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NASDAQFinancial ServicesFinancial - Credit Services
Latest quote
$176.44
−$0.52 · -0.29%
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
Previous close
$176.44
−$0.52 · -0.29%
Pre-market
$175.3
−$1.14 · -0.65%
Oct 8, 4:05 AM ET
Regular session · ET · Market data may be delayed.
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
Day range
Current $176.44
52-week range
Current $176.44
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
62
Undervalued
Sentiment
53
Mixed
Risk
40
Moderate Risk
Momentum
66
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
Day range
Current $176.44
52-week range
Current $176.44
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Revenue | 585.17M USD | 564.84M USD | 573.21M USD | 616.55M USD | 585.19M USD |
| Cost of goods sold | 238.05M USD | 169.22M USD | 205.21M USD | 309.93M USD | 219.63M USD |
| Gross profit | 347.12M USD | 395.63M USD | 368.01M USD | 306.62M USD | 365.55M USD |
| Selling, general, and administrative | 250.33M USD | 187.98M USD | 214.6M USD | 222.9M USD | 242.88M USD |
| Operating expenses | 301.88M USD | 237.12M USD | 268.6M USD | 279.47M USD | 299.98M USD |
| Interest income | 484.83M USD | 465.09M USD | 468.53M USD | 508.34M USD | 485.67M USD |
| Interest expense | 49.44M USD | 42.71M USD | 48.23M USD | 50.46M USD | 33.42M USD |
| Depreciation and amortization | 8.99M USD | 10.14M USD | 10.89M USD | 10.91M USD | 11.67M USD |
| Operating income | 45.24M USD | 158.51M USD | 99.41M USD | 27.15M USD | 65.58M USD |
| Net income | 34.59M USD | 89.74M USD | 77.35M USD | 21.23M USD | 53.92M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI14.31M0.00%2.3T USD0.03%$381.03-0.40%
Avantis U.S. Small Cap Value ETFAVUV13.16M0.04%30.86B USD0.25%$119.13-1.11%
iShares Russell 2000 ETFIWM11.48M0.01%78.56B USD0.19%$277.7-1.29%
Dimensional - US Small Cap ETFDFAS9.61M0.03%33.66B USD0.31%$77.92-1.38%
Dimensional - US Targeted Value ETFDFAT8.37M0.03%30B USD0.33%$67.08-1.29%
U.S. Micro Cap Portfolio ETFDFMC6.23M0.08%7.52B USD0.43%$57.50-1.29%
Vanguard Extended Market ETFVXF5.8M0.01%95.4B USD0.05%$233.49-1.56%
Schwab Fundamental U.S. Small Company Index ETFFNDA5.06M0.06%8.84B USD0.25%$35.40-1.31%Vanguard Morningstar Total Stock Market ETFVTIAvantis U.S. Small Cap Value ETFAVUViShares Russell 2000 ETFIWMDimensional - US Small Cap ETFDFASDimensional - US Targeted Value ETFDFATU.S. Micro Cap Portfolio ETFDFMCVanguard Extended Market ETFVXFSchwab Fundamental U.S. Small Company Index ETFFNDAAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
