/FLG
FLG Stock - Flagstar Financial, Inc.
Financial Services|Banks - RegionalNYSE
$13.39-0.67%
$0.09 (-0.67%) • Dec 19
68
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.85
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).61
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.75
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+5.5%upside
Target: $14.13
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ENTRY ZONE$13.26 – $13.52
TARGET (TP)$14.13
STOP LOSS$12.32
RISK/REWARD1:0.7
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.12
52W High$13.85
52W Low$8.56
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $6.38B | $6.05B | $2.18B | $1.75B | $1.77B |
| Gross Profit | $1.49B | $2.80B | $1.35B | $1.35B | $1.10B |
| Gross Margin | 23.4% | 46.3% | 61.9% | 77.0% | 62.1% |
| Operating Income | $-1,378,000,000 | $-50,000,000 | $826.00M | $806.00M | $588.00M |
| Net Income | $-1,118,000,000 | $-79,000,000 | $650.00M | $596.00M | $511.00M |
| Net Margin | -17.5% | -1.3% | 29.8% | 34.1% | 28.9% |
| EPS | $-3.49 | $-0.49 | $3.78 | $3.59 | $3.06 |
Company Overview
Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
3
50%
Hold / Neutral
3
50%
Sell / Underperform
0%
Analyst Consensus🟡 Mixed
3 Bullish3 Neutral/Bearish
Price Targets
$14
Average Target
↑ 7.7% Upside
Now
$13
Low
$14
Average
$15
High
Based on 6 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| September 25th 2025 | TD Cowen | Initiation | Hold | $14 |
| September 10th 2025 | Cantor Fitzgerald | Initiation | Overweight | $15 |
| May 21st 2025 | Jefferies | Initiation | Buy | $15 |
| May 13th 2025 | Truist | Initiation | Hold | $13 |
| April 4th 2025 | Citigroup | Upgrade | Buy | $15 |
| January 31st 2025 | DA Davidson | Upgrade | Buy | $14.5← $12 |
| December 17th 2024 | UBS | Resumed | Neutral | - |
Earnings History & Surprises
FLGBeat Rate
42%
Last 12 quarters
Avg Surprise
-9.7%
EPS vs Estimate
Beats / Misses
5/7
Last 12 quarters
Latest EPS
$-0.07
Q4 2025
EPS Surprise History
Q4 23
-1505.9%
$-11.23vs$0.80
Q1 24
-68.7%
$-1.33vs$-0.79
Q3 24
-150.0%
$-1.05vs$-0.42
Q4 24
-72.5%
$-0.69vs$-0.40
Q1 25
+33.3%
$-0.34vs$-0.51
Q2 25
+11.5%
$-0.23vs$-0.26
Q3 25
-16.7%
$-0.14vs$-0.12
Q4 25
-16.7%
$-0.07vs$-0.06
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 23, 2026 | — | — | — | — |
Q1 2026 | Jan 29, 2026 | $0.03 | — | — | — |
Q4 2025 | Oct 24, 2025 | $-0.06 | $-0.07 | -16.7% | ✗ MISS |
Q3 2025 | Jul 25, 2025 | $-0.12 | $-0.14 | -16.7% | ✗ MISS |
Q2 2025 | Apr 25, 2025 | $-0.26 | $-0.23 | +11.5% | ✓ BEAT |
Q1 2025 | Jan 30, 2025 | $-0.51 | $-0.34 | +33.3% | ✓ BEAT |
Q4 2024 | Oct 25, 2024 | $-0.40 | $-0.69 | -72.5% | ✗ MISS |
Q3 2024 | Jul 25, 2024 | $-0.42 | $-1.05 | -150.0% | ✗ MISS |
Q1 2024 | Mar 31, 2024 | $-0.79 | $-1.33 | -68.7% | ✗ MISS |
Q4 2023 | Dec 31, 2023 | $0.80 | $-11.23 | -1505.9% | ✗ MISS |
Q3 2023 | Sep 30, 2023 | $0.99 | $0.86 | -13.5% | ✗ MISS |
