TriCo Bancshares (TCBK) stock price, financials & research

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

66/ 100

GoAI Score

Buy

Valuation

73

Undervalued

Sentiment

70

Bullish

Risk

22

Moderate Risk

Momentum

53

Neutral

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Company profile

Company website

TriCo Bancshares functions as the parent company for Tri Counties Bank, delivering a full spectrum of commercial banking services to both individual clients and corporate entities. The institution accommodates various deposit types, including checking, savings, and term accounts. Its lending portfolio is comprehensive, featuring financing for small businesses, a range of real estate mortgages (encompassing residential and commercial properties), personal consumer loans, general commercial credit facilities (with a focus on agricultural lending), and funding for real estate development projects. Beyond deposits and loans, the company offers treasury management solutions, standard banking amenities such as safe deposit boxes, and independent financial and broker-dealer services. Established in 1975 and headquartered in Chico, California, the bank maintains a substantial presence throughout 31 counties in California, operating 61 traditional branches, 7 in-store branches, and 7 specialized loan production offices.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: US
CEO: Richard Smith
Listed since: Apr 20, 1993
Employees: 1,114

Market position

Day range

Current $51.0399

$50.97$51.44

52-week range

Current $51.0399

$40.44$61.71

Open: $51.16
Previous close: $51.23
Volume: 30.31K; 0.1× average
Average volume: 313.46K; Average daily volume
Market cap: 1.64B USD
Beta: 0.61; Market reference 1
50-day average: $54.5648; -6.46% below average
200-day average: $51.6226; -1.13% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 1.46B USD
P/E (TTM): 12.12×
P/B (TTM): 1.21×
P/S (TTM): 3.01×
EV / EBITDA: 7.95×
Earnings yield: 7.91%
Free cash flow yield: 8.32%
Dividend yield: 2.82%

Profitability & efficiency

Gross margin: 78.20%
Operating margin: 34.49%
Net margin: 24.83%
Return on equity: 9.15%
Return on assets: 1.24%
Return on invested capital: 7.99%

Financial health

Debt / equity: 0.06×
Current ratio: 0.02×
Altman Z-score: 0.36
Piotroski F-score: 9 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

533.31M USD+1.78%

Operating income

169.24M USD+9.10%

Net income

121.56M USD+5.82%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	533.31M USD	523.97M USD	492.81M USD	412.05M USD	334.9M USD
Cost of goods sold	128.79M USD	141.84M USD	105.67M USD	28M USD	−1.27M USD
Gross profit	404.52M USD	382.13M USD	387.14M USD	384.05M USD	336.17M USD
Selling, general, and administrative	173.33M USD	160.84M USD	144.6M USD	136.69M USD	111.83M USD
Operating expenses	235.36M USD	227.03M USD	226.24M USD	210.14M USD	172.47M USD
Interest income	469.44M USD	465.12M USD	437.06M USD	354.67M USD	276.06M USD
Interest expense	119.73M USD	135.2M USD	81.68M USD	9.53M USD	5.51M USD
Depreciation and amortization	14.39M USD	16.07M USD	18.85M USD	18.38M USD	17.28M USD
Operating income	169.24M USD	155.12M USD	160.93M USD	173.91M USD	163.7M USD
Net income	121.56M USD	114.87M USD	117.39M USD	125.42M USD	117.66M USD

Company facts updated Oct 8, 2026.

Earnings

EPS beat rate: 90%; 9 beats, 1 miss, 0 met estimates
Average EPS surprise: +4.80%; 10 comparable reports
Latest EPS result: 1.06; Estimate 1.03 · Beat by 2.91%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Latest fiscal-year EPS: 3.71; FY2025 · +6.92% year over year
Latest fiscal-year revenue: 533.31M USD; FY2025 · +1.78% year over year
Next fiscal-year EPS consensus: 4.28; FY2026 · 4 analysts
Next fiscal-year revenue consensus: 450.34M USD; FY2026 · 3 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$60.75

19.02% upside

Past 12 months12-month forecastHigh $65.00Average $60.75Low $56.50

Rating distribution

12 ratings

Strong buy00%

Buy433%

Hold867%

Sell00%

Strong sell00%

Recent analyst actions

6 institutions

Janney Montgomery ScottdowngradeBuyNeutralJul 26, 2024

TCBK news

businesswire.comSep 24, 2026

TriCo Bancshares Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of TriCo Bancshares - TCBK

NEW YORK & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of TriCo Bancshares…

Read source

zacks.comSep 18, 2026

Why TriCo (TCBK) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does TriCo (TCBK) have what it takes?

Read source

businesswire.comSep 8, 2026

Tri Counties Bank Donates $25,000 to Bring Downtown Redding Steam Whistle to Life

REDDING, Calif.--(BUSINESS WIRE)--Tri Counties Bank announced a $25,000 donation to help complete the Downtown Redding Steam Whistle, a community landmark honoring the workers, entrepreneurs and industries that shaped…

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zacks.comSep 2, 2026

Why TriCo (TCBK) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does TriCo (TCBK) have what it takes?

Read source

businesswire.comAug 21, 2026

TriCo Bancshares Announces Quarterly Cash Dividend

CHICO, Calif.--(BUSINESS WIRE)---- $TCBK #CommunityBank--The Board of Directors of TriCo Bancshares (NASDAQ: TCBK) (the “Company”), parent company of Tri Counties Bank, declared a quarterly cash dividend of $0.36…

Read source

zacks.comAug 17, 2026

TriCo (TCBK) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does TriCo (TCBK) have what it takes?

Read source

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.38

2025 complete year+38.0% since 2021

2026 partial: $1.08

$1.00

2,021

$1.10

2,022

$1.20

2,023

$1.32

2,024

$1.38

2,025

$1.08

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
Dividend	Sep 11, 2026	$0.36Quarterly	Sep 11, 2026	Sep 25, 2026
Dividend	Jun 5, 2026	$0.36Quarterly	Jun 5, 2026	Jun 26, 2026
Dividend	Mar 6, 2026	$0.36Quarterly	Mar 6, 2026	Mar 20, 2026
Dividend	Dec 5, 2025	$0.36Quarterly	Dec 5, 2025	Dec 19, 2025
Dividend	Sep 5, 2025	$0.36Quarterly	Sep 5, 2025	Sep 19, 2025
Dividend	Jun 6, 2025	$0.33Quarterly	Jun 6, 2025	Jun 20, 2025