RTB Digital Inc logo

RTB Digital Inc

RTB

NASDAQTechnologySoftware - Application

Latest quote

$13.49

−$0.64 · -4.50%

Aug 21, 3:55 PM ET

RTB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

58

Fair Value

Momentum

73

Gaining

Sentiment

51

Mixed

Risk resilience

31

High Risk

Full GoAI research

Thesis, catalysts, evidence, and risk analysis.

View full GoAI research

AI-generated, informational only, and not investment advice.

Company profile

Company website

RYVYL Inc. functions as a leading financial technology enterprise, specializing in the creation of advanced software platforms and tools. Its primary objective is to offer comprehensive global capabilities for both accepting and disbursing payments. The company provides a groundbreaking payment-as-a-service (PaaS) offering, which is designed to revolutionize international payment methods. This innovative platform ensures smooth financial transactions worldwide, encompassing exchanges between businesses (B2B), consumers and businesses (C2B), and individuals (P2P). Leveraging sophisticated electronic payment technology, RYVYL delivers seamless financial solutions across diverse global markets. The organization conducts its operations through two principal geographical segments: North America and various international regions. Founded on April 10, 2007, RYVYL Inc. maintains its corporate headquarters in San Diego, California.

Industry
Software - Application
Sector
Technology
Headquarters
US
CEO
James Heckman
Listed since
May 13, 2026
Employees
15

Market position

Volume
57.02K
0.53× average
Average volume
107.85K
Average daily volume
Market cap
185.1M USD
Beta
2.17
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
-958.11K USD
P/E (TTM)
-1.29×
P/B (TTM)
3.47×
P/S (TTM)
17.73×
EV / EBITDA
0.07×
Earnings yield
-329.63%
Free cash flow yield
-691.00%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
8.54%
Operating margin
-138.16%
Net margin
-184.17%
Return on equity
-1651.05%
Return on assets
-84.18%
Return on invested capital
-248.21%

Financial health

Debt / equity
0.11×
Current ratio
1.11×

Earnings

EPS beat rate
22%
2 beats, 7 misses, 0 met estimates
Average EPS surprise
-121.76%
9 comparable reports
Latest EPS result
-1.24
Estimate 1.4 · Miss by 188.57%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates4.82-8.31-21.44-34.57Q1 '25MissQ2 '25EstimateQ3 '25MissQ4 '25BeatQ2 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Mar 31, 2025: actual -31.85, estimate -9.1, surprise -250.00%, Miss. Q2 2025, reported May 20, 2025: actual —, estimate -9.45, surprise —, Comparison unavailable. Q3 2025, reported Aug 14, 2025: actual -28, estimate -9.45, surprise -196.30%, Miss. Q4 2025, reported Nov 14, 2025: actual -2.39, estimate -4.55, surprise +47.47%, Beat. Q2 2026, reported Apr 15, 2026: actual -4.25, estimate -2.8, surprise -51.79%, Miss. Q2 2026, reported May 14, 2026: actual -2.67, estimate 2.1, surprise -227.14%, Miss. Q3 2026, reported Aug 14, 2026: actual -1.24, estimate 1.4, surprise -188.57%, Miss. Q4 2026, reported Nov 13, 2026: actual —, estimate -0.7, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates27.14M18.75M10.37M1.98MQ1 '25MissQ2 '25EstimateQ3 '25MissQ4 '25MissQ2 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Mar 31, 2025: actual 14.13M USD, estimate 15.41M USD, surprise -8.33%, Miss. Q2 2025, reported May 20, 2025: actual —, estimate 15.54M USD, surprise —, Comparison unavailable. Q3 2025, reported Aug 14, 2025: actual 2.8M USD, estimate 17.1M USD, surprise -83.63%, Miss. Q4 2025, reported Nov 14, 2025: actual 2.79M USD, estimate 3M USD, surprise -7.13%, Miss. Q2 2026, reported Apr 15, 2026: actual 2.79M USD, estimate 3M USD, surprise -6.90%, Miss. Q2 2026, reported May 14, 2026: actual 2.54M USD, estimate 25.3M USD, surprise -89.98%, Miss. Q3 2026, reported Aug 14, 2026: actual 2.33M USD, estimate 25.2M USD, surprise -90.76%, Miss. Q4 2026, reported Nov 13, 2026: actual —, estimate 22.1M USD, surprise —, Comparison unavailable.

RTB peers

Continue in GoAI

Research RTB

research.disclaimer