue, FY2021: 100.82M USDRevenue, FY2022: 112.46M USDRevenue, FY2023: 138.7M USDRevenue, FY2024: 156.78M USDRevenue, FY2025: 169.85M USDOperating income, FY2021: 40.06M USDOperating income, FY2022: 44.98M USDOperating income, FY2023: 42.94M USDOperating income, FY2024: 42.38M USDOperating income, FY2025: 53.13M USDNet income, FY2021: 32.95M USDNet income, FY2022: 36.92M USDNet income, FY2023: 34.88M USDNet income, FY2024: 34.24M USDNet income, FY2025: 42.76M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 100.82M USD. Revenue FY2022 112.46M USD. Revenue FY2023 138.7M USD. Revenue FY2024 156.78M USD. Revenue FY2025 169.85M USD. Operating income FY2021 40.06M USD. Operating income FY2022 44.98M USD. Operating income FY2023 42.94M USD. Operating income FY2024 42.38M USD. Operating income FY2025 53.13M USD. Net income FY2021 32.95M USD. Net income FY2022 36.92M USD. Net income FY2023 34.88M USD. Net income FY2024 34.24M USD. Net income FY2025 42.76M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue169.85M USD156.78M USD138.7M USD112.46M USD100.82M USD
Cost of goods sold46.63M USD49.14M USD32.87M USD9.49M USD7.52M USD
Gross profit123.22M USD107.64M USD105.83M USD102.98M USD93.3M USD
Selling, general, and administrative48.85M USD40M USD38.54M USD35.69M USD33.37M USD
Operating expenses70.1M USD65.26M USD62.89M USD58M USD53.24M USD
Interest income149.89M USD137.14M USD118.41M USD94.34M USD77.33M USD
Interest expense44.33M USD47.94M USD32.13M USD7.74M USD5.62M USD
Depreciation and amortization3.55M USD3.22M USD2.75M USD2.61M USD2.55M USD
Operating income53.13M USD42.38M USD42.94M USD44.98M USD40.06M USD
Net income42.76M USD34.24M USD34.88M USD36.92M USD32.95M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$94.00

7.44% downside
Past 12 months12-month forecast

Price history unavailable

High $94.00Average $94.00Low $94.00

RRBI news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.54

2025 complete year+92.9% since 2021

2026 partial: $0.50

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jun 8, 2026

$0.25

Quarterly

Record Jun 8, 2026 · Payment Jun 18, 2026

Dividend

Ex-dividend Mar 9, 2026

$0.25

Quarterly

Record Mar 9, 2026 · Payment Mar 19, 2026

Dividend

Ex-dividend Dec 8, 2025

$0.15

Quarterly

Record Dec 8, 2025 · Payment Dec 18, 2025

Dividend

Ex-dividend Sep 8, 2025

$0.15

Quarterly

Record Sep 8, 2025 · Payment Sep 18, 2025

Dividend

Ex-dividend Jun 6, 2025

$0.12

Quarterly

Record Jun 6, 2025 · Payment Jun 18, 2025

Dividend

Ex-dividend Mar 10, 2025

$0.12

Quarterly

Record Mar 10, 2025 · Payment Mar 20, 2025

RRBI peers

ETFs holding RRBI

Funds reporting this stock among their holdings, ordered by reported position size.

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