
NASDAQFinancial ServicesBanks - Regional
Latest quote
$139.49
+$0.12 · +0.09%
UMB Financial Corporation serves as the holding company for UMB Bank, delivering a comprehensive array of banking and financial solutions. Its Commercial Banking division provides businesses with essential services, including commercial loans, credit cards, and real estate financing. This segment also offers letters of credit, loan syndication, and consultative support. Furthermore, it delivers specialized business solutions such as asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investments. Comprehensive treasury management services are also available, encompassing depository functions, account reconciliation, cash management tools, accounts payable and receivable solutions, electronic funds transfers, automated payments, controlled disbursements, lockbox services, and remote deposit capture. The Institutional Banking division caters specifically to institutional clients, offering asset management and healthcare services. Its extensive offerings include fund administration and accounting, investor services, transfer agency functions, marketing and distribution support, custody, and alternative investment services. This segment also manages fixed-income sales, trading, and underwriting, alongside providing corporate trust, escrow, and institutional custody services. A notable feature of this division is its healthcare payment solutions, which incorporate custodial services for health savings accounts and versatile private-label debit cards. These solutions are extended to a diverse clientele, including insurance carriers, third-party administrators, software companies, employers, and financial institutions. For individual customers, the Personal Banking segment presents a suite of services such as deposit accounts, retail credit cards, and private banking. It also provides various loan products, including installment loans, home equity lines of credit, residential mortgages, and small business loans. These offerings are complemented by internet banking, an expansive ATM network, brokerage, insurance, advisory, and trust services. The company operates a substantial network of branches and offices across 17 states: Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. Established in 1913, UMB Financial Corporation maintains its headquarters in Kansas City, Missouri.
Latest quote
$139.49
+$0.12 · +0.09%
After-hours
$139.49
$0.00 · 0.00%
Sep 11, 4:10 PM ET
Regular session · ET · Market data may be delayed.
UMB Financial Corporation serves as the holding company for UMB Bank, delivering a comprehensive array of banking and financial solutions. Its Commercial Banking division provides businesses with essential services, including commercial loans, credit cards, and real estate financing. This segment also offers letters of credit, loan syndication, and consultative support. Furthermore, it delivers specialized business solutions such as asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investments. Comprehensive treasury management services are also available, encompassing depository functions, account reconciliation, cash management tools, accounts payable and receivable solutions, electronic funds transfers, automated payments, controlled disbursements, lockbox services, and remote deposit capture. The Institutional Banking division caters specifically to institutional clients, offering asset management and healthcare services. Its extensive offerings include fund administration and accounting, investor services, transfer agency functions, marketing and distribution support, custody, and alternative investment services. This segment also manages fixed-income sales, trading, and underwriting, alongside providing corporate trust, escrow, and institutional custody services. A notable feature of this division is its healthcare payment solutions, which incorporate custodial services for health savings accounts and versatile private-label debit cards. These solutions are extended to a diverse clientele, including insurance carriers, third-party administrators, software companies, employers, and financial institutions. For individual customers, the Personal Banking segment presents a suite of services such as deposit accounts, retail credit cards, and private banking. It also provides various loan products, including installment loans, home equity lines of credit, residential mortgages, and small business loans. These offerings are complemented by internet banking, an expansive ATM network, brokerage, insurance, advisory, and trust services. The company operates a substantial network of branches and offices across 17 states: Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. Established in 1913, UMB Financial Corporation maintains its headquarters in Kansas City, Missouri.
Day range
Current $139.49
52-week range
Current $139.49
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
92
Deep Value
Sentiment
71
Bullish
Risk
18
Low Risk
Momentum
59
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
UMB Financial Corporation serves as the holding company for UMB Bank, delivering a comprehensive array of banking and financial solutions. Its Commercial Banking division provides businesses with essential services, including commercial loans, credit cards, and real estate financing. This segment also offers letters of credit, loan syndication, and consultative support. Furthermore, it delivers specialized business solutions such as asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investments. Comprehensive treasury management services are also available, encompassing depository functions, account reconciliation, cash management tools, accounts payable and receivable solutions, electronic funds transfers, automated payments, controlled disbursements, lockbox services, and remote deposit capture. The Institutional Banking division caters specifically to institutional clients, offering asset management and healthcare services. Its extensive offerings include fund administration and accounting, investor services, transfer agency functions, marketing and distribution support, custody, and alternative investment services. This segment also manages fixed-income sales, trading, and underwriting, alongside providing corporate trust, escrow, and institutional custody services. A notable feature of this division is its healthcare payment solutions, which incorporate custodial services for health savings accounts and versatile private-label debit cards. These solutions are extended to a diverse clientele, including insurance carriers, third-party administrators, software companies, employers, and financial institutions. For individual customers, the Personal Banking segment presents a suite of services such as deposit accounts, retail credit cards, and private banking. It also provides various loan products, including installment loans, home equity lines of credit, residential mortgages, and small business loans. These offerings are complemented by internet banking, an expansive ATM network, brokerage, insurance, advisory, and trust services. The company operates a substantial network of branches and offices across 17 states: Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. Established in 1913, UMB Financial Corporation maintains its headquarters in Kansas City, Missouri.
