XBP Global Holdings, Inc. logo

XBP Global Holdings, Inc.

XBP

NASDAQTechnologySoftware - Infrastructure

Latest quote

$2.91

+$0.11 · +3.93%

Aug 21, 3:59 PM ET

XBP company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

100

Deep Value

Momentum

35

Weakening

Sentiment

67

Bullish

Risk resilience

31

High Risk

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Company profile

Company website

XBP Global Holdings, Inc. is a pan-European firm specializing in comprehensive solutions for bills, payments, and associated services, aiming to facilitate the digital modernization of businesses. The company delivers business process management capabilities through its proprietary software platforms and deep industry insights, acting as a strategic technology and services partner for its clientele. Its operations are structured around two main divisions: Bills and Payments, and Technology. The Bills and Payments division concentrates on refining the efficiency of billing and payment processing across companies of all sizes and sectors. Concurrently, the Technology segment provides recurring software licenses with ongoing support, hardware solutions along with their maintenance, and various professional services. The corporate headquarters for XBP Global Holdings is located in Irving, Texas.

Industry
Software - Infrastructure
Sector
Technology
Headquarters
US
CEO
Andrej Jonovic
Listed since
May 5, 2021
Employees
9,200

Market position

Volume
6.7K
0.37× average
Average volume
18.35K
Average daily volume
Market cap
34.25M USD
Beta
-0.47
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
474.13M USD
EV / EBITDA
0.37×
Earnings yield
1378.48%
Free cash flow yield
-188.11%

Profitability & efficiency

Return on equity
1263.51%
Return on assets
122.33%
Return on invested capital
1.86%

Financial health

Current ratio
0.74×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends154%95%36%-23%Gross margin, FY2021: 19.87%Gross margin, FY2022: 24.21%Gross margin, FY2023: 25.69%Gross margin, FY2024: 26.80%Gross margin, FY2025: 15.57%Operating margin, FY2021: -1.85%Operating margin, FY2022: -1.08%Operating margin, FY2023: 0.72%Operating margin, FY2024: 2.43%Operating margin, FY2025: 1.53%Net margin, FY2021: -6.18%Net margin, FY2022: -4.39%Net margin, FY2023: -7.12%Net margin, FY2024: -8.66%Net margin, FY2025: 139.50%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 19.87%. Gross margin FY2022 24.21%. Gross margin FY2023 25.69%. Gross margin FY2024 26.80%. Gross margin FY2025 15.57%. Operating margin FY2021 -1.85%. Operating margin FY2022 -1.08%. Operating margin FY2023 0.72%. Operating margin FY2024 2.43%. Operating margin FY2025 1.53%. Net margin FY2021 -6.18%. Net margin FY2022 -4.39%. Net margin FY2023 -7.12%. Net margin FY2024 -8.66%. Net margin FY2025 139.50%.

Income trends

Revenue

791.04M USD+454.06%

Operating income

12.09M USD+248.33%

Net income

1.1B USD+1.12B USD
Income trends across reported periods1.22B USD768.66M USD322.15M USD−124.35M USDRevenue, FY2021: 205.95M USDRevenue, FY2022: 180.49M USDRevenue, FY2023: 155.18M USDRevenue, FY2024: 142.77M USDRevenue, FY2025: 791.04M USDOperating income, FY2021: −3.81M USDOperating income, FY2022: −1.95M USDOperating income, FY2023: 1.12M USDOperating income, FY2024: 3.47M USDOperating income, FY2025: 12.09M USDNet income, FY2021: −12.73M USDNet income, FY2022: −7.93M USDNet income, FY2023: −11.05M USDNet income, FY2024: −12.37M USDNet income, FY2025: 1.1B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 205.95M USD. Revenue FY2022 180.49M USD. Revenue FY2023 155.18M USD. Revenue FY2024 142.77M USD. Revenue FY2025 791.04M USD. Operating income FY2021 −3.81M USD. Operating income FY2022 −1.95M USD. Operating income FY2023 1.12M USD. Operating income FY2024 3.47M USD. Operating income FY2025 12.09M USD. Net income FY2021 −12.73M USD. Net income FY2022 −7.93M USD. Net income FY2023 −11.05M USD. Net income FY2024 −12.37M USD. Net income FY2025 1.1B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue791.04M USD142.77M USD155.18M USD180.49M USD205.95M USD
Cost of goods sold667.91M USD104.51M USD115.31M USD136.79M USD165.02M USD
Gross profit123.13M USD38.26M USD39.87M USD43.71M USD40.93M USD
Selling, general, and administrative99.9M USD26.53M USD31.17M USD32.15M USD30.6M USD
Operating expenses111.04M USD34.79M USD38.75M USD45.66M USD44.74M USD
Interest income25K USD17.67K USD
Interest expense99.46M USD6.32M USD7.01M USD3.06M USD
Depreciation and amortization48.54M USD3.72M USD3.85M USD4.4M USD5.17M USD
Operating income12.09M USD3.47M USD1.12M USD−1.95M USD−3.81M USD
Net income1.1B USD−12.37M USD−11.05M USD−7.93M USD−12.73M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
0%
0 beats, 2 misses, 0 met estimates
Average EPS surprise
-601.60%
2 comparable reports
Latest EPS result
-1.42
Estimate -1.04 · Miss by 36.54%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates-0.03-1.84-3.65-5.46Q2 '25No estimateQ2 '25No estimateQ3 '25No estimateQ4 '25No estimateQ1 '26No estimateQ2 '26MissQ3 '26MissQ4 '26Estimate
Q2 2025, reported Apr 7, 2025: actual -0.088, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 15, 2025: actual -0.12, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 14, 2025: actual -0.1, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 14, 2025: actual -0.04, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 30, 2026: actual -5.06, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 14, 2026: actual -2.28, estimate -0.18, surprise -1166.67%, Miss. Q3 2026, reported Aug 14, 2026: actual -1.42, estimate -1.04, surprise -36.54%, Miss. Q4 2026, reported Nov 12, 2026: actual —, estimate -0.76, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates542.21M371.61M201.02M30.42MQ2 '25No estimateQ2 '25No estimateQ3 '25No estimateQ4 '25No estimateQ1 '26No estimateQ2 '26MissQ3 '26MissQ4 '26Estimate
Q2 2025, reported Apr 7, 2025: actual 35.79M USD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 15, 2025: actual 37.67M USD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 14, 2025: actual 39.62M USD, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 14, 2025: actual 209.09M USD, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 30, 2026: actual 504.7M USD, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 14, 2026: actual 197.13M USD, estimate 199.1M USD, surprise -0.99%, Miss. Q3 2026, reported Aug 14, 2026: actual 191.31M USD, estimate 197.7M USD, surprise -3.23%, Miss. Q4 2026, reported Nov 12, 2026: actual —, estimate 202.6M USD, surprise —, Comparison unavailable.

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