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StoneCo Ltd. logo

StoneCo Ltd.

STNE

NASDAQTechnologySoftware - Infrastructure

Open in GoAI

Previous close

$9.36

+$0.20 · +2.18%

Aug 21, 4:00 PM ET

STNE company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

100

Deep Value

Momentum

31

Weakening

Sentiment

59

Mixed

Risk resilience

46

Elevated Risk

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Company profile

Company website

StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company offers financial services, including payment, prepayment, digital banking, and credit solutions. It distributes its solutions, principally through proprietary and franchised Stone Hubs, which offer hyper-local sales and services; and sells solutions to brick-and-mortar and digital merchants through sales team. The company served small-and-medium-sized businesses; and marketplaces, e-commerce platforms, and integrated software vendors. StoneCo Ltd. was founded in 2012 and is based in George Town, the Cayman Islands.

Industry
Software - Infrastructure
Sector
Technology
Headquarters
KY
CEO
Mateus Scherer Schwening
Listed since
Oct 25, 2018
Employees
16,367

Market position

Day range

Current $9.36

52-week range

Current $9.36

Open
$9.28
Previous close
$9.16
Volume
3.9M
0.75× average
Average volume
5.19M
Average daily volume
Market cap
2.28B USD
Beta
1.64
Market reference 1
50-day average
$10.7484
-12.92% below average
200-day average
$13.5003
-30.67% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
3.66×
P/B (TTM)
1.28×
P/S (TTM)
1.05×
Dividend yield
27.03%

Profitability & efficiency

Gross margin
64.70%
Operating margin
13.97%
Net margin
29.90%

Financial health

Debt / equity
1.81×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends87%44%2%-40%Gross margin, FY2021: 62.55%Gross margin, FY2022: 70.39%Gross margin, FY2023: 73.75%Gross margin, FY2024: 73.40%Gross margin, FY2025: 76.22%Operating margin, FY2021: 20.18%Operating margin, FY2022: 38.83%Operating margin, FY2023: 46.14%Operating margin, FY2024: 46.17%Operating margin, FY2025: 51.38%Net margin, FY2021: -29.69%Net margin, FY2022: -5.76%Net margin, FY2023: 14.01%Net margin, FY2024: -11.89%Net margin, FY2025: 16.41%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 62.55%. Gross margin FY2022 70.39%. Gross margin FY2023 73.75%. Gross margin FY2024 73.40%. Gross margin FY2025 76.22%. Operating margin FY2021 20.18%. Operating margin FY2022 38.83%. Operating margin FY2023 46.14%. Operating margin FY2024 46.17%. Operating margin FY2025 51.38%. Net margin FY2021 -29.69%. Net margin FY2022 -5.76%. Net margin FY2023 14.01%. Net margin FY2024 -11.89%. Net margin FY2025 16.41%.

Income trends

Revenue

14.15B USD+11.11%

Operating income

7.27B USD+23.64%

Net income

2.32B USD+3.84B USD
Income trends across reported periods15.72B USD9.45B USD3.19B USD−3.08B USDRevenue, FY2021: 4.58B USDRevenue, FY2022: 9.02B USDRevenue, FY2023: 11.36B USDRevenue, FY2024: 12.74B USDRevenue, FY2025: 14.15B USDOperating income, FY2021: 923.59M USDOperating income, FY2022: 3.5B USDOperating income, FY2023: 5.24B USDOperating income, FY2024: 5.88B USDOperating income, FY2025: 7.27B USDNet income, FY2021: −1.36B USDNet income, FY2022: −519.42M USDNet income, FY2023: 1.59B USDNet income, FY2024: −1.52B USDNet income, FY2025: 2.32B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 4.58B USD. Revenue FY2022 9.02B USD. Revenue FY2023 11.36B USD. Revenue FY2024 12.74B USD. Revenue FY2025 14.15B USD. Operating income FY2021 923.59M USD. Operating income FY2022 3.5B USD. Operating income FY2023 5.24B USD. Operating income FY2024 5.88B USD. Operating income FY2025 7.27B USD. Net income FY2021 −1.36B USD. Net income FY2022 −519.42M USD. Net income FY2023 1.59B USD. Net income FY2024 −1.52B USD. Net income FY2025 2.32B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue14.15B USD12.74B USD11.36B USD9.02B USD4.58B USD
Cost of goods sold3.37B USD3.39B USD2.98B USD2.67B USD1.71B USD
Gross profit10.79B USD9.35B USD8.38B USD6.35B USD2.86B USD
Selling, general, and administrative3.07B USD3.24B USD2.89B USD2.63B USD1.94B USD
Operating expenses3.52B USD3.47B USD3.14B USD2.85B USD1.94B USD
Interest income754.14M USD518.3M USD690.98M USD572.6M USD247.29M USD
Interest expense1.92B USD1.06B USD695.44M USD933.69M USD500.48M USD
Depreciation and amortization1B USD693.25M USD617.54M USD800.33M USD507.37M USD
Operating income7.27B USD5.88B USD5.24B USD3.5B USD923.59M USD
Net income2.32B USD−1.52B USD1.59B USD−519.42M USD−1.36B USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

21 ratings
Strong buy00%
Buy1152%
Hold838%
Sell210%
Strong sell00%

Corporate actions

Corporate action history

Dividend

Ex-dividend Apr 24, 2026

$2.53

Special

Record Apr 24, 2026 · Payment May 4, 2026

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ETFs holding STNE

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
54.92M
Weight
0.07%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
iShares MSCI Brazil ETF logoiShares MSCI Brazil ETFEWZ
Market value
25.07M
Weight
0.32%
AUM
7.97B USD
Expense ratio
0.59%
Price / 1D
$35.06+2.69%
iShares Core MSCI Emerging Markets ETF logoiShares Core MSCI Emerging Markets ETFIEMG
Market value
20.51M
Weight
0.01%
AUM
160B USD
Expense ratio
0.09%
Price / 1D
$81.57+0.64%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
17.6M
Weight
0.12%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
14.82M
Weight
0.08%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%
EMQQ The Emerging Markets Internet ETF logoEMQQ The Emerging Markets Internet ETFEMQQ
Market value
8.41M
Weight
0.98%
AUM
273.19M USD
Expense ratio
0.86%
Price / 1D
$34.205+0.16%
EA Bridgeway Omni Small-Cap Value ETF logoEA Bridgeway Omni Small-Cap Value ETFBSVO
Market value
6.94M
Weight
0.28%
AUM
1.71B USD
Expense ratio
0.47%
Price / 1D
$29.62+0.85%
Avantis Emerging Markets Equity ETF logoAvantis Emerging Markets Equity ETFAVEM
Market value
5.96M
Weight
0.02%
AUM
27.89B USD
Expense ratio
0.33%
Price / 1D
$94.24+0.75%

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