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Riverview Bancorp, Inc. logo

Riverview Bancorp, Inc.

RVSB

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Previous close

$5.14

+$0.02 · +0.39%

Aug 21, 4:00 PM ET

RVSB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

71

Undervalued

Momentum

39

Weakening

Sentiment

55

Mixed

Risk resilience

64

Moderate Risk

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Thesis, catalysts, evidence, and risk analysis.

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Company profile

Company website

Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. The company offers various deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. It provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it provides mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield and Vancouver, and Washington, as well as Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Nicole Sherman
Listed since
Oct 25, 1993
Employees
243

Market position

Day range

Current $5.14

52-week range

Current $5.14

Open
$5.12
Previous close
$5.12
Volume
181.92K
2.1× average
Average volume
86.71K
Average daily volume
Market cap
103.63M USD
Beta
0.47
Market reference 1
50-day average
$5.3842
-4.54% below average
200-day average
$5.3558
-4.03% below average

Financials

Financial snapshot

Latest / TTM

Financial health

Altman Z-score
0.19
Piotroski F-score
6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends115%70%25%-20%Gross margin, FY2022: 103.88%Gross margin, FY2023: 92.91%Gross margin, FY2024: 72.35%Gross margin, FY2025: 68.97%Gross margin, FY2026: 64.61%Operating margin, FY2022: 45.19%Operating margin, FY2023: 34.89%Operating margin, FY2024: 6.89%Operating margin, FY2025: 8.52%Operating margin, FY2026: -9.01%Net margin, FY2022: 34.87%Net margin, FY2023: 26.63%Net margin, FY2024: 5.69%Net margin, FY2025: 6.70%Net margin, FY2026: -6.70%FY2022FY2023FY2024FY2025FY2026
Gross margin FY2022 103.88%. Gross margin FY2023 92.91%. Gross margin FY2024 72.35%. Gross margin FY2025 68.97%. Gross margin FY2026 64.61%. Operating margin FY2022 45.19%. Operating margin FY2023 34.89%. Operating margin FY2024 6.89%. Operating margin FY2025 8.52%. Operating margin FY2026 -9.01%. Net margin FY2022 34.87%. Net margin FY2023 26.63%. Net margin FY2024 5.69%. Net margin FY2025 6.70%. Net margin FY2026 -6.70%.

Income trends

Revenue

64.74M USD-11.57%

Operating income

−5.83M USD−12.07M USD

Net income

−4.34M USD−9.24M USD
Income trends across reported periods81.12M USD49.5M USD17.88M USD−13.74M USDRevenue, FY2022: 62.57M USDRevenue, FY2023: 67.86M USDRevenue, FY2024: 66.8M USDRevenue, FY2025: 73.22M USDRevenue, FY2026: 64.74M USDOperating income, FY2022: 28.28M USDOperating income, FY2023: 23.68M USDOperating income, FY2024: 4.6M USDOperating income, FY2025: 6.24M USDOperating income, FY2026: −5.83M USDNet income, FY2022: 21.82M USDNet income, FY2023: 18.07M USDNet income, FY2024: 3.8M USDNet income, FY2025: 4.9M USDNet income, FY2026: −4.34M USDFY2022FY2023FY2024FY2025FY2026
Revenue FY2022 62.57M USD. Revenue FY2023 67.86M USD. Revenue FY2024 66.8M USD. Revenue FY2025 73.22M USD. Revenue FY2026 64.74M USD. Operating income FY2022 28.28M USD. Operating income FY2023 23.68M USD. Operating income FY2024 4.6M USD. Operating income FY2025 6.24M USD. Operating income FY2026 −5.83M USD. Net income FY2022 21.82M USD. Net income FY2023 18.07M USD. Net income FY2024 3.8M USD. Net income FY2025 4.9M USD. Net income FY2026 −4.34M USD.
Metric (USD)FY2026FY2025FY2024FY2023FY2022
Revenue64.74M USD73.22M USD66.8M USD67.86M USD62.57M USD
Cost of goods sold22.92M USD22.72M USD18.47M USD4.81M USD−2.43M USD
Gross profit41.83M USD50.5M USD48.33M USD63.05M USD64.99M USD
Selling, general, and administrative30.55M USD28.07M USD26.19M USD25.44M USD24.69M USD
Operating expenses47.66M USD44.26M USD43.73M USD39.37M USD36.72M USD
Interest income62.01M USD58.96M USD56.56M USD55.67M USD49.83M USD
Interest expense21.66M USD22.62M USD18.47M USD4.06M USD2.2M USD
Depreciation and amortization3.4M USD3.33M USD2.76M USD2.69M USD3.52M USD
Operating income−5.83M USD6.24M USD4.6M USD23.68M USD28.28M USD
Net income−4.34M USD4.9M USD3.8M USD18.07M USD21.82M USD

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS
-0.21
FY2026 · -191.30% year over year
Latest fiscal-year revenue
64.74M USD
FY2026 · -11.57% year over year

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend1.10.620.15-0.33FY22FY23FY24FY25FY26

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend74.28M70.02M65.76M61.5MFY22FY23FY24FY25FY26

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

3 ratings

Limited analyst sample: 3 ratings. Interpret the distribution with caution.

Strong buy00%
Buy133%
Hold00%
Sell267%
Strong sell00%

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.08

2025 complete year-61.0% since 2021

2026 partial: $0.06

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jul 9, 2026

$0.02

Quarterly

Record Jul 9, 2026 · Payment Jul 21, 2026

Dividend

Ex-dividend Apr 13, 2026

$0.02

Quarterly

Record Apr 13, 2026 · Payment Apr 24, 2026

Dividend

Ex-dividend Jan 5, 2026

$0.02

Quarterly

Record Jan 5, 2026 · Payment Jan 16, 2026

Dividend

Ex-dividend Oct 9, 2025

$0.02

Quarterly

Record Oct 9, 2025 · Payment Oct 20, 2025

Dividend

Ex-dividend Jul 10, 2025

$0.02

Quarterly

Record Jul 10, 2025 · Payment Jul 22, 2025

Dividend

Ex-dividend Apr 14, 2025

$0.02

Quarterly

Record Apr 14, 2025 · Payment Apr 25, 2025

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ETFs holding RVSB

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
3.26M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
1.37M
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
Dimensional - US Targeted Value ETF logoDimensional - US Targeted Value ETFDFAT
Market value
762.06K
Weight
0.01%
AUM
14.66B USD
Expense ratio
0.28%
Price / 1D
$71.67+0.67%
EA Bridgeway Omni Small-Cap Value ETF logoEA Bridgeway Omni Small-Cap Value ETFBSVO
Market value
660K
Weight
0.03%
AUM
1.71B USD
Expense ratio
0.47%
Price / 1D
$29.62+0.85%
Dimensional - US Small Cap Value ETF logoDimensional - US Small Cap Value ETFDFSV
Market value
581.46K
Weight
0.01%
AUM
8.42B USD
Expense ratio
0.30%
Price / 1D
$40.29+0.72%
First Trust Dow Jones Select MicroCap Index Fund logoFirst Trust Dow Jones Select MicroCap Index FundFDM
Market value
567.71K
Weight
0.13%
AUM
423.22M USD
Expense ratio
0.65%
Price / 1D
$92.96+0.50%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
437.25K
Weight
—
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%
iShares Micro-Cap ETF logoiShares Micro-Cap ETFIWC
Market value
364.08K
Weight
0.02%
AUM
1.53B USD
Expense ratio
0.60%
Price / 1D
$198.39+1.10%

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