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NASDAQFinancial ServicesBanks - Regional
Latest quote
$23.48
+$0.32 · +1.38%
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Previous close
$23.48
+$0.32 · +1.38%
Regular session · ET · Market data may be delayed.
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Day range
Current $23.48
52-week range
Current $23.48
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
51
Fair Value
Sentiment
72
Bullish
Risk
22
Moderate Risk
Momentum
46
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Day range
Current $23.48
52-week range
Current $23.48
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 152.08M USD | 143.97M USD | 108.42M USD | 76.17M USD | 63.94M USD |
| Cost of goods sold | 63.67M USD | 64.45M USD | 44.82M USD | 9.93M USD | 4.07M USD |
| Gross profit | 88.41M USD | 79.52M USD | 63.6M USD | 66.23M USD | 59.87M USD |
| Selling, general, and administrative | 39.37M USD | 28.79M USD | 24.43M USD | 23.94M USD | 21.44M USD |
| Operating expenses | 52.49M USD | 47.04M USD | 41.81M USD | 39.15M USD | 32.19M USD |
| Interest income | 145.49M USD | 131.23M USD | 101.02M USD | 71.1M USD | 56.72M USD |
| Interest expense | 61.86M USD | 61.3M USD | 42.45M USD | 7.44M USD | 4.23M USD |
| Depreciation and amortization | 456K USD | 587K USD | 590K USD | 688K USD | 1.03M USD |
| Operating income | 35.92M USD | 32.48M USD | 21.8M USD | 27.09M USD | 27.68M USD |
| Net income | 26.1M USD | 24.67M USD | 16.55M USD | 20.14M USD | 21.08M USD |
Company facts updated Sep 7, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$27.00
14.99% upsideLimited analyst sample: 3 ratings. Interpret the distribution with caution.
Cash distributions grouped by calendar year; partial years are marked.
$0.40
2025 complete year+100.0% since 2024
2026 partial: $0.375
$0.20
2,024
$0.40
2,025
$0.375
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 17, 2026 | $0.125Quarterly | Aug 17, 2026 | Sep 4, 2026 |
Dividend | May 15, 2026 | $0.125Quarterly | May 15, 2026 | Jun 5, 2026 |
Dividend | Feb 17, 2026 | $0.125Quarterly | Feb 17, 2026 | Mar 5, 2026 |
Dividend | Nov 14, 2025 | $0.10Quarterly | Nov 14, 2025 | Dec 5, 2025 |
Dividend | Aug 15, 2025 | $0.10Quarterly | Aug 15, 2025 | Sep 5, 2025 |
Dividend | May 15, 2025 | $0.10Quarterly | May 15, 2025 | Jun 5, 2025 |
Ex-dividend Aug 17, 2026
$0.125
Quarterly
Record Aug 17, 2026 · Payment Sep 4, 2026
Ex-dividend May 15, 2026
$0.125
Quarterly
Record May 15, 2026 · Payment Jun 5, 2026
Ex-dividend Feb 17, 2026
$0.125
Quarterly
Record Feb 17, 2026 · Payment Mar 5, 2026
Ex-dividend Nov 14, 2025
$0.10
Quarterly
Record Nov 14, 2025 · Payment Dec 5, 2025
Ex-dividend Aug 15, 2025
$0.10
Quarterly
Record Aug 15, 2025 · Payment Sep 5, 2025
Ex-dividend May 15, 2025
$0.10
Quarterly
Record May 15, 2025 · Payment Jun 5, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI8.15M0.00%2.3T USD0.03%$379.73-0.32%
iShares Russell 2000 ETFIWM7.12M0.01%80.51B USD0.19%$296.01+0.28%
Avantis U.S. Small Cap Value ETFAVUV4.89M0.02%31.49B USD0.25%$126.93+0.52%
Vanguard Extended Market ETFVXF2.49M0.00%93.7B USD0.05%$242.66+0.14%
iShares Russell 2000 Value ETFIWN2.11M0.01%14.61B USD0.24%$224.62+0.40%
Vanguard Russell 2000 ETFVTWO1.5M0.01%17.4B USD0.06%$119.62+0.25%
Dimensional - US Small Cap ETFDFAS1.1M0.01%15.54B USD0.26%$82.20+0.18%
iShares Russell 2000 Growth ETFIWO1.01M0.01%14.7B USD0.24%$377.54+0.12%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMAvantis U.S. Small Cap Value ETFAVUVVanguard Extended Market ETFVXFiShares Russell 2000 Value ETFIWNVanguard Russell 2000 ETFVTWODimensional - US Small Cap ETFDFASiShares Russell 2000 Growth ETFIWOAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