Q2 2023 | Jun 30, 2023 | $0.87 | $1.71 | +97.2% | ✓ BEAT |
Q1 2023 | Mar 31, 2023 | $0.54 | $8.74 | +1524.5% | ✓ BEAT |
Q4 2022 | Dec 31, 2022 | $0.60 | $0.96 | +60.4% | ✓ BEAT |
Q3 2022 | Sep 30, 2022 | — | $0.98 | — | — |
Q2 2022 | Jun 30, 2022 | — | $1.10 | — | — |
Q1 2022 | Mar 31, 2022 | — | $1.00 | — | — |
Q4 2021 | Dec 31, 2021 | — | $0.97 | — | — |
Q3 2021 | Sep 30, 2021 | — | $0.96 | — | — |
Q2 2021 | Jun 30, 2021 | — | $0.98 | — | — |
Latest News
Cantor Fitzgerald Maintains Overweight on Flagstar Bank, Raises Price Target to $16
📈 PositiveBenzinga•Dec 19, 2025, 03:29 PM
JP Morgan Maintains Neutral on Flagstar Bank, Raises Price Target to $15
➖ NeutralBenzinga•Dec 16, 2025, 03:53 PM
DA Davidson Maintains Buy on Flagstar Bank, Maintains $14.5 Price Target
📈 PositiveBenzinga•Nov 13, 2025, 02:42 PM
UBS Maintains Neutral on Flagstar Bank, Lowers Price Target to $11.5
➖ NeutralBenzinga•Nov 5, 2025, 10:52 PM
DA Davidson Maintains Buy on Flagstar Bank, Maintains $14.5 Price Target
➖ NeutralBenzinga•Oct 27, 2025, 06:45 PM
JP Morgan Maintains Neutral on Flagstar Bank, Raises Price Target to $14
➖ NeutralBenzinga•Oct 27, 2025, 01:52 PM
Flagstar Financial Q3 Adj. EPS $(0.07), Inline, Sales $519.000M Beat $441.134M Estimate
📈 PositiveBenzinga•Oct 24, 2025, 10:03 AM
Flagstar Financial Announces Shareholders Approved All Proposals Related To Its Holding Company Reorganization At Special Meeting On October 15, 2025
📈 PositiveBenzinga•Oct 15, 2025, 08:09 PM
Flagstar Financial Receives Required Regulatory Approvals To Merge Holding Company Into Its Bank
📈 PositiveBenzinga•Oct 6, 2025, 09:20 PM
TD Cowen Initiates Coverage On Flagstar Financial with Hold Rating, Announces Price Target of $14
➖ NeutralBenzinga•Sep 25, 2025, 04:20 PM
Truist Securities Maintains Hold on Flagstar Financial, Raises Price Target to $13.5
➖ NeutralBenzinga•Sep 12, 2025, 12:42 PM
Cantor Fitzgerald Initiates Coverage On Flagstar Financial with Overweight Rating, Announces Price Target of $15
📈 PositiveBenzinga•Sep 10, 2025, 01:22 PM
Citigroup Maintains Buy on Flagstar Financial, Raises Price Target to $16.5
📈 PositiveBenzinga•Aug 26, 2025, 04:08 PM•Also:
Frequently Asked Questions about FLG
What is FLG's current stock price?
Flagstar Financial, Inc. (FLG) is currently trading at $13.39 per share. The stock has moved -0.67% today.
What is the analyst price target for FLG?
The average analyst price target for FLG is $14.13, based on 1 analyst.
What sector is Flagstar Financial, Inc. in?
Flagstar Financial, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NYSE exchange.
What is FLG's market cap?
Flagstar Financial, Inc. has a market capitalization of $5.57 billion, making it a mid-cap company.
Does FLG pay dividends?
No, Flagstar Financial, Inc. does not currently pay a dividend to shareholders.
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