
First United Corporation
FUNCNASDAQFinancial ServicesBanks - Regional
常规交易时段
US$43.45
+US$0.51 · +1.19%
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Undervalued
动量
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Gaining
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Bullish
风险韧性
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Moderate Risk
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公司概况
公司网站First United Corporation acts as the holding company for First United Bank & Trust, which delivers a wide array of retail and commercial banking solutions to both businesses and individual customers. The bank offers a diverse portfolio of deposit accounts, encompassing standard checking, savings, and money market options, in addition to specialized choices like regular and Individual Retirement Account (IRA) certificates of deposit, Christmas savings, college savings, and health savings accounts. It also provides advanced cash management programs, such as the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS), available to governmental entities, businesses, and consumers. For its business clientele, First United extends comprehensive packages that feature treasury management, cash sweeping services, and various checking account opportunities. Regarding lending, the corporation provides an extensive range of loan products. These include commercial loans collateralized by real estate, equipment, vehicles, or other business assets. It also offers commercial real estate financing for residential and commercial developments, agricultural properties, and service industry buildings. Individual customers can access residential mortgage loans, home equity lines of credit, and residential real estate construction loans. Furthermore, the bank issues direct and indirect auto loans, student loans, and a variety of secured and unsecured term loans and lines of credit. Beyond traditional banking, the company furnishes a comprehensive suite of trust services, including personal and charitable trusts, investment agency accounts, and full-service retirement planning solutions (such as IRA rollovers, 401(k) accounts, and defined benefit plans), alongside estate administration and planning expertise. Supplementary services offered include insurance products, brokerage facilities, and practical amenities like safe deposit boxes and night depository facilities. First United Corporation's operational network consists of 26 banking branches, a dedicated customer care center, and 34 automated teller machines. This presence extends across Allegany, Frederick, Garrett, and Washington counties in Maryland, as well as Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. Established in 1900, the company's headquarters are situated in Oakland, Maryland.
- 行业
- Banks - Regional
- 部门
- Financial Services
- 总部
- US
- 首席执行官
- Jason Rush
- 上市以来
- 1992年9月3日
- 雇员
- 329
市场位置
日内区间
当前US$43.45,
52周区间
当前US$43.45,
- 开盘价
- US$44.07
- 前收盘价
- US$42.94
- 成交量
- 4721.52
- 0.23× 平均值
- 平均成交量
- 2.09万
- 日均成交量
- 市值
- 2.8亿 USD
- 贝塔
- 0.51
- 市场参考 1
- 50天平均值
- US$44.16
- 低于平均水平-1.61%
- 200天平均值
- US$39.2921
- 高于平均水平+10.58%
财务数据
财务快照
最近十二个月估值与收益率
- 企业价值
- 2.26亿 USD
- 市盈率(TTM)
- 11.23×
- 市净率(TTM)
- 1.32×
- 市销率(TTM)
- 2.28×
- EV/EBITDA
- 6.35×
- 盈利收益率
- 10.09%
- 自由现金流收益率
- 6.34%
- 股息率
- 2.39%
盈利能力和效率
- 毛利率
- 71.87%
- 营业利润率
- 26.93%
- 净利润率
- 20.38%
- 净资产收益率
- 12.04%
- 资产收益率
- 1.17%
- 投入资本回报率
- 7.01%
财务健康
- 负债权益比
- 0.48×
- 流动比率
- 0.09×
财务报表
利润率趋势
盈利能力占已公布营收的百分比。
损益趋势
营收
营业利润
净利润
| 项目(USD) | 2025财年 | 2024财年 | 2023财年 | 2022财年 | 2021财年 |
|---|---|---|---|---|---|
| 营收 | 1.19亿 USD | 1.12亿 USD | 9560.9万 USD | 8043.9万 USD | 7861.4万 USD |
| 销货成本 | 3547.8万 USD | 3493.4万 USD | 2586.1万 USD | 416.2万 USD | 489.7万 USD |
| 毛利 | 8370.3万 USD | 7687万 USD | 6974.8万 USD | 7627.7万 USD | 7371.7万 USD |
| 销售、一般及管理费用 | 3505.8万 USD | 3077.8万 USD | 3036.6万 USD | 2640.9万 USD | 2647.3万 USD |
| 营业费用 | 5117万 USD | 4964万 USD | 5027.2万 USD | 4309.6万 USD | 4740.8万 USD |
| 利息收入 | 1.01亿 USD | 9199.3万 USD | 8115.6万 USD | 6242.2万 USD | 5825.6万 USD |
| 利息支出 | 3273.5万 USD | 3201.5万 USD | 2428.6万 USD | 478.9万 USD | 571.4万 USD |
| 折旧和摊销 | 306.1万 USD | 379.4万 USD | 491.6万 USD | 364.5万 USD | 343万 USD |
| 营业利润 | 3253.3万 USD | 2723万 USD | 1947.6万 USD | 3318.1万 USD | 2630.9万 USD |
| 净利润 | 2451.5万 USD | 2056.9万 USD | 1506万 USD | 2504.8万 USD | 1977万 USD |
公司数据更新于 2026年8月24日。
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