
LendingTree, Inc.
TREENASDAQFinancial ServicesFinancial - Credit Services
Previous close
$30.82
+$0.23 · +0.75%
TREE company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
91
Deep Value
Momentum
42
Neutral
Sentiment
76
Bullish
Risk resilience
30
High Risk
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Company profile
Company websiteLendingTree, Inc., primarily operating through its subsidiary LT Intermediate Company, LLC, maintains a robust online platform serving consumers throughout the United States. The company structures its diverse financial offerings across three key segments. Its Home segment provides a range of options, including various mortgage types (purchase, refinance, reverse, home equity), lines of credit, and real estate brokerage services. The Consumer segment addresses needs for credit cards, personal, small business, student, and auto loans, deposit accounts, and complementary services like credit repair and debt settlement. Through its Insurance segment, LendingTree offers tools, information, and access to quotes for products such as home and auto insurance, facilitating connections between consumers and insurance lead aggregators. Furthermore, LendingTree, Inc. operates several other prominent online properties: Student Loan Hero aids borrowers in managing their student debt; QuoteWizard.com functions as a marketplace for comparing insurance policies; ValuePenguin delivers impartial financial analysis on subjects spanning from insurance to credit cards; and Stash offers an investing and banking platform, encompassing various personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services like checking accounts with debit cards featuring a Stock-Back rewards program. Incorporated in 1996 and headquartered in Charlotte, North Carolina, the company transitioned from its former name, Tree.com, Inc., to LendingTree, Inc. in January 2015.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Scott Peyree
- Listed since
- Aug 12, 2008
- Employees
- 919
Market position
Day range
Current $30.82
52-week range
Current $30.82
- Open
- $30.725
- Previous close
- $30.59
- Volume
- 262.15K
- 0.83× average
- Average volume
- 317.38K
- Average daily volume
- Market cap
- 430.03M USD
- Beta
- 2.08
- Market reference 1
- 50-day average
- $38.3844
- -19.71% below average
- 200-day average
- $44.9011
- -31.36% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 1.08B USD
- P/E (TTM)
- 2.33×
- P/B (TTM)
- 1.34×
- P/S (TTM)
- 0.34×
- EV / EBITDA
- 10.41×
- Earnings yield
- 20.98%
- Free cash flow yield
- 8.41%
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 96.41%
- Operating margin
- 8.32%
- Net margin
- 14.32%
- Return on equity
- 52.76%
- Return on assets
- 17.68%
- Return on invested capital
- 11.30%
Financial health
- Debt / equity
- 1.35×
- Current ratio
- 1.75×
- Altman Z-score
- 1.37
- Piotroski F-score
- 6 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.12B USD | 900.22M USD | 672.5M USD | 984.99M USD | 1.1B USD |
| Cost of goods sold | 64.17M USD | 36.07M USD | 38.76M USD | 57.77M USD | 57.3M USD |
| Gross profit | 1.05B USD | 864.15M USD | 633.74M USD | 927.22M USD | 1.04B USD |
| Research and development | 45.25M USD | 46.36M USD | 47.2M USD | 55.55M USD | 52.87M USD |
| Selling, general, and administrative | 925.79M USD | 744.67M USD | 551.29M USD | 854.62M USD | 927.46M USD |
| Operating expenses | 971.04M USD | 819.52M USD | 674.36M USD | 959.99M USD | 1.03B USD |
| Interest expense | 46.79M USD | 27.85M USD | — | 26.01M USD | 46.87M USD |
| Depreciation and amortization | 21.65M USD | 24.19M USD | 26.76M USD | 45.4M USD | 60.65M USD |
| Operating income | 82.11M USD | 44.63M USD | −40.61M USD | −32.76M USD | 8.03M USD |
| Net income | 151.31M USD | −41.7M USD | −122.4M USD | −187.95M USD | 69.12M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 73%
- 8 beats, 3 misses, 0 met estimates
- Average EPS surprise
- +123.84%
- 11 comparable reports
- Latest EPS result
- 1.27
- Estimate 1.41 · Miss by 9.93%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$66.00
114.15% upsideRating distribution
23 ratingsTREE peers
ETFs holding TREE
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Russell 2000 ETFIWM9.11M0.01%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Total Stock Market ETFVTI8.95M0.00%2.3T USD0.03%$378.24+0.44%
Fidelity Enhanced Small Cap ETFFESM4.78M0.07%6.03B USD0.28%$47.94+0.80%
Vanguard Extended Market ETFVXF4.23M0.00%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN2.08M0.01%14.66B USD0.24%$224.81+0.45%
Vanguard Russell 2000 ETFVTWO2.03M0.01%17.4B USD0.06%$121.25+0.74%
Schwab U.S. Small-Cap ETFSCHA1.63M0.01%23.1B USD0.03%$34.83+0.52%
U.S. Micro Cap Portfolio ETFDFMC1.47M0.02%8.06B USD0.43%$60.95+0.73%
iShares Russell 2000 ETFIWM- Market value
- 9.11M
- Weight
- 0.01%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 8.95M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Fidelity Enhanced Small Cap ETFFESM- Market value
- 4.78M
- Weight
- 0.07%
- AUM
- 6.03B USD
- Expense ratio
- 0.28%
- Price / 1D
- $47.94+0.80%
Vanguard Extended Market ETFVXF- Market value
- 4.23M
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 2.08M
- Weight
- 0.01%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Vanguard Russell 2000 ETFVTWO- Market value
- 2.03M
- Weight
- 0.01%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
Schwab U.S. Small-Cap ETFSCHA- Market value
- 1.63M
- Weight
- 0.01%
- AUM
- 23.1B USD
- Expense ratio
- 0.03%
- Price / 1D
- $34.83+0.52%
U.S. Micro Cap Portfolio ETFDFMC- Market value
- 1.47M
- Weight
- 0.02%
- AUM
- 8.06B USD
- Expense ratio
- 0.43%
- Price / 1D
- $60.95+0.73%
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