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SR Bancorp, Inc. Common stock logo

SR Bancorp, Inc. Common stock

SRBK

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Previous close

$19.43

−$0.36 · -1.82%

Aug 21, 4:00 PM ET

SRBK company overview

Historical prices · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

73

Undervalued

Momentum

47

Neutral

Sentiment

60

Mixed

Risk resilience

78

Moderate Risk

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Company profile

Company website

SR Bancorp, Inc. serves as the parent organization for its subsidiary, Somerset Savings Bank, SLA, a financial institution dedicated to providing commercial banking services. This bank offers a comprehensive selection of deposit accounts and credit solutions, designed to meet the needs of both individual consumers and local small enterprises. Its operations extend through a network of branches situated across Hunterdon, Middlesex, and Somerset Counties in New Jersey. The company was founded in 1887 and its primary headquarters are located in Bound Brook, New Jersey.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Christopher J. Pribula
Listed since
Sep 20, 2023
Employees
119

Market position

Day range

Current $19.43

52-week range

Current $19.43

Open
$19.86
Previous close
$19.79
Volume
13.14K
0.3× average
Average volume
43.82K
Average daily volume
Market cap
141.23M USD
Beta
0.57
Market reference 1
50-day average
$19.4918
-0.32% below average
200-day average
$17.6277
+10.22% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
204.64M USD
EV / EBITDA
41.8×
Earnings yield
2.38%
Free cash flow yield
0.00%

Profitability & efficiency

Return on equity
1.84%
Return on assets
0.28%
Return on invested capital
0.31%

Financial health

Current ratio
326.21×
Altman Z-score
1.2
Piotroski F-score
6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends102%54%5%-43%Gross margin, FY2021: 89.62%Gross margin, FY2022: 86.03%Gross margin, FY2023: 59.45%Gross margin, FY2024: 66.30%Gross margin, FY2025: 63.35%Operating margin, FY2021: 15.11%Operating margin, FY2022: 10.37%Operating margin, FY2023: -30.67%Operating margin, FY2024: 12.24%Operating margin, FY2025: 7.47%Net margin, FY2021: 12.66%Net margin, FY2022: 8.93%Net margin, FY2023: -28.30%Net margin, FY2024: 10.26%Net margin, FY2025: 6.54%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 89.62%. Gross margin FY2022 86.03%. Gross margin FY2023 59.45%. Gross margin FY2024 66.30%. Gross margin FY2025 63.35%. Operating margin FY2021 15.11%. Operating margin FY2022 10.37%. Operating margin FY2023 -30.67%. Operating margin FY2024 12.24%. Operating margin FY2025 7.47%. Net margin FY2021 12.66%. Net margin FY2022 8.93%. Net margin FY2023 -28.30%. Net margin FY2024 10.26%. Net margin FY2025 6.54%.

Income trends

Revenue

51.27M USD+2.45%

Operating income

3.83M USD-37.46%

Net income

3.35M USD-34.72%
Income trends across reported periods57.58M USD32.36M USD7.14M USD−18.07M USDRevenue, FY2021: 14.78M USDRevenue, FY2022: 17.38M USDRevenue, FY2023: 38.37M USDRevenue, FY2024: 50.05M USDRevenue, FY2025: 51.27M USDOperating income, FY2021: 2.23M USDOperating income, FY2022: 1.8M USDOperating income, FY2023: −11.77M USDOperating income, FY2024: 6.13M USDOperating income, FY2025: 3.83M USDNet income, FY2021: 1.87M USDNet income, FY2022: 1.55M USDNet income, FY2023: −10.86M USDNet income, FY2024: 5.14M USDNet income, FY2025: 3.35M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 14.78M USD. Revenue FY2022 17.38M USD. Revenue FY2023 38.37M USD. Revenue FY2024 50.05M USD. Revenue FY2025 51.27M USD. Operating income FY2021 2.23M USD. Operating income FY2022 1.8M USD. Operating income FY2023 −11.77M USD. Operating income FY2024 6.13M USD. Operating income FY2025 3.83M USD. Net income FY2021 1.87M USD. Net income FY2022 1.55M USD. Net income FY2023 −10.86M USD. Net income FY2024 5.14M USD. Net income FY2025 3.35M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue51.27M USD50.05M USD38.37M USD17.38M USD14.78M USD
Cost of goods sold18.79M USD16.87M USD15.56M USD2.43M USD1.54M USD
Gross profit32.48M USD33.18M USD22.81M USD14.96M USD13.25M USD
Selling, general, and administrative18.35M USD2.24M USD16.81M USD8.66M USD7.25M USD
Operating expenses28.65M USD27.06M USD34.58M USD13.15M USD11.01M USD
Interest income49.58M USD46.32M USD40.87M USD16.12M USD13.43M USD
Interest expense18.35M USD16.73M USD11.5M USD2.43M USD1.54M USD
Depreciation and amortization1.06M USD2.34M USD2.17M USD394K USD395K USD
Operating income3.83M USD6.13M USD−11.77M USD1.8M USD2.23M USD
Net income3.35M USD5.14M USD−10.86M USD1.55M USD1.87M USD

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS
0.45
FY2025 · -26.23% year over year
Latest fiscal-year revenue
51.27M USD
FY2025 · +2.45% year over year

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend0.83-0.05-0.93-1.81FY21FY22FY23FY24FY25

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend54.92M40.33M25.73M11.13MFY21FY22FY23FY24FY25

SRBK news

Corporate actions

Corporate action history

Dividend

Ex-dividend Jun 30, 2026

$0.06

Quarterly

Record Jun 30, 2026 · Payment Jul 15, 2026

Dividend

Ex-dividend Mar 31, 2026

$0.05

Quarterly

Record Mar 31, 2026 · Payment Apr 15, 2026

Dividend

Ex-dividend Dec 31, 2025

$0.05

Quarterly

Record Dec 31, 2025 · Payment Jan 15, 2026

Dividend

Ex-dividend Sep 30, 2025

$0.05

Quarterly

Record Sep 30, 2025 · Payment Oct 15, 2025

Dividend

Ex-dividend Jun 30, 2025

$0.05

Quarterly

Record Jun 30, 2025 · Payment Jul 15, 2025

Dividend

Ex-dividend Mar 31, 2025

$0.05

Quarterly

Record Mar 31, 2025 · Payment Apr 15, 2025

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ETFs holding SRBK

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
4.14M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
3.35M
Weight
0.00%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
1.59M
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
1.42M
Weight
0.01%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
764.85K
Weight
0.00%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%
Dimensional - US Small Cap Value ETF logoDimensional - US Small Cap Value ETFDFSV
Market value
672.19K
Weight
0.01%
AUM
8.42B USD
Expense ratio
0.30%
Price / 1D
$40.29+0.72%
iShares Micro-Cap ETF logoiShares Micro-Cap ETFIWC
Market value
486.72K
Weight
0.03%
AUM
1.53B USD
Expense ratio
0.60%
Price / 1D
$198.39+1.10%
Dimensional - US Small Cap ETF logoDimensional - US Small Cap ETFDFAS
Market value
435.74K
Weight
0.00%
AUM
15.92B USD
Expense ratio
0.26%
Price / 1D
$83.02+0.73%

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