Loading
NASDAQFinancial ServicesBanks - Regional
Latest quote
$63.68
+$0.79 · +1.26%
Southern First Bancshares, Inc. acts as the parent organization for Southern First Bank, providing a comprehensive range of banking and financial services to individuals and businesses in South Carolina, North Carolina, and Georgia. Its operations are structured into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The institution accepts various deposit products, including standard and commercial checking accounts, savings accounts, money market accounts, and long-term certificates of deposit. Its diverse loan offerings encompass commercial and construction real estate, business financing for sectors such as manufacturing, service, and professional services, alongside consumer real estate and home equity loans. Furthermore, it extends other consumer credit options like secured and unsecured installment loans and revolving lines of credit. Complementary services include online and mobile banking, cash management, safe deposit boxes, direct deposit, automated drafts, and bill payment. The company operates eight retail branches in South Carolina (Greenville, Charleston, and Columbia), three in North Carolina (Raleigh, Greensboro, and Charlotte areas), and one in Atlanta, Georgia. Founded in 1999, Southern First Bancshares, Inc. is based in Greenville, South Carolina.
Previous close
$63.68
+$0.79 · +1.26%
Regular session · ET · Market data may be delayed.
Southern First Bancshares, Inc. acts as the parent organization for Southern First Bank, providing a comprehensive range of banking and financial services to individuals and businesses in South Carolina, North Carolina, and Georgia. Its operations are structured into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The institution accepts various deposit products, including standard and commercial checking accounts, savings accounts, money market accounts, and long-term certificates of deposit. Its diverse loan offerings encompass commercial and construction real estate, business financing for sectors such as manufacturing, service, and professional services, alongside consumer real estate and home equity loans. Furthermore, it extends other consumer credit options like secured and unsecured installment loans and revolving lines of credit. Complementary services include online and mobile banking, cash management, safe deposit boxes, direct deposit, automated drafts, and bill payment. The company operates eight retail branches in South Carolina (Greenville, Charleston, and Columbia), three in North Carolina (Raleigh, Greensboro, and Charlotte areas), and one in Atlanta, Georgia. Founded in 1999, Southern First Bancshares, Inc. is based in Greenville, South Carolina.
Day range
Current $63.68
52-week range
Current $63.68
Regular session · ET · Market data may be delayed.
AI-powered factor overview
GoAI Score
Buy
Favorable setup — positive multi-factor alignment
Valuation
70
Undervalued
Sentiment
59
Mixed
Risk
26
Moderate Risk
Momentum
55
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Southern First Bancshares, Inc. acts as the parent organization for Southern First Bank, providing a comprehensive range of banking and financial services to individuals and businesses in South Carolina, North Carolina, and Georgia. Its operations are structured into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The institution accepts various deposit products, including standard and commercial checking accounts, savings accounts, money market accounts, and long-term certificates of deposit. Its diverse loan offerings encompass commercial and construction real estate, business financing for sectors such as manufacturing, service, and professional services, alongside consumer real estate and home equity loans. Furthermore, it extends other consumer credit options like secured and unsecured installment loans and revolving lines of credit. Complementary services include online and mobile banking, cash management, safe deposit boxes, direct deposit, automated drafts, and bill payment. The company operates eight retail branches in South Carolina (Greenville, Charleston, and Columbia), three in North Carolina (Raleigh, Greensboro, and Charlotte areas), and one in Atlanta, Georgia. Founded in 1999, Southern First Bancshares, Inc. is based in Greenville, South Carolina.
Day range
Current $63.68
52-week range
Current $63.68
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 224.62M USD | 213.33M USD | 187.46M USD | 127.64M USD | 110.26M USD |
| Cost of goods sold | 109.48M USD | 120.12M USD | 101.2M USD | 26.2M USD | −6.97M USD |
| Gross profit | 115.14M USD | 93.34M USD | 86.25M USD | 101.44M USD | 117.23M USD |
| Selling, general, and administrative | 50.21M USD | 3.82M USD | 45.4M USD | 41.69M USD | 38.16M USD |
| Operating expenses | 75.53M USD | 73.3M USD | 68.83M USD | 62.93M USD | 56.43M USD |
| Interest income | 211.48M USD | 201.21M USD | 177.6M USD | 117.66M USD | 93.17M USD |
| Interest expense | 106.53M USD | 119.99M USD | 99.94M USD | 20.04M USD | 5.44M USD |
| Depreciation and amortization | 4.74M USD | 4.81M USD | 4.82M USD | 3.7M USD | 2.32M USD |
| Operating income | 39.61M USD | 19.91M USD | 17.43M USD | 38.11M USD | 60.8M USD |
| Net income | 30.37M USD | 15.53M USD | 13.43M USD | 29.12M USD | 46.71M USD |
Company facts updated Sep 5, 2026.
Third-party consensus; not a GoAI recommendation.
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Jan 30, 2013 | 11:10 | — | — |
Stock split | Feb 1, 2012 | 11:10 | — | — |
Stock split | Jan 26, 2011 | 11:10 | — | — |
Stock split | Jul 20, 2006 | 11:10 | — | — |
Stock split | Nov 18, 2003 | 3:2 | — | — |
Effective Jan 30, 2013
11:10
Effective Feb 1, 2012
11:10
Effective Jan 26, 2011
11:10
Effective Jul 20, 2006
11:10
Effective Nov 18, 2003
3:2
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI17.53M0.00%2.3T USD0.03%$379.73-0.32%
iShares Russell 2000 ETFIWM14.78M0.02%79.88B USD0.19%$296.01+0.28%
State Street SPDR S&P Regional Banking ETFKRE10.28M0.24%4.32B USD0.35%$75.27+0.53%
Avantis U.S. Small Cap Value ETFAVUV9.86M0.03%31.49B USD0.25%$126.93+0.52%
Vanguard Extended Market ETFVXF6.45M0.01%93.7B USD0.05%$242.66+0.14%
iShares Russell 2000 Value ETFIWN5.35M0.04%14.47B USD0.24%$224.62+0.40%
Vanguard Russell 2000 ETFVTWO3.22M0.02%17.4B USD0.06%$119.62+0.25%
Dimensional - US Targeted Value ETFDFAT2.86M0.02%14.57B USD0.28%$71.82+0.38%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMState Street SPDR S&P Regional Banking ETFKREAvantis U.S. Small Cap Value ETFAVUVVanguard Extended Market ETFVXFiShares Russell 2000 Value ETFIWNVanguard Russell 2000 ETFVTWODimensional - US Targeted Value ETFDFATAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
