Loading
Usio, Inc. provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing, credit, prepaid card, and debit card-based processing services. It also provides a proprietary platform for businesses to handle e-checks and card payments, and an interactive voice response telephone system for companies to accept payments over the telephone. Additionally, the company offers prepaid and incentive card issuance services, a payment facilitation platform, and electronic bill presentment and printing services.
Previous close
$2.84
−$0.03 · -1.05%
After-hours
$2.84
$0.00 · 0.00%
Oct 8, 4:15 PM ET
Regular session · ET · Market data may be delayed.
Usio, Inc. provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing, credit, prepaid card, and debit card-based processing services. It also provides a proprietary platform for businesses to handle e-checks and card payments, and an interactive voice response telephone system for companies to accept payments over the telephone. Additionally, the company offers prepaid and incentive card issuance services, a payment facilitation platform, and electronic bill presentment and printing services.
Day range
Current $2.84
52-week range
Current $2.84
Regular session · ET · Market data may be delayed.
GoAI Score
Sell
Valuation
2
Overpriced
Sentiment
58
Mixed
Risk
55
Elevated Risk
Momentum
74
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Usio, Inc. provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing, credit, prepaid card, and debit card-based processing services. It also provides a proprietary platform for businesses to handle e-checks and card payments, and an interactive voice response telephone system for companies to accept payments over the telephone. Additionally, the company offers prepaid and incentive card issuance services, a payment facilitation platform, and electronic bill presentment and printing services.
Day range
Current $2.84
52-week range
Current $2.84
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 85.39M USD | 82.93M USD | 82.59M USD | 69.43M USD | 61.94M USD |
| Cost of goods sold | 65.7M USD | 63.32M USD | 63.99M USD | 54.84M USD | 46.31M USD |
| Gross profit | 19.69M USD | 19.61M USD | 18.6M USD | 14.59M USD | 15.63M USD |
| Selling, general, and administrative | 20.11M USD | 2.09M USD | 18.44M USD | 17.07M USD | 1.49M USD |
| Operating expenses | 22.05M USD | 21.08M USD | 20.52M USD | 19.81M USD | 15.79M USD |
| Interest income | 407.16K USD | 464.75K USD | 1.7M USD | 15.24K USD | 7.64K USD |
| Interest expense | 52.08K USD | 53.8K USD | 5.2K USD | 4.05K USD | 4.31K USD |
| Depreciation and amortization | 1.95M USD | 2.26M USD | 2.08M USD | 2.74M USD | 2.64M USD |
| Operating income | −2.36M USD | −1.47M USD | −1.92M USD | −5.21M USD | −155.38K USD |
| Net income | −2.51M USD | 3.31M USD | −475.1K USD | −5.48M USD | −321.63K USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$5.50
93.66% upsideLimited analyst sample: 4 ratings. Interpret the distribution with caution.
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Jul 23, 2015 | 1:15 | — | — |
Effective Jul 23, 2015
1:15
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI2.02M0.00%2.3T USD0.03%$379.56-0.39%
Vanguard Extended Market ETFVXF592K0.00%95.4B USD0.05%$233.13-0.15%
iShares Micro-Cap ETFIWC181.89K0.01%1.32B USD0.60%$182.79-0.31%
EA Series Trust - EA Bridgeway Ultra-Small Company Market ETFBUSM130K0.11%116.54M USD0.73%$15.90-0.44%
Dimensional - US Core Equity 2 ETFDFAC15.35K0.00%88.28B USD0.21%$45.11-0.15%
Dimensional - US Sustainability Core 1 ETFDFSU11.26K0.00%2.38B USD0.15%$47.88-0.08%Vanguard Morningstar Total Stock Market ETFVTIVanguard Extended Market ETFVXFiShares Micro-Cap ETFIWCEA Series Trust - EA Bridgeway Ultra-Small Company Market ETFBUSMDimensional - US Core Equity 2 ETFDFACDimensional - US Sustainability Core 1 ETFDFSUAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