Day range
Current $139.49
52-week range
Current $139.49
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.44B USD | 2.64B USD | 2.24B USD | 1.58B USD | 1.24B USD |
| Cost of goods sold | 2.03B USD | 1.23B USD | 959.82M USD | 261.62M USD | 66M USD |
| Gross profit | 2.42B USD | 1.41B USD | 1.28B USD | 1.32B USD | 1.18B USD |
| Selling, general, and administrative | 1.14B USD | 622.35M USD | 579.17M USD | 550.13M USD | 522.98M USD |
| Operating expenses | 1.52B USD | 864.52M USD | 863.07M USD | 789.53M USD | 746.93M USD |
| Interest income | 4.06B USD | 2.17B USD | 1.84B USD | 1.14B USD | 861.52M USD |
| Interest expense | 1.49B USD | 1.17B USD | 918.59M USD | 223.72M USD | 46M USD |
| Depreciation and amortization | 160.18M USD | 52.77M USD | 58.72M USD | 54.02M USD | 55.75M USD |
| Operating income | 899.96M USD | 541.27M USD | 421.6M USD | 532.01M USD | 429.06M USD |
| Net income | 702.4M USD | 441.24M USD | 350.02M USD | 431.68M USD | 353.02M USD |
Company facts updated Sep 11, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$170
21.87% upsideCash distributions grouped by calendar year; partial years are marked.
$1.63
2025 complete year+18.1% since 2021
2026 partial: $1.36
$1.38
2,021
$1.49
2,022
$1.53
2,023
$1.57
2,024
$1.63
2,025
$1.36
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Sep 10, 2026 | $0.50Quarterly | Sep 10, 2026 | Oct 1, 2026 |
Dividend | Jun 10, 2026 | $0.43Quarterly | Jun 10, 2026 | Jul 1, 2026 |
Dividend | Mar 10, 2026 | $0.43Quarterly | Mar 10, 2026 | Apr 1, 2026 |
Dividend | Dec 10, 2025 | $0.43Quarterly | Dec 10, 2025 | Jan 2, 2026 |
Dividend | Sep 10, 2025 | $0.40Quarterly | Sep 10, 2025 | Oct 1, 2025 |
Dividend | Jun 10, 2025 | $0.40Quarterly | Jun 10, 2025 | Jul 1, 2025 |
Ex-dividend Sep 10, 2026
$0.50
Quarterly
Record Sep 10, 2026 · Payment Oct 1, 2026
Ex-dividend Jun 10, 2026
$0.43
Quarterly
Record Jun 10, 2026 · Payment Jul 1, 2026
Ex-dividend Mar 10, 2026
$0.43
Quarterly
Record Mar 10, 2026 · Payment Apr 1, 2026
Ex-dividend Dec 10, 2025
$0.43
Quarterly
Record Dec 10, 2025 · Payment Jan 2, 2026
Ex-dividend Sep 10, 2025
$0.40
Quarterly
Record Sep 10, 2025 · Payment Oct 1, 2025
Ex-dividend Jun 10, 2025
$0.40
Quarterly
Record Jun 10, 2025 · Payment Jul 1, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Mid-Cap ETFIJH375.36M0.29%122.69B USD0.05%$74.44+0.79%
Vanguard Morningstar Total Stock Market ETFVTI317.17M0.01%2.3T USD0.03%$376.27+0.81%
iShares Russell 2000 ETFIWM267.77M0.34%77.55B USD0.19%$288.91+0.42%
Vanguard Morningstar Small-Cap ETFVB229.03M0.12%183.4B USD0.03%$293.45+0.78%
Vanguard Morningstar Small-Cap Value ETFVBR145.51M0.21%68.3B USD0.05%$242.1+0.77%
Vanguard Extended Market ETFVXF119.85M0.12%93.7B USD0.05%$237.76+0.68%
First Trust SMID Cap Rising Dividend Achievers ETFSDVY109.56M0.97%11.32B USD0.58%$42.68+0.83%
State Street SPDR S&P Dividend ETFSDY93.05M0.44%21.33B USD0.35%$153+0.41%
iShares Core S&P Mid-Cap ETFIJH
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Vanguard Morningstar Small-Cap ETFVB
Vanguard Morningstar Small-Cap Value ETFVBR
Vanguard Extended Market ETFVXF
First Trust SMID Cap Rising Dividend Achievers ETFSDVY
State Street SPDR S&P Dividend ETFSDYAI-generated and delayed market data for informational and educational purposes only. Not investment advice.